Personal Finance Advice

Almost everyone keeps a secret or two. After the presentations I give, I ask the people attending to anonymously write down a money confession. I share some of the more interesting ones here with you. This is confession number 51 in the series: “I spent $28,000 on my wedding. The marriage didn’t last 3 months.” [...]

A few months ago I began to collect money confessions from the audience members that attended the talks that I have been giving. At the end of the presentation, I would ask people to take a few minutes and anonymously write down on a piece of paper a money secret that they kept, but which [...]

Most people have a secret or two that they keep to themselves. I have been asking people to anonymously share their money confessions after the talks I give. This is confession number 50 in the series: “I slept with my boss to get my last raise.” Other confession already listed: The First 25 Confessions Shopping [...]

This is part of a series of money confessions that I have been putting together over the last few months. I ask people after some of the talks that I have given to anonymously write down their money secrets. This is confession number 49 in the series: “I paid someone to do all my homework [...]

College Credit That Fails Students: “Big lenders, such as Sallie Mae, even persuaded Congress to remove bankruptcy protections for private loans in 2005 — these are the nongovernmental loans we’ve been hearing about lately, whose interest rates can exceed 18%. Credit card companies and payday lenders could only dream of this kind of congressional giveaway.” [...]

I would imagine that everyone has at least one money secret that they keep themselves. I ask people to anonymously write down their money secrets at the end of talks I give and share some of the more interesting ones here. This is confession number 48 in the series: “Debt has taught me how to [...]

I have been collecting people’s money confessions at the end of my talks. I ask the people to write down a money confession and anonymously place it in a box that gets passed around. Through this I have found that people have a large number of different money secrets and view money in very different [...]

I collect people’s money confessions which they give to me anonymously and share some of the more interesting ones here. This is confession number 46 in the series: “I spend all my money today because there might not be a tomorrow.” Other confession already listed: The First 25 Confessions Shopping Taxes College Dining Out Artist [...]

For the first day of kindergarten, I walked in to my daughter’s classroom and at each child’s place at the table lay 3 pennies. These were fake pennies, but as our kindergarten information packet stated, they were worth something. Every day, the children get three pennies, which they put in designated containers. Every four or [...]

This is one in a series of anonymous confessions I have collected over the past few months from audience members after talks I give. Some of the confessions I found interesting and I decided I would share some of them on this blog. This is confession number 45 in the series: “I judge people by [...]

I have collected anonymous confessions for the past few months from audience members after the talks I give. I decided to share some of the more interesting confessions as part of a daily photo confession series. This is confession number 44 in the series: “The $3000 diamond ring I bought her is fake.” Other confession [...]

After the Pain of Foreclosure, a Big Tax Bill: “For those who struggle to pay their bills, who watch their housing payments rise out of reach with their adjustable-rate mortgages, who lose a job or who fall victim to illness, losing one’s home can feel like hitting bottom. But one more financial indignity may await [...]

This is one of the anonymous confessions that I have collected over the past few months that I thought was worth sharing. This is confession number 43 in the series: “I always give what I have to those begging on the streets because I know that could have very easily have been me.” Other confession [...]

This is one of the anonymous confessions that I have collected over the past few months that I thought was worth sharing. This is confession number 42 in the series: “I still can’t forgive my parents for spending my inheritance to travel the world.” Other confession already listed: The First 25 Confessions Shopping Taxes College [...]

For the past few months I have been collecting money confessions from people at some of the talks that I give. They anonymously write their confession on a piece of paper. Each day I choose one that I find interesting and I believe is worth sharing. This is confession number 41 in the series: “I [...]

This is part of a series of money confessions that I have been collecting. Each day I choose one of the more interesting of these confessions to share with you. This is confession number 40 in the series: “I’m 28 and I live at home with my parents so I don’t have to get a [...]

I have been collecting money confessions. At the end of talks I have been giving, I asked the audience members to anonymously write down a money confession they have not revealed before. I have chosen some of the more interesting ones to share with you. This is confession number 39 in the series: “When I [...]

The $200 Billion Rip-Off: Our broadband future was stolen: “This is part three of my explanation of how America went from having the fastest and cheapest Internet service in the world to what we have today — not very fast, not very cheap Internet service that is hurting our ability to compete economically with the [...]

Loans and credit cards provide great consumer benefits, but as with any form of borrowed money, you’ve got to be careful about how you manage credit. Here are tips for saving money on credit products – in your basic financial affairs, when shopping for new credit, and when using loans and credit cards. 1. Pay [...]

At the end of the presentations I have been giving, I have asked the audience members to anonymously write down a money confession that they have not told anyone before. This is one of the confessions which I received and is number 38 in the series: “I’ve become the cheap bastard that I always depised [...]