Category Archives: Utilities

52 Week Save Money Challenge Week Five

It was a tough week when it came to the saving challenge. I had high hopes that with the first month’s bills coming in, I would have good numbers which would net me savings with my water, gas and electric … Continue reading

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California Declares Drought Emergency: Easy Ways to Save Water

California, experiencing its third consecutive year of dryer than usual weather, has reached the point of emergency drought conditions. Governor Jerry Brown has declared an emergency because of the continuing dry weather, and he’s asking residents to voluntarily cut their … Continue reading

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Preparing for the 52 Week Save Money Challenge

Most people who decide to take on the 52 Week Money Challenge see that they only need to save $1 the first week, $2 the second week, $3 the third week and $4 the fourth week for a total of … Continue reading

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10 Ways To Save Money On Your Cell Phone Bill

This is a guest post by Jason Price from OneMoneyDesign.com. Jason is a husband, dad, soccer fan and blogger on the journey to true financial freedom. He enjoys sharing tips and ideas about money, career and more. I can’t think … Continue reading

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Rain Barrel: Outdoor Gadgets That Save Money

If you are someone who enjoys gardening or has extensive landscaping in their yard, a great outdoor gadget to consider purchasing is a rain barrel. Rain barrels are containers which capture rainwater (usually from your gutter system coming down from … Continue reading

Posted in Frugal, Money Saving Gadgets, Personal Finance, Saving Money, Utilities | Tagged , , , , , , , | 4 Comments

EcoButton: Computer Gadgets That Save Money

We all know that we should do it, but most of us don’t because it’s either too much of a hassle or we simply forget. Every time we leave our computer and it remains running, we are wasting energy. While … Continue reading

Posted in Frugal, Money Saving Gadgets, Personal Finance, Saving Money, Shopping, Utilities | Tagged , , , , , , | 1 Comment

Money Lessons Learned From a Dysfunctional Phone System

One of my clients (where a friend of mine also works in IT) recently upgraded their office phone system. The phone system they had was perfectly functional but, like so many people and businesses, they wanted something with more bells … Continue reading

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Save Money While You Sleep

You probably don’t think that the hours you’re sleeping can possibly cost you that much. After all, everyone’s in bed, everything is off, and no one is out shopping. But the truth is, the overnight hours can be costing you … Continue reading

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Five Ways to Save Money in the Shower

You may not think of your morning shower as a great opportunity to save money, but there are a lot of little things you can do to reduce your cost of keeping clean and neat. Even if you’re still half … Continue reading

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Pain Free Cost Cutting

Over the years, I have called the cable company to reduce the amount of money my mom pays for her cable TV on a fairly regular basis. I just did it again this week and saved her $170 over a … Continue reading

Posted in Budgeting, Credit Cards, Debt, Frugal, Personal Finance, Saving Money, Shopping, Utilities | Tagged , , , , , , , , , | 6 Comments

Reasons Not To Have A Cell Phone

I am probably one of the last people in the US that doesn’t have a cell phone. I don’t have a cell phone to protest in any way. I actually think there are a lot of interesting aspects to them. … Continue reading

Posted in Budgeting, Frugal, Personal Finance, Saving Money, Utilities | Tagged , , , , , , , , | 15 Comments

Leaky Toilet and Checking Utility Bills

I am sure that everyone who has ever tried to reduce their budget, whether it be to accommodate for a reduced income, or to help with debt reduction, has been told or read about cutting their utility bills. You may … Continue reading

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Make Your House Save Money While You’re on Vacation

Many people don’t realize that going on vacation can be a money saving exercise. If you’re careful, you can save enough money to offset some of the cost of your vacation. How does this work? While you’re not at home, … Continue reading

Posted in Frugal, Personal Finance, Saving Money, Travel, Utilities | Tagged , , , , , , , | 1 Comment

In-House Water Heater Control: Strange Ways to Save Money

Your water heater is one of the biggest contributors to your electric bill. It’s usually on all the time, heating water even when no one is home. I learned just how much it contributes to the power bill one summer … Continue reading

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Legislating My Money Saving Efforts

In the last week I’ve gotten pretty peeved at the controls that my state and local governments have put in place to keep me from saving money. The first came when I called my homeowner’s insurance company to increase my … Continue reading

Posted in Insurance, Personal Finance, Saving Money, Utilities | Tagged , , , , | 5 Comments

Get More Money Without a Second Job

When thoughts turn to getting more cash every month, many people assume that they’ll have to take a second job. That may be true. If your financial situation is dire or if you have your heart set on some big … Continue reading

Posted in Budgeting, Debt, Food / Groceries, Frugal, Housing, Insurance, Making Money, Personal Finance, Saving Money, Taxes, Utilities | Tagged , , , , , , , , , , , , , , | 8 Comments

Lost Cellphone: What Do You Do?

It was bound to happen someday. I lost my cell phone the other day. I had it in the side pocket of my car door. At some point while running errands it must have fallen out and I didn’t notice … Continue reading

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I Enjoy Being Poor

By Maureen K. If you had asked me a year ago if I would like being poor, I would have called you crazy. Both my husband and I had just lost our jobs and we were just coming to the … Continue reading

Posted in Budgeting, Food / Groceries, Frugal, Personal Finance, Relationships, Saving Money, Utilities | Tagged , , , , , | 23 Comments

Keeping Cool This Summer

It is the middle of August. That means that if you live anywhere in the continental United States, it is probably a lot hotter outside than you would like. With temperatures in the 90′s and 100′s across much of America, … Continue reading

Posted in Frugal, Housing, Personal Finance, Saving Money, Utilities | Tagged , , , , , , , , | 13 Comments

The Death of FICO?

Last week, Sadie wrote about how debt free living means not being a slave to a FICO score. In the article, she pointed out that FICO has become such an integral part of our lives that even the debt free … Continue reading

Posted in Credit Cards, Debt, Insurance, Personal Finance, Utilities | Tagged , , , , , , , , , | 7 Comments