If you enjoy reading, you know that it can get quite expensive to purchase books for everything you want to read. It doesn’t have to be that way - here are some ways you can save on books while still reading everything you want:
Test Read: Just as you test drive car, test drive your books. […]

If you are looking to get the best price on airline tickets, it takes more than going to an online comparison site. One area that can help bring down the price you pay is the flexibility you have when making the reservations. Here are some things to consider when trying to get the best deal […]

What motivates you to spend money? Most people never take the time to consider this question, but understanding the reasons why you spend money can go a long way to help you get your finances under control. Here are 15 common reasons people use as an excuse to spend money:
You Think It’ll […]

A huge financial challenge which many working couples face is the cost of child care. If the only reason that both parents are working is for the extra money the second income provides, you may want to take some time to see if the second income is really providing as much money to the family […]

How much did your car cost? How much did your camera cost? How much did your house cost? When you answered each of these questions, you likely chose the price that you paid for them.
Whenever people go out to purchase something, they almost always focus on the retail price that they will pay for that […]

Most people assume that there is no way to reduce the cost of their commute, but there are a number of alternatives worth considering. Here are 10 ideas that can help you reduce the amount you spend commuting:
Get up earlier: If you can learn to leave an hour or two earlier, you’ll miss the majority […]

What are your financial goals? If you are like most people, you may have a general idea of what financial goals you’d like to achieve, but you haven’t taken the time to truly form a plan to achieve them. If you don’t know exactly what your financial goals are or how you’re going to attain […]

Last week I went to book a trip. I had given all the information and was about ready to pay when I asked, is that the best deal I can get? The sales lady took a few minutes to look at prices in her computer and said, “that is the best deal you can get […]

There is always a lot of heated discussion on which is the best method to reduce debt: the classic highest interest snowball method:
1. Make a list of all your debts, ordering them from highest interest rate to lowest interest rate.
2. Set aside a specific amount of money that will go toward paying these debts […]

While you probably don’t think a whole lot about it when you go shopping, stores are set up to manipulate all of your senses and to try and get you to spend as much money as possible. The store may appear to have been thrown together, but in reality they spent thousands of dollars on […]

I know this is going to sound strange, but a lot of people don’t know the proper way to save money. They think that they know and if you ask someone about this, the person will look at you like you’re stupid for asking such an obvious question, but the truth is that most people […]

One would assume that you could place your money in a bank and it would earn you money there. That, unfortunately, is no longer the case. Banks have so many fees and charges that you can easily lose money keeping it in a bank. Here are ten steps you should take if you haven’t already […]

It’s been mentioned a number of times on this blog, but worth a quick reminder here: You can save as much as 50% on your cable TV, Internet access and other such services by calling up the service provider with a competing offer in hand and simply asking for a better deal:
1. Call the […]

When you finally get around to reducing your debt, you want to make sure you go about it in the correct way. There’s more to debt reduction than cutting up credit cards and cutting costs. If you approach debt reduction with a well thought out plan that fits your situation, you’ll find yourself debt free […]

A lot of problems with finances are the direct result of being financially lazy. That is, you know what you should be doing, but you’re just too lazy (or have a convenient excuse) not to do it. And while life is certainly not about making sure every detail of your finances is perfect 24 / […]

Most people make the assumption that they are not wealthy because they don’t earn enough money, but the real reasons most people don’t build wealth is because of how they use money in their daily life. Here are 10 possible reasons that you aren’t rich:
1. You Care What Your Neighbors Think
2. You Aren’t Patient
3. You […]

It always amazes me that people want to invest their money in stocks when they are carrying credit card debt with double digit interest rates. Except for a few people that credit card arbitrage, almost everyone is better of investing their money into paying off their credit card debt than trying to invest somewhere else. […]

You get into your car, start driving and find yourself in front of Starbucks before you are even fully awake. The morning coffee fix is a daily ritual for a lot of people. If you are having trouble giving it up, there is no need to pay full price for your cup of joe. […]

When it comes to trying to reduce the amount you spend on prescription medication, most people focus exclusively on where to get their prescription for the best price. While this is a good step to take, it ignores a handful of other opportunities at reducing the cost of prescription drugs. From my latest article in […]

One of the biggest mistakes that people make when getting insurance for their household possessions is not making an inventory of everything they own. That’s because if a claim does have to be made, the insurance companies are going to want proof and not just your word:
Without documentation, one of two things will usually happen […]