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	<title>Personal Finance Advice &#187; Taxes</title>
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	<link>http://www.pfadvice.com</link>
	<description>Bridging the gap between saving money and investing</description>
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		<title>Get Politically Active to Save Money</title>
		<link>http://www.pfadvice.com/2010/02/04/get-politically-active-to-save-money/</link>
		<comments>http://www.pfadvice.com/2010/02/04/get-politically-active-to-save-money/#comments</comments>
		<pubDate>Thu, 04 Feb 2010 07:01:54 +0000</pubDate>
		<dc:creator>Jennifer Derrick</dc:creator>
				<category><![CDATA[Personal Finance]]></category>
		<category><![CDATA[Saving Money]]></category>
		<category><![CDATA[Taxes]]></category>
		<category><![CDATA[city services]]></category>
		<category><![CDATA[community involvement]]></category>
		<category><![CDATA[local library]]></category>
		<category><![CDATA[politically active]]></category>
		<category><![CDATA[politics and money]]></category>
		<category><![CDATA[save money]]></category>
		<category><![CDATA[service cuts]]></category>
		<category><![CDATA[tax hikes]]></category>

		<guid isPermaLink="false">http://www.savingadvice.com/blog/?p=5684</guid>
		<description><![CDATA[My state, like so many others, is awfully short on money these days. There have been budget cuts and tax increases in an effort to make up the shortfall. However, some of these cuts have threatened my bottom line more than others and forced me to become politically active to save my money. 
Most recently, [...]]]></description>
		<wfw:commentRss>http://www.pfadvice.com/2010/02/04/get-politically-active-to-save-money/feed/</wfw:commentRss>
		<slash:comments>13</slash:comments>
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		<title>Get More Money Without a Second Job</title>
		<link>http://www.pfadvice.com/2009/12/10/get-more-money-without-a-second-job/</link>
		<comments>http://www.pfadvice.com/2009/12/10/get-more-money-without-a-second-job/#comments</comments>
		<pubDate>Thu, 10 Dec 2009 07:01:17 +0000</pubDate>
		<dc:creator>Jennifer Derrick</dc:creator>
				<category><![CDATA[Budgeting]]></category>
		<category><![CDATA[Debt]]></category>
		<category><![CDATA[Food / Groceries]]></category>
		<category><![CDATA[Frugal]]></category>
		<category><![CDATA[Housing]]></category>
		<category><![CDATA[Insurance]]></category>
		<category><![CDATA[Making Money]]></category>
		<category><![CDATA[Personal Finance]]></category>
		<category><![CDATA[Saving Money]]></category>
		<category><![CDATA[Taxes]]></category>
		<category><![CDATA[Utilities]]></category>
		<category><![CDATA[car payments]]></category>
		<category><![CDATA[common fixed expenses]]></category>
		<category><![CDATA[debt payments]]></category>
		<category><![CDATA[fixed expenses]]></category>
		<category><![CDATA[food]]></category>
		<category><![CDATA[fuel]]></category>
		<category><![CDATA[more money]]></category>
		<category><![CDATA[mortgage payment]]></category>
		<category><![CDATA[rent]]></category>
		<category><![CDATA[second job]]></category>
		<category><![CDATA[services]]></category>
		<category><![CDATA[utility bills]]></category>

		<guid isPermaLink="false">http://www.savingadvice.com/blog/?p=5535</guid>
		<description><![CDATA[When thoughts turn to getting more cash every month, many people assume that they&#8217;ll have to take a second job. That may be true. If your financial situation is dire or if you have your heart set on some big ticket item, a second job may be the only way to get to the necessary [...]]]></description>
		<wfw:commentRss>http://www.pfadvice.com/2009/12/10/get-more-money-without-a-second-job/feed/</wfw:commentRss>
		<slash:comments>8</slash:comments>
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		<title>I&#8217;m Untrustworthy And Proud Of It</title>
		<link>http://www.pfadvice.com/2009/02/23/im-untrustworthy-and-proud-of-it/</link>
		<comments>http://www.pfadvice.com/2009/02/23/im-untrustworthy-and-proud-of-it/#comments</comments>
		<pubDate>Mon, 23 Feb 2009 10:08:23 +0000</pubDate>
		<dc:creator>Jennifer Derrick</dc:creator>
				<category><![CDATA[Personal Finance]]></category>
		<category><![CDATA[Taxes]]></category>
		<category><![CDATA[government money]]></category>
		<category><![CDATA[paycheck]]></category>
		<category><![CDATA[spend money]]></category>
		<category><![CDATA[stimulus check]]></category>
		<category><![CDATA[stimulus money]]></category>

		<guid isPermaLink="false">http://www.savingadvice.com/blog/?p=4148</guid>
		<description><![CDATA[People make fun of me because I always have NPR, CNBC or The Nightly Business Report on in the background when I&#8217;m working. They tell me I&#8217;m a finance junkie, and they&#8217;re not far off. But, it&#8217;s entertainment for me and every now and then I get to hear someone utter words that are so [...]]]></description>
		<wfw:commentRss>http://www.pfadvice.com/2009/02/23/im-untrustworthy-and-proud-of-it/feed/</wfw:commentRss>
		<slash:comments>9</slash:comments>
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		<title>Home Economics: Not What They Taught Me in High School</title>
		<link>http://www.pfadvice.com/2009/02/09/home-economics-not-what-they-taught-me-in-high-school/</link>
		<comments>http://www.pfadvice.com/2009/02/09/home-economics-not-what-they-taught-me-in-high-school/#comments</comments>
		<pubDate>Mon, 09 Feb 2009 15:01:00 +0000</pubDate>
		<dc:creator>Jennifer Derrick</dc:creator>
				<category><![CDATA[Budgeting]]></category>
		<category><![CDATA[Frugal]]></category>
		<category><![CDATA[Personal Finance]]></category>
		<category><![CDATA[Relationships]]></category>
		<category><![CDATA[Saving Money]]></category>
		<category><![CDATA[Taxes]]></category>
		<category><![CDATA[home economics]]></category>
		<category><![CDATA[home economist]]></category>
		<category><![CDATA[household wealth]]></category>
		<category><![CDATA[save money]]></category>
		<category><![CDATA[stretch income]]></category>

		<guid isPermaLink="false">http://www.savingadvice.com/blog/?p=4053</guid>
		<description><![CDATA[I&#8217;m sure I&#8217;m dating myself by telling you that I remember the days when boys in high school took shop and the girls took home economics. I don&#8217;t know what went on in shop class, but I know that home economics, as it was taught then in my school, was a joke. We did learn [...]]]></description>
		<wfw:commentRss>http://www.pfadvice.com/2009/02/09/home-economics-not-what-they-taught-me-in-high-school/feed/</wfw:commentRss>
		<slash:comments>6</slash:comments>
		</item>
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		<title>Make Your City Better without Raising Taxes</title>
		<link>http://www.pfadvice.com/2009/01/12/make-your-city-better-without-raising-taxes/</link>
		<comments>http://www.pfadvice.com/2009/01/12/make-your-city-better-without-raising-taxes/#comments</comments>
		<pubDate>Mon, 12 Jan 2009 08:01:06 +0000</pubDate>
		<dc:creator>Jennifer Touchette</dc:creator>
				<category><![CDATA[Personal Finance]]></category>
		<category><![CDATA[Taxes]]></category>
		<category><![CDATA[budget shortfall]]></category>
		<category><![CDATA[community]]></category>
		<category><![CDATA[community organizer]]></category>
		<category><![CDATA[leaves]]></category>
		<category><![CDATA[litter]]></category>
		<category><![CDATA[shopping carts]]></category>

		<guid isPermaLink="false">http://www.savingadvice.com/blog/?p=3783</guid>
		<description><![CDATA[I have been walking regularly to many errands to save money on gas, wear-and-tear on the car, and to tamp down the urge to spend money on a gym membership. While an energizing and cleansing experience, these walks reveal unpleasant sights in my city: litter, leaves clogging street drains, and stray shopping carts.
These are not [...]]]></description>
		<wfw:commentRss>http://www.pfadvice.com/2009/01/12/make-your-city-better-without-raising-taxes/feed/</wfw:commentRss>
		<slash:comments>4</slash:comments>
		</item>
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		<title>Financial Regrets From This Past Year and What I&#8217;ll Do Differently In &#8216;09</title>
		<link>http://www.pfadvice.com/2008/12/31/financial-regrets/</link>
		<comments>http://www.pfadvice.com/2008/12/31/financial-regrets/#comments</comments>
		<pubDate>Wed, 31 Dec 2008 08:01:32 +0000</pubDate>
		<dc:creator>Jennifer Derrick</dc:creator>
				<category><![CDATA[Investing]]></category>
		<category><![CDATA[Personal Finance]]></category>
		<category><![CDATA[Relationships]]></category>
		<category><![CDATA[Saving Money]]></category>
		<category><![CDATA[Shopping]]></category>
		<category><![CDATA[Taxes]]></category>
		<category><![CDATA[401k]]></category>
		<category><![CDATA[Amazon Gold Box]]></category>
		<category><![CDATA[anniversary gift]]></category>
		<category><![CDATA[business records]]></category>
		<category><![CDATA[CD ladder]]></category>
		<category><![CDATA[financial regrets]]></category>
		<category><![CDATA[follow your dreams]]></category>
		<category><![CDATA[hot water heater switch]]></category>
		<category><![CDATA[paying extra on mortgage]]></category>
		<category><![CDATA[stock market]]></category>

		<guid isPermaLink="false">http://www.savingadvice.com/blog/?p=3715</guid>
		<description><![CDATA[Although we are financially secure and tend to make wise decisions regarding our finances, we still screw up sometimes and do things that we later regret. We&#8217;re human. However, while we may have regrets I choose to look at them as learning opportunities. Whatever we regret from this past year is something that can be [...]]]></description>
		<wfw:commentRss>http://www.pfadvice.com/2008/12/31/financial-regrets/feed/</wfw:commentRss>
		<slash:comments>9</slash:comments>
		</item>
		<item>
		<title>Financial Lessons from my Creditors</title>
		<link>http://www.pfadvice.com/2008/09/29/financial-lessons-from-creditors/</link>
		<comments>http://www.pfadvice.com/2008/09/29/financial-lessons-from-creditors/#comments</comments>
		<pubDate>Mon, 29 Sep 2008 07:01:05 +0000</pubDate>
		<dc:creator>Joe Morgan</dc:creator>
				<category><![CDATA[Credit Cards]]></category>
		<category><![CDATA[Education]]></category>
		<category><![CDATA[Personal Finance]]></category>
		<category><![CDATA[Taxes]]></category>
		<category><![CDATA[Children]]></category>
		<category><![CDATA[financial lessons]]></category>
		<category><![CDATA[irs]]></category>
		<category><![CDATA[Mortgage]]></category>
		<category><![CDATA[Uncle Sam]]></category>

		<guid isPermaLink="false">http://www.savingadvice.com/blog/?p=2863</guid>
		<description><![CDATA[It&#8217;s become quite fashionable to attack credit card companies or banks who hold our mortgages, especially with the recent turmoil in the financial market. While talk of increased regulation and pointing the finger of blame may each have their place in how we deal with such situations, both psychologically and fiscally, they can quickly overwhelm [...]]]></description>
		<wfw:commentRss>http://www.pfadvice.com/2008/09/29/financial-lessons-from-creditors/feed/</wfw:commentRss>
		<slash:comments>2</slash:comments>
		</item>
		<item>
		<title>Do You Really Save Money on Tax Free Weekends?</title>
		<link>http://www.pfadvice.com/2008/07/31/do-you-really-save-money-on-tax-free-weekends/</link>
		<comments>http://www.pfadvice.com/2008/07/31/do-you-really-save-money-on-tax-free-weekends/#comments</comments>
		<pubDate>Thu, 31 Jul 2008 13:15:11 +0000</pubDate>
		<dc:creator>Jennifer Derrick</dc:creator>
				<category><![CDATA[Education]]></category>
		<category><![CDATA[Personal Finance]]></category>
		<category><![CDATA[Shopping]]></category>
		<category><![CDATA[Taxes]]></category>
		<category><![CDATA[consumer tax]]></category>
		<category><![CDATA[save money]]></category>
		<category><![CDATA[Saving Money]]></category>
		<category><![CDATA[tax free weekend]]></category>

		<guid isPermaLink="false">http://www.savingadvice.com/blog/2008/07/31/102226_do-you-really-save-money-on-tax-free-weekends.html</guid>
		<description><![CDATA[
Now that back to school season is upon us, my state and many others are promoting their upcoming tax free weekends. These are the weekends where you can buy items from certain categories and escape the state and/or local sales taxes on those items. The rules vary by state, but typically the items you can [...]]]></description>
		<wfw:commentRss>http://www.pfadvice.com/2008/07/31/do-you-really-save-money-on-tax-free-weekends/feed/</wfw:commentRss>
		<slash:comments>2</slash:comments>
		</item>
		<item>
		<title>Coupons Are Taxable &#8211; Why Do We Have To Pay Sales Tax on Them?</title>
		<link>http://www.pfadvice.com/2008/04/20/2106/</link>
		<comments>http://www.pfadvice.com/2008/04/20/2106/#comments</comments>
		<pubDate>Sun, 20 Apr 2008 07:05:07 +0000</pubDate>
		<dc:creator>Shannon Christman</dc:creator>
				<category><![CDATA[Personal Finance]]></category>
		<category><![CDATA[Shopping]]></category>
		<category><![CDATA[Taxes]]></category>
		<category><![CDATA[consumers]]></category>
		<category><![CDATA[Coupons]]></category>
		<category><![CDATA[sales tax]]></category>
		<category><![CDATA[save money]]></category>
		<category><![CDATA[store]]></category>

		<guid isPermaLink="false">http://www.savingadvice.com/blog/2008/04/20/102106_2106.html</guid>
		<description><![CDATA[
It seems everything is taxable &#8212; even coupons!  I never questioned the small print on the coupons I use, at least not the part about the customer paying sales tax.  (I don&#8217;t understand why a manufacturer can say a coupon shouldn&#8217;t be doubled when it&#8217;s the retailer that makes a doubling offer, but [...]]]></description>
		<wfw:commentRss>http://www.pfadvice.com/2008/04/20/2106/feed/</wfw:commentRss>
		<slash:comments>4</slash:comments>
		</item>
		<item>
		<title>Should You Take One For The Team?</title>
		<link>http://www.pfadvice.com/2008/02/15/should-you-take-one-for-the-team/</link>
		<comments>http://www.pfadvice.com/2008/02/15/should-you-take-one-for-the-team/#comments</comments>
		<pubDate>Fri, 15 Feb 2008 17:30:06 +0000</pubDate>
		<dc:creator>Cortni Marrazzo</dc:creator>
				<category><![CDATA[Personal Finance]]></category>
		<category><![CDATA[Taxes]]></category>
		<category><![CDATA[spending]]></category>
		<category><![CDATA[tax rebate]]></category>

		<guid isPermaLink="false">http://www.savingadvice.com/blog/2008/02/15/102031_should-you-take-one-for-the-team.html</guid>
		<description><![CDATA[
&#8220;Falling housing market.&#8221; &#8220;Possible recession.&#8221; &#8220;Troubled economy.&#8221;  These phrases have been  buzzing around lately in the media.  Real estate prices were going up and many people decided to buy more house than they could afford with unconventional mortgage terms.  Now the house prices are falling in many areas and people can&#8217;t [...]]]></description>
		<wfw:commentRss>http://www.pfadvice.com/2008/02/15/should-you-take-one-for-the-team/feed/</wfw:commentRss>
		<slash:comments>5</slash:comments>
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