Category Archives: Shopping

Don’t Believe the Salesmen

We enjoy camping in our RV. As a result, I spend a lot of time on RV-related message boards. This week I saw a sad story. A family wanted to get into the camping lifestyle, so they went to the … Continue reading

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15 Ways to Deal With Emotions Without Retail Therapy

“I’m so messed up. I’m going out for a little retail therapy. Wanna come?” So began a recent conversation with my neighbor. I’ll admit that she’s got every reason to be upset: Her kids are in trouble, there are financial … Continue reading

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10 Ways to Save Money on Wine

There seems to be quite a few people who think it takes a lot of time and knowledge to understand wine, but the truth is that you simply need to learn which wines you enjoy the most. You don’t have … Continue reading

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You’re Responsible for Knowing Your Bank Balance

Lately I’ve been trying to decide whether or not to get a Target Red debit card. As much as I shop at Target, the five percent discount would be nice, but there are some drawbacks. I’m still looking into it … Continue reading

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10 Ways to Save Money When Visiting the Beach

With summer just around the corner, one of the top priorities for a lot of people will be to take off to the beach for a day, or for an extended vacation, when the opportunity permits. One of great things … Continue reading

Posted in Budgeting, Entertainment, Holidays, Personal Finance, Saving Money, Shopping, Travel | Tagged , , , , , , , | 1 Comment

It’s Dirt Cheap!

The other day I was perusing another personal finance message board when I came upon, of all things, a debate about the merits of Blu-ray versus standard DVD. It came about because someone was mad that they were being “forced” … Continue reading

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10 Cleaning Gadgets That Save Money & Time

If you still haven’t started your spring cleaning, there’s a good chance that it’s because you simply don’t like to clean. This is nothing to be ashamed of. There are a lot of us who simply look upon cleaning as … Continue reading

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Blowing Money on Grail Objects

I have a friend who has lusted after a certain board game for years, now. It’s out of print and if you can find it on the secondary market in good to mint condition, it usually sells for north of … Continue reading

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Don’t Fall For “The Advertising Will Save You” Money Gambit

Manufacturers, retailers, and advertisers love to tell us that advertising will save us money. They like to tell us that placing ads in and on everything from video games to toilet paper will save consumers money. The theory is that … Continue reading

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10 Lifestyle Investments to Avoid

One of the selling tactics that I have been hearing more and more these days is to make purchases as a “lifestyle investment.” The entire term bothers me in a number of ways, but the worst part is be bringing … Continue reading

Posted in Cars, Debt, Housing, Investing, Personal Finance, Shopping, Timeshares | Tagged , , , , , , , , | 7 Comments

10 Things Worth Splurging On

If you’re on a tight budget or limited income, you’re probably pretty price conscious. However, while buying cheaper items can be great in some instances, there are certain items where you should splurge a little when buying. Many of the … Continue reading

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10 Ways to Save Money on Coffee

There are many people who will willingly confess that they have an addiction to coffee. It’s one of those drinks that quite a few people insist they need to consume at least once or twice a day. However, any coffee … Continue reading

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Seeing Coupons as Money

Some people hate to use coupons. Some can’t be bothered, some don’t see that the time required is worth the savings, some are embarrassed, some figure coupons are only for junk food (they aren’t), and some are afraid of being … Continue reading

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Planned Obsolescence: The Scourge of Frugality

If you’re a frugal person, the concept of planned obsolescence stinks. There’s no polite way to put it. Manufacturers create things to last a short period of time, forcing you to upgrade or buy a new one at regular intervals. … Continue reading

Posted in Budgeting, Frugal, Personal Finance, Saving Money, Shopping | Tagged , , , , , , , , | 8 Comments

10 Ways to Keep Your Belongings Private and Reduce the Risk of Theft

One of the easiest ways to prevent theft (aside from locking the doors, which is something too many people neglect but is effective) is to keep what you buy and what you own private. If other people know what you … Continue reading

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The Paradox of Stuff: Own Less, Use More

Most of us tend to think that more is better, especially when it comes to our “stuff.” If two pairs of shoes is good, ten must be great. If a library of thirty DVD’s is good, a hundred must be … Continue reading

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Should Income Be “Disposable?”

One of the financial phrases that always irks me is “disposable income.” Disposable income is money that has no designated purpose and thus can be blown on anything you want. It’s money that is not “needed” to meet your obligations … Continue reading

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Take Responsibility for Your Purchasing Decisions

Last week I had the misfortune of witnessing a messy exchange in the return line at a local department store. The woman ahead of me was trying to return some items that she bought and had apparently decided that she … Continue reading

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Saving Money vs. Privacy

We all want to save money. Unfortunately, many of the ways to save money available today require that you sacrifice at least a little bit of your privacy. Retailers, websites, and manufacturers want your personal information and information about your … Continue reading

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11 Ways to Keep Fresh Produce Fresh Longer

One area that most people try to save money is on food. Many people trying to eat healthy on a budget bemoan the fact that fresh produce doesn’t stay fresh for long. Too much of it goes to waste because … Continue reading

Posted in Food / Groceries, Personal Finance, Saving Money, Shopping | Tagged , , , , , , , , | 3 Comments