Category Archives: Saving Money

Preparing for the 52 Week Save Money Challenge

Most people who decide to take on the 52 Week Money Challenge see that they only need to save $1 the first week, $2 the second week, $3 the third week and $4 the fourth week for a total of … Continue reading

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Join the 52 Week Money Challenge to Save $1400 in 2014

Click image to enlarge or print here (pdf)It’s that time again to begin thinking about ways to save money for the coming year. For those of you who don’t have an emergency fund, this is especially important. A popular challenge … Continue reading

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The Best Items to Buy After Christmas to Save Money

After Christmas sales can be a great opportunity to save money on products (they can also be a good was to make some extra money), but the key to making it true savings is that you buy items that you … Continue reading

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The Target Credit Card Breach Could Personally Cost You More Than $600

I’ve been telling friends who have shopped at Target this holiday season to make sure that they cancel their debit and credit cards and get new ones. I’ve been surprised that some seem fairly nonchalant about it, and they aren’t … Continue reading

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National Parks Service Offers Nine Fee Free Entrance Days in 2014

One of the best deals around is our national parks. If you have a permanent disability or you’re a current military member or their dependent, you can get special passes that allow you to get into National Parks at no … Continue reading

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Should I Balance Transfer My Credit Card? 7 Terrible Mistakes People Make

By Beverly Harzog, author of Confessions of a Credit Junkie If you’re in credit card debt and you’re paying a lot of interest expense, you probably feel like you’ll never be free of the debt. Hey, I know that feeling. … Continue reading

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The Best Way to Win the McDonald’s Xbox One Instant Win Contest

It’s always a challenge when a new McDonald’s game comes about because there is always a desire to figure out the best way to win the contest. The McDonald’s Xbox One instant win game “One Hot Holiday” is no exception. … Continue reading

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The Myth That Quitting Smoking Will Save Money

I know that what I’m about to write will go against everything that conventional wisdom and financial experts preach, but the truth is that quitting smoking does not save money — at least not in the short-term. Let’s start by … Continue reading

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Financial Reasons to Quit Your Daily Soda Habit

At this time of year, many of us begin to think about bad habits we have that we want to break. While some of these bad habits are obvious like smoking, others are less so like watching TV. Drinking soda … Continue reading

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Places Where You Can Score Free Coffee

When people talk about making small changes that can save a lot of money over time, the daily cup of coffee is often the example used. If you skip that $4 morning cup each day, you save $20 a week … Continue reading

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The Importance of a Financial Journal

Sometimes it’s the simplest of things that can help you stay motivated and get your finances to a place that you want them. While there are all kinds of theories and devices that you can use, simply taking the time … Continue reading

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How to Remain Financially Motivated the Entire Year

With the New Year fast approaching, many begin to think of what they would like to accomplish during that time. That motivation is usually quite high in the first few weeks and months, but many encounter difficulties or have trouble … Continue reading

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31 Things Around the House You Can Use Instead of Buying a Christmas Tree

For most people, the debate is whether to buy a traditional or plastic Christmas tree, but there really should be a third option to consider. Both these options can be expensive, but just because you happen to be on a … Continue reading

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Where to Score Free Calendars 2014

While many people prefer to use the calendars on their phones or computers, there are still plenty of people who like hanging a physical calendar in their homes or offices. There’s a wide price range when it comes to calendars, … Continue reading

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The Con That Grey Thursday and Black Friday Deals Save Money

Retailers are trying to con you and they are doing a good job at it. At least they are doing it well enough to be able to con enough people to make the whole Grey Thursday (the new name for … Continue reading

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Dropping Car Coverage Can Affect Rental Car Costs

Finance gurus will tell you that you should drop the “Comprehensive and Collision” coverage on your auto insurance once the value of your car drops to the point that the insurer would automatically total your car in the event of … Continue reading

Posted in Cars, Insurance, Personal Finance, Saving Money | Tagged , , , , | 2 Comments

Great Gifts That Don’t Cost Any Money

There is a misconception in our society that to give a really nice gift, you have to spend a lot of money. One of the worst assumptions that is made is that a gift has to be something that is … Continue reading

Posted in Budgeting, Frugal, Holidays, Personal Finance, Saving Money, Shopping | Tagged , , , , , , , , | 8 Comments