Category Archives: Retirement

Ten Financial Choices You Will Regret in 10 Years

A lot of people who worry about their financial decisions often frame that worry on how it will impact them in the present, and often forget that the decisions will likely have consequences in the future as well. While financial … Continue reading

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Money Topics They Don’t Teach in High School, but Should

One of the biggest disgraces of the school system is that it often fails to teach basics that we all need for everyday life once we graduate. A prime example of this is basic personal finance. If we could get … Continue reading

Posted in Budgeting, Credit Cards, Debt, Education, Insurance, Investing, Personal Finance, Retirement, Saving Money, Taxes | Tagged , , , , , , , , , , , , , , , , | 5 Comments

Virtual Reality Can Help You Save Money

It’s funny how the human mind can conceive of just about everything except our older selves. We can easily imagine a pink dragon that farts rainbow bubbles, but if you ask us to imagine ourselves as old, we can’t do … Continue reading

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Warren Buffett and His Boring Investing Advice That Could Make You Rich

For those who are looking for investing advice, it pays to find someone who can be a financial mentor. That is, someone whose advice you trust, and who has a track record of doing well. When it comes to investing … Continue reading

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Saving Money is Not a Sacrifice. It’s an Investment in Your Future

One of the issues many people have trouble overcoming when trying to get their finances in order is that it requires a commitment to a lifestyle change. If your finances aren’t in order, it’s because you have been doing things … Continue reading

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14 “Impossible” Money Goals That Aren’t

Whenever you bring up a large or extreme financial/frugal goal (particularly if you bring it up at a party populated by spendy people, as I once did and will never do again), the first response is often a dismissive snort … Continue reading

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10 Ways Children Can Ruin Your Retirement

Discussing children and money in the same sentence can be dangerous. Most parents want to be able to support their children financially, but sometimes worry how to do so without putting their own futures in jeopardy. Children can be expensive, … Continue reading

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Early Retirement Without a Huge Nest Egg

Many people dream of retiring while they’re still young enough to have some fun. Then they look at their bank balance, sigh, and decide that they will have to work until they’re eighty. This might not be true, however. Lots … Continue reading

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Control Your Personal Economy

If you’ve watched much TV lately or listened to the radio, you’ve probably heard some of Fidelity’s new ads that say, “Let us help you take control over your personal economy.” Their website explains, “Your Personal Economy includes the things … Continue reading

Posted in Budgeting, Debt, Food / Groceries, Frugal, Personal Finance, Retirement, Saving Money | Tagged , , , , , , , , | 3 Comments

What If You Don’t Want to Retire?

I have an uncle who is pushing ninety years old. He still gets up early, gets dressed, and goes to work every day and often on weekends. He doesn’t do it for the money; he’s covered in that department. He … Continue reading

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Pay Attention: Changes Affect Money

I wrote a few weeks ago about how many people are upset about the end of the Social Security tax holiday. Now that tax rates have returned to 6.2%, many people are struggling to readjust their budgets because they’d come … Continue reading

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Time Flies and It’ll Cost You

Last year there were changes to our health insurance plan. The employer has always used a high deductible plan and they have always been kind enough to contribute $2,000 toward that deductible. The money has always been available at the … Continue reading

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Ten Things Seniors Need to Know About Purchasing Annuities But Don’t!

By Bob Hock If you walk into a meeting with any financial adviser, there’s a very good chance that the adviser will present an annuity for your nest egg. Annuities have turned into the Mr. Fix-It for all age groups. … Continue reading

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Planning for Old Age: You Need to Do More Than Save Money

You’d think that all anyone has to do these days to secure an enjoyable and comfortable retirement is save money. The media, financial gurus, and your employer harp on money as the end-all, be-all of retirement. Just get there with … Continue reading

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Pushed Out of the Workforce. Are You Ready?

We all tend to think that retirement won’t come until we’re in our sixties or even seventies. We think we have plenty of time to save and prepare for that next phase of our lives. But what happens if it … Continue reading

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10 Important Personal Finance Lessons Every Person Should Know

Managing your money is hard and the current times make it more so. The fact is, though, it’s never been more important to get a handle on your personal finances than in today’s economy. Regardless of whether you’re a wage … Continue reading

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Top 5 Dying Regrets, Why I Won’t Have Them and Neither Should You

One of the most important life lessons that we can all learn is to seriously listen to and consider the advice from those who have more experience than we do. When it comes to the end of our life, most … Continue reading

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The Best Financial Gifts You Can Give Your Kids

Whenever I read or post an article that suggests that someone cut down spending on their kids, I’m always amused (and amazed) by the outraged comments. If you dare to suggest to someone that is struggling that they cut down … Continue reading

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Money Lessons Learned from “The Firm”

If you’ve ever read the book by John Grisham or seen the movie, “The Firm,” then you are familiar with the tale of corporate and personal greed that leads one man to almost lose his life and all of the … Continue reading

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Retirement Planning: Consider Your Time as Well as Your Money

Retirement can be a scary thing. You wouldn’t think so, since so many people look forward to the day when they can stop working and take it easy. However, the financial and emotional adjustments can cause problems if you aren’t … Continue reading

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