Category Archives: Personal Finance

Walmart Holiday Store Hours for Christmas 2014

There are quite a few consumers who leave their holiday Christmas shopping to the last minute. A walmart study on the top reasons why these shoppers procrastinate on their holiday shopping found 40% were too busy with other holiday season … Continue reading

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Macy’s Christmas Store Hours 2014

There are a lot of people who don’t get all their Christmas shopping done in time, and retail stores know that. To help these last-minute shoppers, many retail stores are extending their store hours in the days before Christmas (although … Continue reading

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Are Banks and Credit Unions Open or Closed on Christmas Eve 2014?

With the holiday season upon us, and Christmas just around the corner, many people are wondering when banks will be open, and when they’ll be closed so they have enough money for the holidays. There’s a bank holiday schedule for … Continue reading

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Target Christmas Store Hours 2014

If you are one of the many who is a last-minute Christmas gift shopper, retail stores are extending their holiday hours with you in mind. While most stores will be closed on Christmas Day, many are significantly extending their holiday … Continue reading

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Nearly Half of States Have Gas Selling for Less Than $2 a Gallon

It’s turning into a very happy holiday season for consumers who drive a lot. Gasoline prices continue to fall as oil prices do the same, and the price for a gallon of the liquid gold is far from golden prices. … Continue reading

Posted in Cars, Personal Finance, Saving Money | Tagged , , , , , , , | 9 Comments

Strange Things Found in Salvation Army Red Kettles in 2014

It’s the time of year again when red kettles from the Salvation Army stand outside many stores with a bell ringer trying to capture your attention to deposit a few coins and dollar bills into the pot. While that’s what … Continue reading

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CFPB Fines Sprint $105 Million for Mobile Phone Bill Cramming Fees

Can you read your cell phone bill? There are a lot of people who can’t, and it has nothing to do with their ability to read. It’s because some phone bills are intentionally confusing. Why would phone companies want you … Continue reading

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National Parks Free Entrance Days 2015

For those who love to visit US national parks, there are always a few days a year where you can gain access to them at no charge. Each year these free entrance days change a bit, and the list of … Continue reading

Posted in Frugal, Holidays, Personal Finance, Saving Money, Travel | Tagged , , , , , | 3 Comments

Does Costco Offer a Free One-Day Guest Pass?

There are a lot of people who wonder if Costco offers a one-day guest pass for those people who would like to check out the store to decide whether or not they want to purchase a membership. The answer? No, … Continue reading

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Low Glycemic Diet Not Important Unless You’re Diabetic

It has been out there for years – the glycemic index. We’ve been told the glycemic index is important, but how important is it in reality? We’re told we should keep an eye on it because it affects the blood … Continue reading

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Are Credit Karma, Credit Sesame and Quizzle Free Credit Scores Really Free?

For those searching for their credit score, there are a number of ways to obtain it. There are many companies such as Credit Karma, Credit Sesame and Quizzle which advertise they’ll give you your credit score for free. The question … Continue reading

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Airline Baggage Fees Gave Carriers Nearly $1 Billion in Extra Income Last Quarter

You may hate them, but airlines love them. There’s now only one US carrier not charging baggage fees. This took place earlier this month when Jet Blue announced it would begin charging baggage fees to consumers using their airline, leaving … Continue reading

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More States Seeing Gas Prices Under $2 a Gallon

As many people traveled this past weekend, they may have noticed how much cheaper it is to fill up their car’s tank. With thirteen states reporting gas at below two dollars per gallon at some gas stations, it should not … Continue reading

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Toddler Possibly the First Victim of a Liquid Nicotine Overdose

One of the main ideas behind the creation of e-cigarettes was to decrease children’s exposure to second-hand smoke, but it has created another deadly risk most people never considered. In New York, a toddler died from ingesting liquid nicotine, the … Continue reading

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When Is the Last Day to Send Christmas Cards and Packages 2014?

If you are planning to send out Christmas cards and packages this year, it’s important to know the last day you have to send those items so they reach the recipient before Christmas Day. Your final day to send out … Continue reading

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Are Post Offices Open or Closed on Christmas Eve 2014?

As Christmas approaches, and letters and packages need to get out, people begin to wonder about the United States Postal Service (USPS) holiday schedule. Most people realize the post office will be closed on Christmas Day, but they aren’t quite … Continue reading

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Why Are Oil Prices Dropping?

Just a few months ago, economists predicted that the production slow down in China and Russia would take a long time before it hit oil prices and the United States economy. That has already started to happen, and Americans are … Continue reading

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Credit Karma Makes Credit Report Errors Easier to Fix

For those who are concerned about their credit scores, one of the key elements to look at is your credit report to make sure that it’s accurate. For the estimated 42 million people who have an error on their credit … Continue reading

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The 3% Home Loan Down Payment is Back

Saving for a down payment on a home loan can take years, especially when most lenders want a minimum of ten percent down. ┬áThat’s still a lot less than the 20% which used to be normal. This makes the dream … Continue reading

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National Influenza Vaccination Week – Get Your Shot!

‘Tis the season to ring in the flu! National Influenza Vaccination Week (NIVW) runs from December 7 – 13th, 2014. According to recent studies from the Center for Disease Control and Prevention (CDC), this year could be an abnormally high … Continue reading

Posted in Health, Personal Finance, Saving Money | Tagged , , , , | 1 Comment