Personal Finance Advice

One of the problems that we have had to solve at our house is the quality of the air during the winter months when the windows are rarely opened. My wife suffers terribly from poor air quality (not to mention the cost of trying to treat the conditions which result from it) so we needed [...]

If you are looking for areas where workers will be in high demand in the coming years, look to the computer and health industries. The Department of Labor estimates that jobs in these occupations will make up the bulk of the 20 fastest growing jobs for the period 2004-2014. More than 50% of these jobs [...]

Most people don’t like to think about death and for that reason many more people don’t take the necessary legal steps that they should to ensure their wishes are carried out when they die. Furthermore, not taking the proper legal steps will mean that you pass along a lot more headaches to the ones that [...]

I like finding the hidden costs in personal finances. Hidden costs are those costs that are not readily apparent when you are looking at your finances and usually when you leave out the hidden costs, the true cost is nowhere near what you assumed. the problem is that hidden costs are hidden because they are [...]

For anyone that has medical conditions that require prescription drugs, you know that they can take a large amount out of your budget. What a lot of people don’t realize is that there are a number of ways to save that they may not have ever considered when it comes to prescription drugs.
The fact [...]

Over half of Americans go to the dentist once every six months according to the American Dental Association and many view the “go to the dentist twice a year” mantra as written in stone. This mantra, however, originates from a comic book written over 150 years ago titled The Toothache – a time when dental [...]

I came across this topic of conversation in the forums: Would You Sell Your Eggs To Pay Off Debt? – It seems if you have the brains and the right looks, your eggs may be worth 5 figures and a minimum of 4 figures if you qualify. The question is would you consider selling them [...]

Money up in smoke
I’m not a smoker. I was given a fantastic lesson at a very early age. When I wanted to smoke and be like the grown-ups, I was told I could. The catch was that I couldn’t just try one – I had to smoke an entire pack. I was more than happy [...]

My philosophy regarding the avian flu virus is not too panic, but to be prepared. Whether it’s a H5N1 virus or some other yet unknown strain, the world is overdue for another pandemic. It’s the same as being prepared for other possible emergencies such as earthquakes. I don’t live in fear of them everyday, but [...]

It seems that the President and Congress are finally getting the hint that the Avian Flu Virus might be something to prepare for ahead of time. Living in Japan where I’m living a lot closer to where they predict the outbreak will first occur, I’ve been thinking about how to prepare to lesson the risks [...]

The Federal Drug Administration has an extensive article on how to save money on prescription drugs in their latest issue of FDA Consumer magazine. The article has a number of good points that can save you a significant amount of money and suggests these basic tips:
Tell your doctor whether paying for prescription drugs is a [...]