Personal Finance Advice

By Jeff Apton
In today’s healthcare debate nobody seems to be talking much about the high cost of dentistry, or the lack of insurance coverage. Maybe you’re lucky and squeak by with a few cleanings and a filling here and there. For those who are not so lucky, the cost of dentistry can be devastating, [...]

There is nothing good about influenza. People who have experienced a bout with the flu know that it is a miserable experience that brings fever, chills and muscle pain, among other symptoms. You will know when you have a bad case of the flu when you feel like you have been hit by [...]

When my mother became ill a few years ago, I did what all adult children usually do: worry and think, “She has to be OK! She’s the parent.” Finances, however, didn’t enter my mind.
It was interesting to note that my parents – level-headed as always – remembered to consider the financial repercussions of Mom’s illness [...]

I went for a drive today. I did not go very far – just the distance of two subdivisions so that I could drop my son off at a friend’s house. I must have seen at least ten or twelve kids riding bicycles, roller blading and skateboarding. It was a beautiful [...]

We all know that staying healthy saves us money. The healthier you are, the lower your insurance and medical expenses are likely to be. We are encouraged to eat right, exercise and sleep well in order to remain healthy. But one area that is often overlooked when we talk about the health/money relationship is keeping [...]

My husband is on the verge of a life-changing diagnosis: type 2 diabetes. I’m proud to say that he is looking this impending diagnosis in the face and calling its bluff.
Besides the symptoms is the sheer expense of diabetes: insulin, blood meters and co-pays for the doctors’ appointments, to name a few. In our quest [...]

We talk a lot here at Saving Advice about the things you “should” do. Make a will and keep it updated, keep your financial affairs in order, plan for the succession/sale of any businesses you might own, get life insurance, arrange for your healthcare in the event you’re incapacitated, and generally plan for the future [...]

The company I worked for up until last Friday had been facing financial challenges for over a year. All of the employees knew that it was only a matter of time before the company resorted to drastic measures. We joked that one day we would arrive to work and find that our keys no longer [...]

When traveling outside the United States, there’s a good chance you’ll need certain vaccinations in order to fully protect yourself from illnesses that are more common in other countries than they are here. These vaccinations may be ones that you would probably never need if you didn’t leave the United States (like typhoid and yellow [...]

With the costs of health care rising dramatically every year, both companies and individuals are trying to find ways to lessen the financial pain. One option is a (HDHP) coupled with a Health Savings Account (HSA).
Many of you may already have this option, or your company is rolling this out in the near [...]

If you have a pet or are thinking about getting one, you know that they can be expensive. Lovable, but expensive. In addition to food and supplies, the biggest expense of owning a pet is likely to be vet bills. When they’re little they need lots of vaccinations and spay/neuter surgery. When they get older [...]

We all know that depression is a terrible disease that can have an enormous psychological cost, both for the sufferer and their family and friends. But there is also a monetary cost to depression that goes beyond the medical and therapy bills. I’m not a doctor and I’m in no position to offer treatment advice [...]

Within the US and Canada there are over 60 dental schools which provide inexpensive dental treatment. With locations all over the US from Louisville, New York City, Ft Lauderdale, Los Angeles, Omaha, and Chapel Hill it is very likely there is a school nearby. As a dental student, I’d like to reveal some factors [...]

By David John Marotta and Beth Anderson Nedelisky
Many seniors look forward to saving on medical insurance costs by enrolling in Medicare at age sixty-five. However, navigating the Medicare system is not for the faint of heart. Medicare is an alphabet soup of plan choices. Currently Medicare is organized as parts A through D.
Medicare Part [...]

By David John Marotta
For those working in the arts, financial planning is artistic freedom. You can be an artist and also eat well if you don’t avoid the subject of financial planning all together. After you have your cash flow and career planning in place, you also need to address your insurance and legal concerns. [...]

I have noticed something really strange when it comes to dentists. I generally find that I am unwilling to pay $30,000 for a car when I can find a perfectly good one for much and I am not as concerned with brand names as I am about just being clothed and warm. However, [...]

Eyeglasses and/or contacts are a necessity for most of us — a necessity that can be quite expensive. It doesn’t have to be that way. With a bit of research and time, there are plenty of ways to cut the costs associated with eye care. Here are some tips for keeping your vision care costs [...]

Sometimes a situation arises when you must make a decision on whether to use money that you had earmarked for a specific event for something other than its intended purpose. These financial decisions can be some of the hardest to make and is one that I recently received from a reader who wanted to [...]

While there are things you should avoid carrying in your wallet or purse to minimize your financial security risk in the event of theft, here are a few things you’ll want to make sure to leave in. Carrying these items with you will make your life easier, both financially and emotionally, in an emergency or [...]

When it comes to trying to reduce the amount you spend on prescription medication, most people focus exclusively on where to get their prescription for the best price. While this is a good step to take, it ignores a handful of other opportunities at reducing the cost of prescription drugs. From my latest article in [...]