Category Archives: Medical

The Obamacare Loophole that Isn’t a Loophole

No matter what your personal feelings are about the Affordable Care Act (commonly referred to as Obamacare), it’s important to understand how it works for your personal finances. Not fully understanding how it works, or making assumptions that you can … Continue reading

Posted in Health, Medical, Personal Finance | Tagged , , , , , | Leave a comment

Causing a Blood Test Commotion: Day 134

It was a pretty uneventful day in regard to spending since most of the day was spent catching up on the things I had put off while on the three day trip. When it comes to the minimum wage challenge, … Continue reading

Posted in Health, Medical, Minimum Wage Challenge, Personal Finance | Tagged , , , , , , | 2 Comments

Your Emergency Fund Needs to Be Bigger Than You Think

A couple of weeks ago I wrote about how the “Emergency Fund” should really be called something else, since so few financial events are really emergencies. Regardless of what you call it, you need to be setting money aside to … Continue reading

Posted in Budgeting, Cars, Insurance, Medical, Personal Finance | Tagged , , , , , , , | 1 Comment

Before You Agree to the Prescription

A friend of mine recently went to the doctor for her annual physical. Her blood pressure was on the high side, so the doctor trotted out the prescription pad and wrote her a prescription for a blood pressure lowering drug. … Continue reading

Posted in Frugal, Health, Medical, Personal Finance, Saving Money | Tagged , , , , , , , | 6 Comments

The Easiest Way To Save On Healthcare

Most financial writers, including me, counsel people to be their own advocate for less-expensive healthcare. We teach that you should question everything on your bill, know the limits and allowances of your health insurance policy, and negotiate prices where possible … Continue reading

Posted in Health, Medical, Personal Finance | Tagged , , , , , , , , , | 3 Comments

Preparing to Be Laid Up

In the not too distant future I’m going to have to have surgery on my foot and ankle. This is going to mean six to eight weeks of essentially being off my feet except for limited excursions to the bathroom … Continue reading

Posted in Health, Medical, Personal Finance, Saving Money | Tagged , , , , , , , , , | 5 Comments

Smoking Costs Much More Than The Price of Cigarettes

Most people only consider the cost of cigarettes when they calculate how much smoking is costing them. It’s easy to calculate this cost as you know exactly how much you are handing over in cash for each pack of cigarettes … Continue reading

Posted in Health, Housing, Insurance, Medical, Personal Finance | Tagged , , , , , , , , , | 2 Comments

Good Oral Health Will Save You Money

If you’ve been to the dentist lately, you know it isn’t cheap. Making matters worse, many employers don’t offer dental insurance to help defray the cost. Those that do rarely offer comprehensive policies. Dental policies are more likely to cover … Continue reading

Posted in Health, Medical, Personal Finance, Saving Money | Tagged , , , , , , | 3 Comments

Become a Research Subject: Strange Ways to Make Money

It’s not news that you can make money by becoming a medical research subject. There are ads in most major papers, on TV and the Internet recruiting people with various conditions to try new drugs and therapies. These can be … Continue reading

Posted in Health, Making Money, Medical, Personal Finance, Work | Tagged , , , , , | Leave a comment

Dealing With Your Medical Insurer

If you ever face a medical crisis, you’ll be amazed at how quickly the bills mount up, even with great insurance. You could argue about whether insurers are inherently evil, coldhearted, or callous, but the bottom line is that insurers … Continue reading

Posted in Health, Insurance, Medical, Personal Finance, Saving Money | Tagged , , , , , , , , , , , | Leave a comment

Whose Assets to Tap First?

A friend came to me for advice the other day regarding a big problem brewing in his house. His in-laws are getting up in years and have very little saved to cover their health care and long term needs. Health … Continue reading

Posted in Health, Medical, Personal Finance, Relationships | Tagged , , , , , , | 13 Comments

Free Product Sources

Most ice cream stores shops will allow customers to sample flavors before making a purchase. It makes perfect sense for ice cream stores to do that because it lets the ice cream sell itself. The same is true in cheese … Continue reading

Posted in Food / Groceries, Frugal, Health, Medical, Personal Finance, Saving Money | Tagged , , , , , , , | 4 Comments

Dental Tourism: Is It Right For You?

By Jeff Apton In today’s healthcare debate nobody seems to be talking much about the high cost of dentistry, or the lack of insurance coverage. Maybe you’re lucky and squeak by with a few cleanings and a filling here and … Continue reading

Posted in Health, Insurance, Medical, Personal Finance, Saving Money, Travel | Tagged , , , , , , , , , , , | 7 Comments

Flu Shots Will Save Money in the Longrun

There is nothing good about influenza. People who have experienced a bout with the flu know that it is a miserable experience that brings fever, chills and muscle pain, among other symptoms. You will know when you have a bad … Continue reading

Posted in Health, Medical, Personal Finance | Tagged , , , , , , | 12 Comments

What My Mother’s Illness Taught Me About Personal Finance

When my mother became ill a few years ago, I did what all adult children usually do: worry and think, “She has to be OK! She’s the parent.” Finances, however, didn’t enter my mind. It was interesting to note that … Continue reading

Posted in Health, Insurance, Medical, Personal Finance, Relationships, Saving Money | Tagged , , , , , , | 5 Comments

The Rules of the Road

I went for a drive today. I did not go very far – just the distance of two subdivisions so that I could drop my son off at a friend’s house. I must have seen at least ten or twelve … Continue reading

Posted in Cars, Health, Medical, Personal Finance, Relationships | Tagged , , , | 14 Comments

Keep Your Brain Active To Save Money

We all know that staying healthy saves us money. The healthier you are, the lower your insurance and medical expenses are likely to be. We are encouraged to eat right, exercise and sleep well in order to remain healthy. But … Continue reading

Posted in Health, Medical, Personal Finance, Saving Money | Tagged , , , , , , , , | 2 Comments

Saving Money in the Face of Type 2 Diabetes

My husband is on the verge of a life-changing diagnosis: type 2 diabetes. I’m proud to say that he is looking this impending diagnosis in the face and calling its bluff. Besides the symptoms is the sheer expense of diabetes: … Continue reading

Posted in Food / Groceries, Health, Medical, Personal Finance, Saving Money | Tagged , , , , , , , , | 4 Comments

The Importance of Doing What You Know You Should

We talk a lot here at Saving Advice about the things you “should” do. Make a will and keep it updated, keep your financial affairs in order, plan for the succession/sale of any businesses you might own, get life insurance, … Continue reading

Posted in Health, Insurance, Medical, Personal Finance, Relationships, Work | Tagged , , , , | 8 Comments