Personal Finance Advice

One of the most important life lessons that we can all learn is to seriously listen to and consider the advice from those who have more experience than we do. When it comes to the end of our life, most of us are going to have some regrets. A nurse, Bronnie Ware, who spent years [...]

Most people that have decided to take control of their finances and reduce their debt have come across at least one of the various debt snowball methods. Basically, creating a debt snowball is a way to arrange one’s debt so as to tackle a single debt at a time (to more efficiently pay off the [...]

There are a lot of people collecting pennies these days. Not just any pennies. They are collecting pennies that date before 1982 and plan on making a lot of money on them. These people are penny hoarders and they have a plan. Penny hoarders are only interested in the pre-1982 pennies because these pennies are [...]

When I first started on my frugal journey I had to get past quite a few fears and stereotypes that were holding me back, especially after I moved to a new area. You wouldn’t think that frugality would be a scary thing, but sometimes it can be a little frightening, especially if you’ve never had [...]

If you’ve ever read the book by John Grisham or seen the movie, “The Firm,” then you are familiar with the tale of corporate and personal greed that leads one man to almost lose his life and all of the things he values. In the movie/book, Mitchell McDeree takes a job at a law firm [...]

By Jim Camp Do you believe compromise is the best way to get what you want? There’s a better way, and it’s based on a word young children understand even better than adults: “No!” If you’d like to boost your finances in 2012, then learning to say no, invite no, and be comfortable hearing no [...]

I walked out to get my mail yesterday to find an unexpected check in the mail. Of course, I am always thrilled when I get unexpected checks in the mail. Usually they are for rebates that I forgot about and simply mean a few extra bucks in my pocket, but I am never one to [...]

I’ve always kept my eyes open and to the ground when I walk and the result is that I usually find at least $100 dollars a year. There’s a lot of money at your feet if you are willing to look, and some people take this looking seriously. In fact, for them the streets are [...]

Anyone who knows me knows that my favorite vacation destination is Walt Disney World (WDW) in Florida. Some would say I have an unhealthy addiction to the place whereas I would simply call myself a fan. Either way, my travels to Disney World have taught me quite a bit about money. I know what you’re [...]

By Steve Siebold A new report from a research arm of congress says the rich are getting richer. The average household income for the nation’s top 1% nearly tripled from 1979 to 2007, while middle class incomes grew by less than 40%. How do you break into that top 1%? It starts with your mindset. [...]

I don’t know whether to classify the following as a strange way to save money, make money, or spend money, but it is definitely strange so I’ll leave it at that. I was out over the weekend with a friend trawling some yard sales. At one sale, the seller had a table set up with [...]

If you have aspirations to be an entrepreneur or inventor, you know that one of the hardest things to do is to get enough capital to make your invention or business a reality. The traditional path has been to get a loan (or several) from a traditional bank, find a benefactor willing to back you, [...]

Do you have a funny saying that you’re known for? Are you an artist? Or maybe you can draw some funny little character that people seem to love. If you’ve got an artistic bent and you want to see your work on t-shirts, hats, mugs, electronics skins, water bottles, bags, posters, and hundreds of other [...]

A friend of mine (who has been unemployed for over a year) was recently offered a job in her field with a good company. She didn’t take it. I was floored that someone who has been out of work for over a year would not snap up a job like this. “I didn’t like the [...]

If you’re a patient person with a lot of time on your hands, you can make some extra money by waiting in line. Whenever a high demand product is released, people wait in line for hours, sometimes days, to be the first to get their hands on it. There are also long lines for concert [...]

Working with the dead typically appeals to two types of people.Those who don’t like a lot of personal interaction in their work (the dead aren’t going to complain or engage in office politics, after all) and those who are compassionate and derive satisfaction from helping others through their grief. Either way, working in the funeral [...]

It’s July and time to start thinking about Christmas. Seriously. If you want to work as Santa Claus this Christmas, now is the time to start training and looking for work. Santa work isn’t hard to come by. Many stores, malls, civic groups, and party companies hire Santas. Santa is needed for parades and private [...]

Maybe you’ve always dreamed of being in a movie but you took a boring day job instead. Maybe you just want to make a little extra money while getting to see the inside workings of movies and TV. If this is you, you might want to become an extra. Extras are in almost every production. [...]

If you are an expert on anything, have a unique approach to a problem, or if you have strange or unique life experiences to share, you can make money writing eBooks. Self-publishing used to get a bad rap. It was considered the last resort of the desperate author who couldn’t get published any other way. [...]

If you spend a ton of money at one store, you might want to think about taking a job at that store and using the employee discount to offset your spending. I have a friend who did this when he was remodeling his house. He took a job at a local home improvement store and [...]