Category Archives: Investing

Optimism in The Stock Market

Dave Kansas of the Wall Street Journal has what I like to see in a capitalist economy: optimism. Talking about the year ahead, he described the stock market as looking “to the future, rather than the past.” Isn’t that exactly … Continue reading

Posted in Investing, Personal Finance | Tagged , , , , | Leave a comment

Financial Regrets From This Past Year and What I’ll Do Differently In ’09

Although we are financially secure and tend to make wise decisions regarding our finances, we still screw up sometimes and do things that we later regret. We’re human. However, while we may have regrets I choose to look at them … Continue reading

Posted in Investing, Personal Finance, Relationships, Saving Money, Shopping, Taxes | Tagged , , , , , , , , , | 10 Comments

Dave Ramsey Falters in a Crummy Economy

By Maggie Ellis, guest writer I know many people who are followers of Dave Ramsey’s financial advice. Since the economy has tanked, it seems like I’m seeing even more people joining the Dave bandwagon, looking for a way out of … Continue reading

Posted in Budgeting, Credit Cards, Debt, Investing, Personal Finance | Tagged , , , , , , , , , , , , | 47 Comments

Recession Opportunities

Is this a recession or opportunity knocking? I’ve seen this question posed all over the media. A lot of the articles are aimed at higher income execs who work the stock markets. But I’m beginning to see front porch lights … Continue reading

Posted in Frugal, Holidays, Housing, Investing, Personal Finance, Saving Money, Shopping | Tagged , , , , , , , | 1 Comment

The Bliss of Ignorance

I have a friend who is, shall we say, “crunchy” (in the best sense of the word). She and her family eschew many modern conveniences such as dishwashers, fast food, and big box stores in favor of doing things the … Continue reading

Posted in Investing, Personal Finance | Tagged , , , | 10 Comments

Investment Properties for College Students

I was chatting with a neighbor – Mike — over the weekend. Mike’s daughter is a senior in high school and looking at a lot of different colleges. Mike is a successful dentist but he is still worried about the … Continue reading

Posted in Education, Housing, Investing, Personal Finance | Tagged , , | 8 Comments

What the Economic Crisis Means to You

At any given time in your life you may find yourself in a financial situation not of your making. The recent credit crisis in America is a prime example. It is a uniquely perfect storm to be sure, the kind … Continue reading

Posted in Investing, Personal Finance | Tagged , , , | 4 Comments

Saving Money Can Be Social

Why do many people opt to spend rather than save money? Because saving isn’t fun. It’s not as much fun as going to the movies, or out to eat, or to an amusement park. And why is that? Because many … Continue reading

Posted in Budgeting, Debt, Education, Entertainment, Investing, Personal Finance, Relationships, Saving Money | Tagged , , , , , , , , , | 4 Comments

Sitting on the Nest Egg

What I Know Among today’s financial headlines is the prediction that stocks will rise today because traders are optimistic about the Freddie and Fannie takeovers. The articles I read commonly noted this optimism, but none of them explained to me … Continue reading

Posted in Investing, Personal Finance | Tagged , , , , , | 2 Comments

Financial Lessons From Fantasy Football

Our personal finances mirror many things in life, and fantasy football is no exception. Wittingly or not, we apply many of the same tactics to succeed in both. At the risk of using way too many football analogies in one … Continue reading

Posted in Budgeting, Entertainment, Investing, Personal Finance | Tagged , , , , | Leave a comment

The Four Keys to a Successful Financial Future

There are many things you can do to improve your finances. We talk a lot about the various ways to cut your spending and increase your savings, both big and small. All the options can be difficult to sort out. … Continue reading

Posted in Debt, Insurance, Investing, Personal Finance, Retirement, Saving Money | Tagged , , , , , , | 6 Comments

Compound Interest – Personal Finance Fundamentals

I grew up hearing my dad say “Most people don’t know how money works.” He is a Certified Financial Planner, and while there were a few drawbacks growing up the son of a financial planner (no Gameboy or frivolous purchases … Continue reading

Posted in Education, Investing, Making Money, Personal Finance, Retirement, Saving Money | Tagged , , , , , , , | 28 Comments

Passive vs Active Income: Are You Working For the Wrong Income?

As children, we are often taught by our parents to do well in school, go to college and get a good job to succeed financially in life? We have all heard that being active and hard work will make us … Continue reading

Posted in Investing, Making Money, Personal Finance, Retirement, Work | Tagged , , , , , | 8 Comments

Investing Hack: Why I bought $199 in Apple Stock Instead of a New Apple 3G iPhone

I’m a big fan of index funds because, quite frankly, I don’t know much about investing and I would rather spend my time doing other things than learning how to invest in individual companies. Warren Buffett agrees with me on … Continue reading

Posted in Investing, Personal Finance | Tagged , , , , , , , , , , , , | 21 Comments

Books For Every Level of Financial Acumen

I’m a huge fan of reading. I believe that reading, both fiction and non-fiction, is a great way to learn new things and be exposed to more than you typically see in your daily life. If you want to learn … Continue reading

Posted in Investing, Personal Finance, Saving Money | Tagged , , , , , , , | 10 Comments

What if Money Really Grew on Trees?

It’s an old saying: “Money doesn’t grow on trees.” But what if it did? What would that look like? Would everybody be rich and well taken care of due to readily available money? Or would we still end up with … Continue reading

Posted in Budgeting, Debt, Frugal, Investing, Personal Finance, Saving Money | 4 Comments

What Spaghetti Can Teach Us About the Housing Market and Economy

By David John Marotta For the past seven years US markets have experienced the ripple effects of the tech sector’s correction in 2000. The latest waves have been in the slow decline of the housing market and, now, in the … Continue reading

Posted in Housing, Investing, Personal Finance | 2 Comments

Investment Policy Statement – Financial Dreams Need a Good Blueprint

By David John Marotta and Beth Anderson Nedelisky Would you be willing to give a contractor a blank check and no time limit to build your dream home? Beware of doing the same thing with your finances. Without a financial … Continue reading

Posted in Investing, Personal Finance | Leave a comment

How to Blend Index Funds

By David John Marotta I don’t favor stock-picking as the best way to meet your financial goals. But even if you favor index funds, as I do, that doesn’t mean you have to use them exclusively. You have probably heard … Continue reading

Posted in Investing, Personal Finance | Leave a comment

Is Putting a 20% Down Payment on a House Realistic?

I understand the argument behind the advice of putting at least a 20% down payment on a house purchase. No one wants to pay private mortgage insurance and the idea of getting two different loans to avoid it isn’t that … Continue reading

Posted in Budgeting, Debt, Housing, Investing, Personal Finance, Retirement, Saving Money, Taxes | 31 Comments