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	<title>Personal Finance Advice &#187; Investing</title>
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	<description>Bridging the gap between saving money and investing</description>
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		<title>How the Financial News Media is Costing You Money</title>
		<link>http://www.pfadvice.com/2011/09/28/how-the-financial-news-media-is-costing-you-money/</link>
		<comments>http://www.pfadvice.com/2011/09/28/how-the-financial-news-media-is-costing-you-money/#comments</comments>
		<pubDate>Wed, 28 Sep 2011 17:35:23 +0000</pubDate>
		<dc:creator>Guest Writer</dc:creator>
				<category><![CDATA[Investing]]></category>
		<category><![CDATA[Personal Finance]]></category>
		<category><![CDATA[financial media]]></category>
		<category><![CDATA[fundamental analysis]]></category>
		<category><![CDATA[high frequency trading]]></category>
		<category><![CDATA[investment decisions]]></category>
		<category><![CDATA[market investing]]></category>
		<category><![CDATA[stock market]]></category>
		<category><![CDATA[technical analysis]]></category>

		<guid isPermaLink="false">http://www.savingadvice.com/articles/?p=7774</guid>
		<description><![CDATA[Are you a news junkie? If you are, hopefully you&#8217;re not making investment decisions based solely on the financial news or stock market analysis that the media provides all day and every day. When the stock market goes down, they say ask the question, &#8220;Has the next recession finally arrived&#8221; and when the market goes [...]]]></description>
		<wfw:commentRss>http://www.pfadvice.com/2011/09/28/how-the-financial-news-media-is-costing-you-money/feed/</wfw:commentRss>
		<slash:comments>0</slash:comments>
		</item>
		<item>
		<title>The Demise of the Savings Account is Greatly Exaggerated</title>
		<link>http://www.pfadvice.com/2011/09/21/the-demise-of-the-savings-account-is-greatly-exaggerated/</link>
		<comments>http://www.pfadvice.com/2011/09/21/the-demise-of-the-savings-account-is-greatly-exaggerated/#comments</comments>
		<pubDate>Wed, 21 Sep 2011 17:15:29 +0000</pubDate>
		<dc:creator>Guest Writer</dc:creator>
				<category><![CDATA[Investing]]></category>
		<category><![CDATA[Personal Finance]]></category>
		<category><![CDATA[Saving Money]]></category>
		<category><![CDATA[interest rate yields]]></category>
		<category><![CDATA[interest rates]]></category>
		<category><![CDATA[investing fees]]></category>
		<category><![CDATA[savings account demise]]></category>
		<category><![CDATA[savings accounts]]></category>

		<guid isPermaLink="false">http://www.savingadvice.com/articles/?p=7747</guid>
		<description><![CDATA[The savings account is about as in style as 90&#8242;s rock sensation Pearl Jam (Don&#8217;t feel bad if you&#8217;ve never heard of them) but much like some of those same 90s fads, the savings account is making a reemergence. Everybody is happy when interest rates fall and they can refinance their homes, but they forget [...]]]></description>
		<wfw:commentRss>http://www.pfadvice.com/2011/09/21/the-demise-of-the-savings-account-is-greatly-exaggerated/feed/</wfw:commentRss>
		<slash:comments>4</slash:comments>
		</item>
		<item>
		<title>Invest in Weight Loss: Some Obesity Facts</title>
		<link>http://www.pfadvice.com/2011/09/14/invest-in-weight-loss-some-obesity-facts/</link>
		<comments>http://www.pfadvice.com/2011/09/14/invest-in-weight-loss-some-obesity-facts/#comments</comments>
		<pubDate>Wed, 14 Sep 2011 17:34:12 +0000</pubDate>
		<dc:creator>Guest Writer</dc:creator>
				<category><![CDATA[Health]]></category>
		<category><![CDATA[Investing]]></category>
		<category><![CDATA[Personal Finance]]></category>
		<category><![CDATA[Saving Money]]></category>
		<category><![CDATA[cost of being fat]]></category>
		<category><![CDATA[cost of being overweight]]></category>
		<category><![CDATA[cost of obesity]]></category>
		<category><![CDATA[men's salaries]]></category>
		<category><![CDATA[obesity facts]]></category>
		<category><![CDATA[weight loss]]></category>
		<category><![CDATA[women's salaries]]></category>

		<guid isPermaLink="false">http://www.savingadvice.com/articles/?p=7727</guid>
		<description><![CDATA[&#8220;Yeah, yeah, yeah,&#8221; is what you&#8217;re thinking. Here come all of the obesity facts. You think I&#8217;m going to talk about all of the money you spend on fast food, junk food, and those other sinful pleasures, or at least sinful as defined by the health nuts with six pack abs. No more guilt trips. [...]]]></description>
		<wfw:commentRss>http://www.pfadvice.com/2011/09/14/invest-in-weight-loss-some-obesity-facts/feed/</wfw:commentRss>
		<slash:comments>4</slash:comments>
		</item>
		<item>
		<title>Missing the Biggest Sale of All</title>
		<link>http://www.pfadvice.com/2011/01/17/missing-the-biggest-sale-of-all/</link>
		<comments>http://www.pfadvice.com/2011/01/17/missing-the-biggest-sale-of-all/#comments</comments>
		<pubDate>Mon, 17 Jan 2011 09:46:23 +0000</pubDate>
		<dc:creator>Jennifer Derrick</dc:creator>
				<category><![CDATA[Frugal]]></category>
		<category><![CDATA[Investing]]></category>
		<category><![CDATA[Making Money]]></category>
		<category><![CDATA[Personal Finance]]></category>
		<category><![CDATA[after Christmas sales]]></category>
		<category><![CDATA[buying stocks]]></category>
		<category><![CDATA[down stock market]]></category>
		<category><![CDATA[investing in stocks]]></category>
		<category><![CDATA[market bottom]]></category>
		<category><![CDATA[stock portfolio]]></category>
		<category><![CDATA[stocks]]></category>

		<guid isPermaLink="false">http://www.savingadvice.com/articles/?p=6902</guid>
		<description><![CDATA[In the wake of the post-Christmas sale frenzy, I found myself wondering, &#8220;Why is it that people will beat each other senseless to save 75% on wrapping paper and cards, but they won&#8217;t take advantage of the biggest sale of all: A down stock market?&#8221; Back when the market was tanking in 2008 and 2009, [...]]]></description>
		<wfw:commentRss>http://www.pfadvice.com/2011/01/17/missing-the-biggest-sale-of-all/feed/</wfw:commentRss>
		<slash:comments>4</slash:comments>
		</item>
		<item>
		<title>Do Automatic Retirement Contributions Help or Hurt?</title>
		<link>http://www.pfadvice.com/2010/08/16/do-automatic-retirement-contributions-help-or-hurt/</link>
		<comments>http://www.pfadvice.com/2010/08/16/do-automatic-retirement-contributions-help-or-hurt/#comments</comments>
		<pubDate>Mon, 16 Aug 2010 11:36:00 +0000</pubDate>
		<dc:creator>Jennifer Derrick</dc:creator>
				<category><![CDATA[Investing]]></category>
		<category><![CDATA[Personal Finance]]></category>
		<category><![CDATA[Saving Money]]></category>
		<category><![CDATA[Work]]></category>
		<category><![CDATA[401k]]></category>
		<category><![CDATA[401k contributions]]></category>
		<category><![CDATA[finances]]></category>
		<category><![CDATA[Medicare]]></category>
		<category><![CDATA[retirement account]]></category>
		<category><![CDATA[retirement plan]]></category>
		<category><![CDATA[retirement savings]]></category>
		<category><![CDATA[social security]]></category>

		<guid isPermaLink="false">http://www.savingadvice.com/articles/?p=6421</guid>
		<description><![CDATA[You may have heard about the movement to automatically opt employees into their 401K&#8217;s. Right now, the default option is for you not to contribute. When you&#8217;re hired they ask you if you&#8217;d like to contribute and how much. If you say no, then nothing is taken out of your check. There is a movement [...]]]></description>
		<wfw:commentRss>http://www.pfadvice.com/2010/08/16/do-automatic-retirement-contributions-help-or-hurt/feed/</wfw:commentRss>
		<slash:comments>9</slash:comments>
		</item>
		<item>
		<title>The Completely Tax Free Roth IRA: Strange Ways to Save</title>
		<link>http://www.pfadvice.com/2010/06/09/the-completely-tax-free-roth-ira-strange-ways-to-save/</link>
		<comments>http://www.pfadvice.com/2010/06/09/the-completely-tax-free-roth-ira-strange-ways-to-save/#comments</comments>
		<pubDate>Wed, 09 Jun 2010 07:01:12 +0000</pubDate>
		<dc:creator>Jennifer Derrick</dc:creator>
				<category><![CDATA[Investing]]></category>
		<category><![CDATA[Making Money]]></category>
		<category><![CDATA[Personal Finance]]></category>
		<category><![CDATA[Retirement]]></category>
		<category><![CDATA[Saving Money]]></category>
		<category><![CDATA[Taxes]]></category>
		<category><![CDATA[avoid taxes]]></category>
		<category><![CDATA[completely tax free]]></category>
		<category><![CDATA[Roth IRA]]></category>
		<category><![CDATA[smart finances]]></category>
		<category><![CDATA[strange ways to save money]]></category>

		<guid isPermaLink="false">http://www.savingadvice.com/articles/?p=6168</guid>
		<description><![CDATA[SavingAdvice is starting a new column that&#8217;s going to look at strange, offbeat ways to save and make money. Anything that&#8217;s a little odd, uncommon, or contrarian is fair game &#8211; as long as it&#8217;s legal. You probably already know about Roth IRA&#8217;s. These are IRA&#8217;s that you fund with after tax dollars and then, [...]]]></description>
		<wfw:commentRss>http://www.pfadvice.com/2010/06/09/the-completely-tax-free-roth-ira-strange-ways-to-save/feed/</wfw:commentRss>
		<slash:comments>9</slash:comments>
		</item>
		<item>
		<title>Dave Ramsey Financial Peace University Review: Week 10</title>
		<link>http://www.pfadvice.com/2010/04/22/dave-ramsey-financial-peace-university-review-week-10/</link>
		<comments>http://www.pfadvice.com/2010/04/22/dave-ramsey-financial-peace-university-review-week-10/#comments</comments>
		<pubDate>Thu, 22 Apr 2010 07:01:03 +0000</pubDate>
		<dc:creator>Maggie Ellis</dc:creator>
				<category><![CDATA[Education]]></category>
		<category><![CDATA[Investing]]></category>
		<category><![CDATA[Personal Finance]]></category>
		<category><![CDATA[Saving Money]]></category>
		<category><![CDATA[401k]]></category>
		<category><![CDATA[baby steps]]></category>
		<category><![CDATA[college fund]]></category>
		<category><![CDATA[Dave Ramsey]]></category>
		<category><![CDATA[Dave Ramsey review]]></category>
		<category><![CDATA[Debt]]></category>
		<category><![CDATA[Debt Reduction]]></category>
		<category><![CDATA[Financial Peace University review]]></category>
		<category><![CDATA[IRA]]></category>
		<category><![CDATA[Retirement]]></category>
		<category><![CDATA[retirement saving]]></category>
		<category><![CDATA[Roth IRA]]></category>
		<category><![CDATA[saving]]></category>
		<category><![CDATA[SEPP]]></category>

		<guid isPermaLink="false">http://www.pfadvice.com/?p=5960</guid>
		<description><![CDATA[This week we moved on to Baby Steps Four and Five, which are saving for retirement and saving for your kids&#8217; college education. Baby step four was on deck first, which is to save 15% of your household income in tax-advantaged plans. Dave points out that, at the time this class was filmed, 53% of [...]]]></description>
		<wfw:commentRss>http://www.pfadvice.com/2010/04/22/dave-ramsey-financial-peace-university-review-week-10/feed/</wfw:commentRss>
		<slash:comments>2</slash:comments>
		</item>
		<item>
		<title>Dave Ramsey Financial Peace University Review: Week 9</title>
		<link>http://www.pfadvice.com/2010/04/15/dave-ramsey-financial-peace-university-review-week-9/</link>
		<comments>http://www.pfadvice.com/2010/04/15/dave-ramsey-financial-peace-university-review-week-9/#comments</comments>
		<pubDate>Thu, 15 Apr 2010 07:01:22 +0000</pubDate>
		<dc:creator>Maggie Ellis</dc:creator>
				<category><![CDATA[Investing]]></category>
		<category><![CDATA[Personal Finance]]></category>
		<category><![CDATA[basics of investing]]></category>
		<category><![CDATA[Dave Ramsey]]></category>
		<category><![CDATA[Dave Ramsey review]]></category>
		<category><![CDATA[Financial Peace University]]></category>
		<category><![CDATA[investing rules]]></category>
		<category><![CDATA[risk versus return]]></category>

		<guid isPermaLink="false">http://www.pfadvice.com/?p=5936</guid>
		<description><![CDATA[This week was about the basics of investing. Once you&#8217;re out of debt and have your emergency fund, it&#8217;s time to move on to creating serious wealth. You do that by investing (or winning the lottery, but Dave doesn&#8217;t advocate that method). Obviously in a one-hour lecture Dave can&#8217;t touch on all of the intricacies [...]]]></description>
		<wfw:commentRss>http://www.pfadvice.com/2010/04/15/dave-ramsey-financial-peace-university-review-week-9/feed/</wfw:commentRss>
		<slash:comments>4</slash:comments>
		</item>
		<item>
		<title>A Life Without Debt: Building Wealth</title>
		<link>http://www.pfadvice.com/2009/03/24/a-life-without-debt-building-wealth/</link>
		<comments>http://www.pfadvice.com/2009/03/24/a-life-without-debt-building-wealth/#comments</comments>
		<pubDate>Tue, 24 Mar 2009 07:01:11 +0000</pubDate>
		<dc:creator>Sadie Morris</dc:creator>
				<category><![CDATA[Budgeting]]></category>
		<category><![CDATA[Debt]]></category>
		<category><![CDATA[Investing]]></category>
		<category><![CDATA[Personal Finance]]></category>
		<category><![CDATA[Retirement]]></category>
		<category><![CDATA[Saving Money]]></category>
		<category><![CDATA[401k]]></category>
		<category><![CDATA[build wealth]]></category>
		<category><![CDATA[CD]]></category>
		<category><![CDATA[credit card debt]]></category>
		<category><![CDATA[debt free]]></category>
		<category><![CDATA[debt load]]></category>
		<category><![CDATA[EFT]]></category>
		<category><![CDATA[emergency fund]]></category>
		<category><![CDATA[financial independence]]></category>
		<category><![CDATA[IRA]]></category>
		<category><![CDATA[mutual funds]]></category>

		<guid isPermaLink="false">http://www.savingadvice.com/blog/?p=4275</guid>
		<description><![CDATA[If you are at all interested in finance, you&#8217;ve probably heard that it is necessary to be debt free in order to build substantial wealth. While a few gifted investors manage to build wealth while having a lot of real estate debt (think Trump) or debt that finances a business venture (think the people who [...]]]></description>
		<wfw:commentRss>http://www.pfadvice.com/2009/03/24/a-life-without-debt-building-wealth/feed/</wfw:commentRss>
		<slash:comments>10</slash:comments>
		</item>
		<item>
		<title>Why 401(k) Retirement Plans Really Don&#8217;t Work, and How to Fix Them</title>
		<link>http://www.pfadvice.com/2009/01/22/why-401k-retirement-plans-really-dont-work-and-how-to-fix-them/</link>
		<comments>http://www.pfadvice.com/2009/01/22/why-401k-retirement-plans-really-dont-work-and-how-to-fix-them/#comments</comments>
		<pubDate>Thu, 22 Jan 2009 08:01:02 +0000</pubDate>
		<dc:creator>Joe Morgan</dc:creator>
				<category><![CDATA[Investing]]></category>
		<category><![CDATA[Personal Finance]]></category>
		<category><![CDATA[Retirement]]></category>
		<category><![CDATA[Work]]></category>
		<category><![CDATA[401k]]></category>
		<category><![CDATA[guaranteed retirement account]]></category>
		<category><![CDATA[pension]]></category>
		<category><![CDATA[retirement plan]]></category>
		<category><![CDATA[social security]]></category>

		<guid isPermaLink="false">http://www.savingadvice.com/blog/2009/01/31/103897_why-401k-retirement-plans-really-dont-work-and-how-to-fix-them.html</guid>
		<description><![CDATA[With the death of defined pension plans, 401(k) retirement plans have become a staple for many employees, but the recent financial turmoil has put these once infallible savings vehicles under the microscope. There have been numerous news articles detailing the stunning losses of the stock market since October of last year. Such stories usually offer [...]]]></description>
		<wfw:commentRss>http://www.pfadvice.com/2009/01/22/why-401k-retirement-plans-really-dont-work-and-how-to-fix-them/feed/</wfw:commentRss>
		<slash:comments>8</slash:comments>
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