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	<title>Personal Finance Advice &#187; Insurance</title>
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	<link>http://www.pfadvice.com</link>
	<description>Bridging the gap between saving money and investing</description>
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		<title>Dental Tourism: Is It Right For You?</title>
		<link>http://www.pfadvice.com/2010/02/12/dental-tourism-is-it-right-for-you/</link>
		<comments>http://www.pfadvice.com/2010/02/12/dental-tourism-is-it-right-for-you/#comments</comments>
		<pubDate>Fri, 12 Feb 2010 07:01:10 +0000</pubDate>
		<dc:creator>Guest Writer</dc:creator>
				<category><![CDATA[Health]]></category>
		<category><![CDATA[Insurance]]></category>
		<category><![CDATA[Medical]]></category>
		<category><![CDATA[Personal Finance]]></category>
		<category><![CDATA[Saving Money]]></category>
		<category><![CDATA[Travel]]></category>
		<category><![CDATA[cost rica dental tourism]]></category>
		<category><![CDATA[denatl insurance]]></category>
		<category><![CDATA[dental care]]></category>
		<category><![CDATA[dental implants]]></category>
		<category><![CDATA[dental tourism]]></category>
		<category><![CDATA[dental work]]></category>
		<category><![CDATA[health car]]></category>
		<category><![CDATA[healthcare]]></category>
		<category><![CDATA[medical tourism]]></category>
		<category><![CDATA[Mexico dental tourism]]></category>
		<category><![CDATA[no dental insurance]]></category>
		<category><![CDATA[panama dental tourism]]></category>

		<guid isPermaLink="false">http://www.savingadvice.com/blog/?p=5712</guid>
		<description><![CDATA[By Jeff Apton
In today’s healthcare debate nobody seems to be talking much about the high cost of dentistry, or the lack of insurance coverage. Maybe you&#8217;re lucky and squeak by with a few cleanings and a filling here and there.  For those who are not so lucky, the cost of dentistry can be devastating, [...]]]></description>
		<wfw:commentRss>http://www.pfadvice.com/2010/02/12/dental-tourism-is-it-right-for-you/feed/</wfw:commentRss>
		<slash:comments>4</slash:comments>
		</item>
		<item>
		<title>A Life Without Debt: Surviving the Pay Cut Made Easier</title>
		<link>http://www.pfadvice.com/2010/01/26/a-life-without-debt-surviving-the-pay-cut-made-easier/</link>
		<comments>http://www.pfadvice.com/2010/01/26/a-life-without-debt-surviving-the-pay-cut-made-easier/#comments</comments>
		<pubDate>Tue, 26 Jan 2010 07:01:27 +0000</pubDate>
		<dc:creator>Sadie Morris</dc:creator>
				<category><![CDATA[Budgeting]]></category>
		<category><![CDATA[Debt]]></category>
		<category><![CDATA[Frugal]]></category>
		<category><![CDATA[Insurance]]></category>
		<category><![CDATA[Personal Finance]]></category>
		<category><![CDATA[Saving Money]]></category>
		<category><![CDATA[cut hours]]></category>
		<category><![CDATA[debt free]]></category>
		<category><![CDATA[Debt Reduction]]></category>
		<category><![CDATA[pay cut]]></category>
		<category><![CDATA[surviving a pay cut]]></category>

		<guid isPermaLink="false">http://www.savingadvice.com/blog/?p=5672</guid>
		<description><![CDATA[A couple of weeks ago we got the news that the company my husband works for is cutting pay by twenty percent for all employees, for an indefinite period of time. Once I got past the anger and frustration, I took stock of our situation and worked on damage control. While we do have a [...]]]></description>
		<wfw:commentRss>http://www.pfadvice.com/2010/01/26/a-life-without-debt-surviving-the-pay-cut-made-easier/feed/</wfw:commentRss>
		<slash:comments>7</slash:comments>
		</item>
		<item>
		<title>Little-Known Auto Insurance Discounts</title>
		<link>http://www.pfadvice.com/2010/01/20/little-known-auto-insurance-discounts/</link>
		<comments>http://www.pfadvice.com/2010/01/20/little-known-auto-insurance-discounts/#comments</comments>
		<pubDate>Thu, 21 Jan 2010 06:59:33 +0000</pubDate>
		<dc:creator>Guest Writer</dc:creator>
				<category><![CDATA[Cars]]></category>
		<category><![CDATA[Insurance]]></category>
		<category><![CDATA[Saving Money]]></category>
		<category><![CDATA[auto insurance]]></category>
		<category><![CDATA[auto insurance discounts]]></category>
		<category><![CDATA[car insurance]]></category>
		<category><![CDATA[car insurance discounts]]></category>
		<category><![CDATA[cheap auto insurance]]></category>
		<category><![CDATA[inexpensive auto insurance]]></category>
		<category><![CDATA[insurance discounts]]></category>

		<guid isPermaLink="false">http://www.pfadvice.com/?p=5652</guid>
		<description><![CDATA[ These days you have to be really wise, especially when it comes to your finances. Spending on your car and its insurance coverage is no exception to this. Wouldn&#8217;t it be great if you can get the cheapest auto insurance possible? To do this, you must shop around. You can ask for help from [...]]]></description>
		<wfw:commentRss>http://www.pfadvice.com/2010/01/20/little-known-auto-insurance-discounts/feed/</wfw:commentRss>
		<slash:comments>2</slash:comments>
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		<item>
		<title>Get More Money Without a Second Job</title>
		<link>http://www.pfadvice.com/2009/12/10/get-more-money-without-a-second-job/</link>
		<comments>http://www.pfadvice.com/2009/12/10/get-more-money-without-a-second-job/#comments</comments>
		<pubDate>Thu, 10 Dec 2009 07:01:17 +0000</pubDate>
		<dc:creator>Jennifer Derrick</dc:creator>
				<category><![CDATA[Budgeting]]></category>
		<category><![CDATA[Debt]]></category>
		<category><![CDATA[Food / Groceries]]></category>
		<category><![CDATA[Frugal]]></category>
		<category><![CDATA[Housing]]></category>
		<category><![CDATA[Insurance]]></category>
		<category><![CDATA[Making Money]]></category>
		<category><![CDATA[Personal Finance]]></category>
		<category><![CDATA[Saving Money]]></category>
		<category><![CDATA[Taxes]]></category>
		<category><![CDATA[Utilities]]></category>
		<category><![CDATA[car payments]]></category>
		<category><![CDATA[common fixed expenses]]></category>
		<category><![CDATA[debt payments]]></category>
		<category><![CDATA[fixed expenses]]></category>
		<category><![CDATA[food]]></category>
		<category><![CDATA[fuel]]></category>
		<category><![CDATA[more money]]></category>
		<category><![CDATA[mortgage payment]]></category>
		<category><![CDATA[rent]]></category>
		<category><![CDATA[second job]]></category>
		<category><![CDATA[services]]></category>
		<category><![CDATA[utility bills]]></category>

		<guid isPermaLink="false">http://www.savingadvice.com/blog/?p=5535</guid>
		<description><![CDATA[When thoughts turn to getting more cash every month, many people assume that they&#8217;ll have to take a second job. That may be true. If your financial situation is dire or if you have your heart set on some big ticket item, a second job may be the only way to get to the necessary [...]]]></description>
		<wfw:commentRss>http://www.pfadvice.com/2009/12/10/get-more-money-without-a-second-job/feed/</wfw:commentRss>
		<slash:comments>8</slash:comments>
		</item>
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		<title>You Don&#8217;t Have To Tell Your Insurer Everything</title>
		<link>http://www.pfadvice.com/2009/11/02/you-dont-have-to-tell-your-insurer-everything/</link>
		<comments>http://www.pfadvice.com/2009/11/02/you-dont-have-to-tell-your-insurer-everything/#comments</comments>
		<pubDate>Mon, 02 Nov 2009 07:01:58 +0000</pubDate>
		<dc:creator>Jennifer Derrick</dc:creator>
				<category><![CDATA[Cars]]></category>
		<category><![CDATA[Insurance]]></category>
		<category><![CDATA[Personal Finance]]></category>
		<category><![CDATA[Saving Money]]></category>
		<category><![CDATA[auto insurance]]></category>
		<category><![CDATA[auto insurance claim]]></category>
		<category><![CDATA[auto insurance deductible]]></category>
		<category><![CDATA[car insurance claim]]></category>
		<category><![CDATA[insurance claim]]></category>

		<guid isPermaLink="false">http://www.savingadvice.com/blog/?p=5356</guid>
		<description><![CDATA[A friend recently got a bit of a shock when his auto insurance came up for renewal. He discovered that his new rate was $400 higher than his old rate. He couldn&#8217;t figure out what was wrong until he remembered: He filed a minor, one person accident on his insurance. The total claim was for [...]]]></description>
		<wfw:commentRss>http://www.pfadvice.com/2009/11/02/you-dont-have-to-tell-your-insurer-everything/feed/</wfw:commentRss>
		<slash:comments>5</slash:comments>
		</item>
		<item>
		<title>A Life Without Debt: Insurance Helps</title>
		<link>http://www.pfadvice.com/2009/07/28/a-life-without-debt-insurance-helps/</link>
		<comments>http://www.pfadvice.com/2009/07/28/a-life-without-debt-insurance-helps/#comments</comments>
		<pubDate>Tue, 28 Jul 2009 07:01:25 +0000</pubDate>
		<dc:creator>Sadie Morris</dc:creator>
				<category><![CDATA[Insurance]]></category>
		<category><![CDATA[Personal Finance]]></category>
		<category><![CDATA[Saving Money]]></category>
		<category><![CDATA[car insurance]]></category>
		<category><![CDATA[Debt]]></category>
		<category><![CDATA[debt free]]></category>
		<category><![CDATA[Debt Reduction]]></category>
		<category><![CDATA[diability insurance]]></category>
		<category><![CDATA[flood insurance]]></category>
		<category><![CDATA[health insurance]]></category>
		<category><![CDATA[home insurance]]></category>
		<category><![CDATA[life insurance]]></category>
		<category><![CDATA[long term care insurance]]></category>
		<category><![CDATA[stay out of debt]]></category>
		<category><![CDATA[umbrella insurance]]></category>
		<category><![CDATA[underinsured]]></category>
		<category><![CDATA[uninsured]]></category>

		<guid isPermaLink="false">http://www.savingadvice.com/blog/?p=4910</guid>
		<description><![CDATA[Many people cut corners on insurance in an effort to save money. They don&#8217;t buy policies that they should have, or they are underinsured on the policies they do have. They think that paying a smaller premium is a way to save money and do better financially. Technically, this is a way to save money. [...]]]></description>
		<wfw:commentRss>http://www.pfadvice.com/2009/07/28/a-life-without-debt-insurance-helps/feed/</wfw:commentRss>
		<slash:comments>8</slash:comments>
		</item>
		<item>
		<title>Has It Been Awhile Since You Last Cried?</title>
		<link>http://www.pfadvice.com/2009/06/13/has-it-been-awhile-since-you-last-cried/</link>
		<comments>http://www.pfadvice.com/2009/06/13/has-it-been-awhile-since-you-last-cried/#comments</comments>
		<pubDate>Sun, 14 Jun 2009 06:23:58 +0000</pubDate>
		<dc:creator>Jeffrey Strain</dc:creator>
				<category><![CDATA[Insurance]]></category>
		<category><![CDATA[Personal Finance]]></category>
		<category><![CDATA[Relationships]]></category>

		<guid isPermaLink="false">http://www.savingadvice.com/blog/?p=4730</guid>
		<description><![CDATA[This is a series of Thai insurance commercials (subtitled in English) that will have tears rolling down your face. Make sure you don&#8217;t have any place to go where you can&#8217;t have red, puffy eyes before watching and make sure that you have plenty of tissues on hand:




It&#8217;s always important to remember that the reason [...]]]></description>
		<wfw:commentRss>http://www.pfadvice.com/2009/06/13/has-it-been-awhile-since-you-last-cried/feed/</wfw:commentRss>
		<slash:comments>3</slash:comments>
		</item>
		<item>
		<title>Should You Self Insure?</title>
		<link>http://www.pfadvice.com/2009/05/13/should-you-self-insure/</link>
		<comments>http://www.pfadvice.com/2009/05/13/should-you-self-insure/#comments</comments>
		<pubDate>Wed, 13 May 2009 07:01:34 +0000</pubDate>
		<dc:creator>Jennifer Derrick</dc:creator>
				<category><![CDATA[Insurance]]></category>
		<category><![CDATA[Personal Finance]]></category>
		<category><![CDATA[Saving Money]]></category>
		<category><![CDATA[auto insurance]]></category>
		<category><![CDATA[car insurance]]></category>
		<category><![CDATA[health insurance]]></category>
		<category><![CDATA[homeowners insurance]]></category>
		<category><![CDATA[insurance rates]]></category>
		<category><![CDATA[life insurance]]></category>
		<category><![CDATA[sef insure]]></category>

		<guid isPermaLink="false">http://www.savingadvice.com/blog/?p=4488</guid>
		<description><![CDATA[With insurance rates rising, I know more and more people who are choosing to insure themselves. Rather than paying premiums to an insurance company, they choose to instead save those premiums and other funds in order to cover any damage to their cars or property or, in some cases, to pay for health care. I [...]]]></description>
		<wfw:commentRss>http://www.pfadvice.com/2009/05/13/should-you-self-insure/feed/</wfw:commentRss>
		<slash:comments>9</slash:comments>
		</item>
		<item>
		<title>What My Mother&#8217;s Illness Taught Me About Personal Finance</title>
		<link>http://www.pfadvice.com/2009/05/02/what-my-mothers-illness-taught-me-about-personal-finance/</link>
		<comments>http://www.pfadvice.com/2009/05/02/what-my-mothers-illness-taught-me-about-personal-finance/#comments</comments>
		<pubDate>Sat, 02 May 2009 07:01:12 +0000</pubDate>
		<dc:creator>Jennifer Touchette</dc:creator>
				<category><![CDATA[Health]]></category>
		<category><![CDATA[Insurance]]></category>
		<category><![CDATA[Medical]]></category>
		<category><![CDATA[Personal Finance]]></category>
		<category><![CDATA[Relationships]]></category>
		<category><![CDATA[Saving Money]]></category>
		<category><![CDATA[AFLAC]]></category>
		<category><![CDATA[cancer]]></category>
		<category><![CDATA[health bills]]></category>
		<category><![CDATA[health care]]></category>
		<category><![CDATA[health insurance]]></category>
		<category><![CDATA[illness]]></category>
		<category><![CDATA[sick]]></category>

		<guid isPermaLink="false">http://www.savingadvice.com/blog/?p=4459</guid>
		<description><![CDATA[When my mother became ill a few years ago, I did what all adult children usually do: worry and think, “She has to be OK! She’s the parent.” Finances, however, didn’t enter my mind.
It was interesting to note that my parents – level-headed as always – remembered to consider the financial repercussions of Mom’s illness [...]]]></description>
		<wfw:commentRss>http://www.pfadvice.com/2009/05/02/what-my-mothers-illness-taught-me-about-personal-finance/feed/</wfw:commentRss>
		<slash:comments>5</slash:comments>
		</item>
		<item>
		<title>The Death of FICO?</title>
		<link>http://www.pfadvice.com/2009/04/16/the-death-of-fico/</link>
		<comments>http://www.pfadvice.com/2009/04/16/the-death-of-fico/#comments</comments>
		<pubDate>Thu, 16 Apr 2009 07:01:25 +0000</pubDate>
		<dc:creator>Jennifer Derrick</dc:creator>
				<category><![CDATA[Credit Cards]]></category>
		<category><![CDATA[Debt]]></category>
		<category><![CDATA[Insurance]]></category>
		<category><![CDATA[Personal Finance]]></category>
		<category><![CDATA[Utilities]]></category>
		<category><![CDATA[available credit]]></category>
		<category><![CDATA[credit risk]]></category>
		<category><![CDATA[credit score]]></category>
		<category><![CDATA[credit worthiness]]></category>
		<category><![CDATA[death of FICO]]></category>
		<category><![CDATA[debt free]]></category>
		<category><![CDATA[FICO]]></category>
		<category><![CDATA[FICO score]]></category>
		<category><![CDATA[low credit score]]></category>

		<guid isPermaLink="false">http://www.savingadvice.com/blog/?p=4374</guid>
		<description><![CDATA[Last week, Sadie wrote about how debt free living means not being a slave to a FICO score. In the article, she pointed out that FICO has become such an integral part of our lives that even the debt free can’t ignore the score completely, which is annoying, at best. But I’ve been giving it [...]]]></description>
		<wfw:commentRss>http://www.pfadvice.com/2009/04/16/the-death-of-fico/feed/</wfw:commentRss>
		<slash:comments>5</slash:comments>
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