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	<title>Personal Finance Advice &#187; Housing</title>
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	<link>http://www.pfadvice.com</link>
	<description>Bridging the gap between saving money and investing</description>
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		<title>Low Cost Flea Control</title>
		<link>http://www.pfadvice.com/2010/01/25/low-cost-flea-control/</link>
		<comments>http://www.pfadvice.com/2010/01/25/low-cost-flea-control/#comments</comments>
		<pubDate>Mon, 25 Jan 2010 07:01:01 +0000</pubDate>
		<dc:creator>Jennifer Derrick</dc:creator>
				<category><![CDATA[Frugal]]></category>
		<category><![CDATA[Housing]]></category>
		<category><![CDATA[Personal Finance]]></category>
		<category><![CDATA[Saving Money]]></category>
		<category><![CDATA[cedar in bedding]]></category>
		<category><![CDATA[flea bath]]></category>
		<category><![CDATA[flea carpet treatment]]></category>
		<category><![CDATA[flea comb]]></category>
		<category><![CDATA[flea traps]]></category>
		<category><![CDATA[flea treatment]]></category>
		<category><![CDATA[fleas]]></category>
		<category><![CDATA[how to get rid of fleas]]></category>
		<category><![CDATA[vaccuum]]></category>
		<category><![CDATA[wash pet bedding]]></category>

		<guid isPermaLink="false">http://www.savingadvice.com/blog/?p=5668</guid>
		<description><![CDATA[Despite the fact that it&#8217;s the middle of winter here, my dog has fleas. I got this great news at the vet&#8217;s office when she went in for her checkup. He said that the weather conditions here have been perfect for growing a huge flea population and now that it&#8217;s cold, all those fleas are [...]]]></description>
		<wfw:commentRss>http://www.pfadvice.com/2010/01/25/low-cost-flea-control/feed/</wfw:commentRss>
		<slash:comments>6</slash:comments>
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		<item>
		<title>Knowing What To Keep and What To Throw Away</title>
		<link>http://www.pfadvice.com/2010/01/06/knowing-what-to-keep-and-what-to-throw-away/</link>
		<comments>http://www.pfadvice.com/2010/01/06/knowing-what-to-keep-and-what-to-throw-away/#comments</comments>
		<pubDate>Wed, 06 Jan 2010 07:01:17 +0000</pubDate>
		<dc:creator>David G. Mitchell</dc:creator>
				<category><![CDATA[Frugal]]></category>
		<category><![CDATA[Housing]]></category>
		<category><![CDATA[Personal Finance]]></category>
		<category><![CDATA[annual cleaning]]></category>
		<category><![CDATA[declutter]]></category>
		<category><![CDATA[decluttering]]></category>
		<category><![CDATA[house cleanup]]></category>
		<category><![CDATA[keep or donate]]></category>
		<category><![CDATA[order]]></category>
		<category><![CDATA[remove clutter]]></category>
		<category><![CDATA[saving things]]></category>

		<guid isPermaLink="false">http://www.savingadvice.com/blog/?p=5609</guid>
		<description><![CDATA[I spent Christmas visiting my parents.  When I am at my parents&#8217; home, I am always amazed that nothing is ever out of place.  I can walk into the house and know exactly what I will see and where it will be.  I know what is in every drawer and every closet. [...]]]></description>
		<wfw:commentRss>http://www.pfadvice.com/2010/01/06/knowing-what-to-keep-and-what-to-throw-away/feed/</wfw:commentRss>
		<slash:comments>5</slash:comments>
		</item>
		<item>
		<title>Get More Money Without a Second Job</title>
		<link>http://www.pfadvice.com/2009/12/10/get-more-money-without-a-second-job/</link>
		<comments>http://www.pfadvice.com/2009/12/10/get-more-money-without-a-second-job/#comments</comments>
		<pubDate>Thu, 10 Dec 2009 07:01:17 +0000</pubDate>
		<dc:creator>Jennifer Derrick</dc:creator>
				<category><![CDATA[Budgeting]]></category>
		<category><![CDATA[Debt]]></category>
		<category><![CDATA[Food / Groceries]]></category>
		<category><![CDATA[Frugal]]></category>
		<category><![CDATA[Housing]]></category>
		<category><![CDATA[Insurance]]></category>
		<category><![CDATA[Making Money]]></category>
		<category><![CDATA[Personal Finance]]></category>
		<category><![CDATA[Saving Money]]></category>
		<category><![CDATA[Taxes]]></category>
		<category><![CDATA[Utilities]]></category>
		<category><![CDATA[car payments]]></category>
		<category><![CDATA[common fixed expenses]]></category>
		<category><![CDATA[debt payments]]></category>
		<category><![CDATA[fixed expenses]]></category>
		<category><![CDATA[food]]></category>
		<category><![CDATA[fuel]]></category>
		<category><![CDATA[more money]]></category>
		<category><![CDATA[mortgage payment]]></category>
		<category><![CDATA[rent]]></category>
		<category><![CDATA[second job]]></category>
		<category><![CDATA[services]]></category>
		<category><![CDATA[utility bills]]></category>

		<guid isPermaLink="false">http://www.savingadvice.com/blog/?p=5535</guid>
		<description><![CDATA[When thoughts turn to getting more cash every month, many people assume that they&#8217;ll have to take a second job. That may be true. If your financial situation is dire or if you have your heart set on some big ticket item, a second job may be the only way to get to the necessary [...]]]></description>
		<wfw:commentRss>http://www.pfadvice.com/2009/12/10/get-more-money-without-a-second-job/feed/</wfw:commentRss>
		<slash:comments>8</slash:comments>
		</item>
		<item>
		<title>A Life Without Debt: 10 Things That Make Being Debt Free Possible</title>
		<link>http://www.pfadvice.com/2009/12/01/a-life-without-debt-10-things-that-make-being-debt-free-possible/</link>
		<comments>http://www.pfadvice.com/2009/12/01/a-life-without-debt-10-things-that-make-being-debt-free-possible/#comments</comments>
		<pubDate>Tue, 01 Dec 2009 07:01:07 +0000</pubDate>
		<dc:creator>Sadie Morris</dc:creator>
				<category><![CDATA[Budgeting]]></category>
		<category><![CDATA[Cars]]></category>
		<category><![CDATA[Debt]]></category>
		<category><![CDATA[Frugal]]></category>
		<category><![CDATA[Housing]]></category>
		<category><![CDATA[Personal Finance]]></category>
		<category><![CDATA[Saving Money]]></category>
		<category><![CDATA[Shopping]]></category>
		<category><![CDATA[affordable housing]]></category>
		<category><![CDATA[bank raises]]></category>
		<category><![CDATA[buy cars for cash]]></category>
		<category><![CDATA[debt free]]></category>
		<category><![CDATA[debt free living]]></category>
		<category><![CDATA[Debt Reduction]]></category>
		<category><![CDATA[emergency fund]]></category>
		<category><![CDATA[never pay retail]]></category>
		<category><![CDATA[recreational shopping]]></category>
		<category><![CDATA[small house]]></category>

		<guid isPermaLink="false">http://www.savingadvice.com/blog/?p=5492</guid>
		<description><![CDATA[When people find out that I&#8217;m debt free, the thing they most want to know is how it&#8217;s possible and how they can achieve it, too. Quickly. They want the crash course or the quick fix to debt free living. I tell them that there really is no quick fix. There&#8217;s no magic pill that [...]]]></description>
		<wfw:commentRss>http://www.pfadvice.com/2009/12/01/a-life-without-debt-10-things-that-make-being-debt-free-possible/feed/</wfw:commentRss>
		<slash:comments>20</slash:comments>
		</item>
		<item>
		<title>Not Everything Has To Be Measured In Money</title>
		<link>http://www.pfadvice.com/2009/11/23/not-everything-has-to-be-measured-in-money/</link>
		<comments>http://www.pfadvice.com/2009/11/23/not-everything-has-to-be-measured-in-money/#comments</comments>
		<pubDate>Mon, 23 Nov 2009 07:01:56 +0000</pubDate>
		<dc:creator>Jennifer Derrick</dc:creator>
				<category><![CDATA[Housing]]></category>
		<category><![CDATA[Personal Finance]]></category>
		<category><![CDATA[Saving Money]]></category>
		<category><![CDATA[Shopping]]></category>
		<category><![CDATA[Work]]></category>
		<category><![CDATA[fiscally responsible]]></category>
		<category><![CDATA[job]]></category>
		<category><![CDATA[monetary value]]></category>
		<category><![CDATA[money]]></category>
		<category><![CDATA[salary]]></category>
		<category><![CDATA[selling]]></category>
		<category><![CDATA[value]]></category>
		<category><![CDATA[worth]]></category>

		<guid isPermaLink="false">http://www.savingadvice.com/blog/2009/11/23/105445_not-everything-has-to-be-measured-in-money.html</guid>
		<description><![CDATA[I&#8217;m always a little surprised at how much everything in our society is measured in terms of money. We measure our worth by our salaries, not by how much we love our work. We measure our remodeling projects by how much we can get back when we sell and not on how much we love [...]]]></description>
		<wfw:commentRss>http://www.pfadvice.com/2009/11/23/not-everything-has-to-be-measured-in-money/feed/</wfw:commentRss>
		<slash:comments>7</slash:comments>
		</item>
		<item>
		<title>A Life Without Debt: The Debt Free House</title>
		<link>http://www.pfadvice.com/2009/09/29/a-life-without-debt-the-debt-free-house/</link>
		<comments>http://www.pfadvice.com/2009/09/29/a-life-without-debt-the-debt-free-house/#comments</comments>
		<pubDate>Tue, 29 Sep 2009 07:01:26 +0000</pubDate>
		<dc:creator>Sadie Morris</dc:creator>
				<category><![CDATA[Housing]]></category>
		<category><![CDATA[Personal Finance]]></category>
		<category><![CDATA[Saving Money]]></category>
		<category><![CDATA[Debt]]></category>
		<category><![CDATA[debt free]]></category>
		<category><![CDATA[debt free house]]></category>
		<category><![CDATA[extra mortgage payments]]></category>
		<category><![CDATA[Mortgage]]></category>
		<category><![CDATA[mortgage down payment]]></category>

		<guid isPermaLink="false">http://www.savingadvice.com/blog/?p=5233</guid>
		<description><![CDATA[The only debt we&#8217;ve ever incurred was to buy our house. At the time we bought, we just didn&#8217;t have a spare $150K lying around so we had to get a mortgage. We knew going in that we didn&#8217;t want to be stuck with it for thirty years so we set out to buy a [...]]]></description>
		<wfw:commentRss>http://www.pfadvice.com/2009/09/29/a-life-without-debt-the-debt-free-house/feed/</wfw:commentRss>
		<slash:comments>18</slash:comments>
		</item>
		<item>
		<title>19 Fall Tune Ups and Checks to Save You Money Throughout the Winter</title>
		<link>http://www.pfadvice.com/2009/09/14/19-fall-tune-ups-and-checks-to-save-you-money-throughout-the-winter/</link>
		<comments>http://www.pfadvice.com/2009/09/14/19-fall-tune-ups-and-checks-to-save-you-money-throughout-the-winter/#comments</comments>
		<pubDate>Mon, 14 Sep 2009 07:01:00 +0000</pubDate>
		<dc:creator>Jennifer Derrick</dc:creator>
				<category><![CDATA[Frugal]]></category>
		<category><![CDATA[Health]]></category>
		<category><![CDATA[Holidays]]></category>
		<category><![CDATA[Housing]]></category>
		<category><![CDATA[Personal Finance]]></category>
		<category><![CDATA[Saving Money]]></category>
		<category><![CDATA[Shopping]]></category>
		<category><![CDATA[autumn]]></category>
		<category><![CDATA[check insulation]]></category>
		<category><![CDATA[chimney sweep]]></category>
		<category><![CDATA[Christmas shopping]]></category>
		<category><![CDATA[disconnect hoses]]></category>
		<category><![CDATA[fall]]></category>
		<category><![CDATA[leaf blower]]></category>
		<category><![CDATA[medicine]]></category>
		<category><![CDATA[snow blower]]></category>
		<category><![CDATA[snow supplies]]></category>
		<category><![CDATA[storm windows]]></category>
		<category><![CDATA[winter clothes]]></category>
		<category><![CDATA[winter gear]]></category>
		<category><![CDATA[winter preparation]]></category>
		<category><![CDATA[winterize]]></category>

		<guid isPermaLink="false">http://www.savingadvice.com/blog/?p=5187</guid>
		<description><![CDATA[We just had our first cool snap of the year. While it will be hot again by the end of the week, the cool weather reminded me of the things I need to do to get my home and family ready for the colder months ahead. Some simple preparation and prevention efforts now will save [...]]]></description>
		<wfw:commentRss>http://www.pfadvice.com/2009/09/14/19-fall-tune-ups-and-checks-to-save-you-money-throughout-the-winter/feed/</wfw:commentRss>
		<slash:comments>7</slash:comments>
		</item>
		<item>
		<title>Keeping Cool This Summer</title>
		<link>http://www.pfadvice.com/2009/08/15/keeping-cool-this-summer/</link>
		<comments>http://www.pfadvice.com/2009/08/15/keeping-cool-this-summer/#comments</comments>
		<pubDate>Sat, 15 Aug 2009 07:01:04 +0000</pubDate>
		<dc:creator>David G. Mitchell</dc:creator>
				<category><![CDATA[Frugal]]></category>
		<category><![CDATA[Housing]]></category>
		<category><![CDATA[Personal Finance]]></category>
		<category><![CDATA[Saving Money]]></category>
		<category><![CDATA[Utilities]]></category>
		<category><![CDATA[air conditioning]]></category>
		<category><![CDATA[attic fans]]></category>
		<category><![CDATA[ceiling fans]]></category>
		<category><![CDATA[draw shades]]></category>
		<category><![CDATA[staying cool]]></category>
		<category><![CDATA[summer heat]]></category>
		<category><![CDATA[swimming pools]]></category>
		<category><![CDATA[turn off appliances]]></category>
		<category><![CDATA[turn off lights]]></category>

		<guid isPermaLink="false">http://www.savingadvice.com/blog/?p=5020</guid>
		<description><![CDATA[It is the middle of August.  That means that if you live anywhere in the continental United States, it is probably a lot hotter outside than you would like.  With temperatures in the 90’s and 100’s across much of America, staying cool becomes a very serious pursuit.  Staying cool without breaking the [...]]]></description>
		<wfw:commentRss>http://www.pfadvice.com/2009/08/15/keeping-cool-this-summer/feed/</wfw:commentRss>
		<slash:comments>13</slash:comments>
		</item>
		<item>
		<title>The Greener, Money Saving House</title>
		<link>http://www.pfadvice.com/2009/08/10/the-greener-money-saving-house/</link>
		<comments>http://www.pfadvice.com/2009/08/10/the-greener-money-saving-house/#comments</comments>
		<pubDate>Mon, 10 Aug 2009 07:01:13 +0000</pubDate>
		<dc:creator>Jennifer Derrick</dc:creator>
				<category><![CDATA[Frugal]]></category>
		<category><![CDATA[Housing]]></category>
		<category><![CDATA[Personal Finance]]></category>
		<category><![CDATA[Saving Money]]></category>
		<category><![CDATA[appliances]]></category>
		<category><![CDATA[attic fan]]></category>
		<category><![CDATA[ceiling fan]]></category>
		<category><![CDATA[cfls]]></category>
		<category><![CDATA[flooring]]></category>
		<category><![CDATA[green house]]></category>
		<category><![CDATA[greener house]]></category>
		<category><![CDATA[heat pump]]></category>
		<category><![CDATA[insulation]]></category>
		<category><![CDATA[light fixtures]]></category>
		<category><![CDATA[power strips]]></category>
		<category><![CDATA[room darkening blinds]]></category>
		<category><![CDATA[screened deck]]></category>
		<category><![CDATA[storm doors]]></category>
		<category><![CDATA[water heater]]></category>
		<category><![CDATA[weather stripping]]></category>
		<category><![CDATA[window film]]></category>
		<category><![CDATA[window screens]]></category>

		<guid isPermaLink="false">http://www.savingadvice.com/blog/?p=4990</guid>
		<description><![CDATA[A friend of mine works for the local newspaper. In the process of writing an article about green home improvements, she stopped by to look around my house since she knows that I am a &#8220;greenie.&#8221; She wanted me to show her the improvements we&#8217;ve made and to give her an estimate of how much [...]]]></description>
		<wfw:commentRss>http://www.pfadvice.com/2009/08/10/the-greener-money-saving-house/feed/</wfw:commentRss>
		<slash:comments>3</slash:comments>
		</item>
		<item>
		<title>Look at Your Clutter, See Your Money</title>
		<link>http://www.pfadvice.com/2009/08/05/look-at-your-clutter-see-your-money/</link>
		<comments>http://www.pfadvice.com/2009/08/05/look-at-your-clutter-see-your-money/#comments</comments>
		<pubDate>Wed, 05 Aug 2009 07:01:56 +0000</pubDate>
		<dc:creator>Jennifer Derrick</dc:creator>
				<category><![CDATA[Debt]]></category>
		<category><![CDATA[Frugal]]></category>
		<category><![CDATA[Housing]]></category>
		<category><![CDATA[Personal Finance]]></category>
		<category><![CDATA[cleaning house]]></category>
		<category><![CDATA[clutter]]></category>
		<category><![CDATA[clutter is money]]></category>
		<category><![CDATA[debt and clutter]]></category>
		<category><![CDATA[House Clean]]></category>
		<category><![CDATA[unclutter]]></category>
		<category><![CDATA[watching TV]]></category>

		<guid isPermaLink="false">http://www.savingadvice.com/blog/?p=4942</guid>
		<description><![CDATA[Recently I was trapped in a hotel on a rainy weekend and I got sucked into a marathon of Clean House. (This is why I don&#8217;t keep cable at home. If stuff is on, I just fall into it.) I was mesmerized by the amount of stuff that some of these people had. Stuff was [...]]]></description>
		<wfw:commentRss>http://www.pfadvice.com/2009/08/05/look-at-your-clutter-see-your-money/feed/</wfw:commentRss>
		<slash:comments>10</slash:comments>
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