Category Archives: Health

Time Flies and It’ll Cost You

Last year there were changes to our health insurance plan. The employer has always used a high deductible plan and they have always been kind enough to contribute $2,000 toward that deductible. The money has always been available at the … Continue reading

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Bye-Bye $485: Day 29

Reality set in today as I received my monthly health insurance bill: a painful $485. That will be nearly $6,000 a year out of the $17,000 budget or about one-third of all the money I have. This makes it very … Continue reading

Posted in Health, Insurance, Minimum Wage Challenge, Personal Finance | Tagged , , , , , , | 7 Comments

The Relationship Between Self-Improvement and Personal Finance

With New Year’s just past and most people still in the honeymoon phase of their resolutions, it’s worth a brief look at how many self-improvement activities benefit your finances, and how studying one area can have a positive impact on … Continue reading

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Controlling Worry

We all worry about our finances to some degree. Even if everything seems to be going great in your financial world, uncertainties over world events, “fiscal cliffs,” and issues like healthcare and retirement can make you worry. If you have … Continue reading

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Don’t Skimp on Safety

I recently wrote a piece about backing up your computer’s hard drive. At the end, I mentioned that if you don’t have the money to afford a backup mechanism you shouldn’t get the computer because the risk of data loss … Continue reading

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Preserve Your Independence

We all tend to take our independence for granted. We take for granted our ability to make decisions just for us, to spend our money how we want, to go where we want, and do what we want. We take … Continue reading

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Prevention and Honesty Are Always Less Expensive

This summer in our area has been a terrible one for rabies. At least three dogs have had to be put down because their owners didn’t get them a rabies shot and the dogs later came into contact with rabid … Continue reading

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Sit Less To Save Money

Sitting is the new smoking, it seems. While the medical establishment has long been trying to get people to become more active, various studies have been focusing on the negative effects of sitting too long rather than simply looking at … Continue reading

Posted in Health, Making Money, Personal Finance, Saving Money | Tagged , , , , , , , , | 6 Comments

10 Ways To Avoid Getting A Cold This Flu Season

Flu season is just around the corner, and not only does getting sick feel terrible, it can cost you a lot of money. Cold medicine, lost wages and lack of productivity are just a few ways that getting sick can … Continue reading

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20 Benefits Of Growing Herbs That Save Money

As an avid gardener one of my favorite things to grow is herbs because they have so many uses and from what I’ve found can actually help save money. Yes, herbs like thyme, lavender, citronella, mint and many others are … Continue reading

Posted in Food / Groceries, Frugal, Health, Housing, Personal Finance, Saving Money, Shopping | Tagged , , , , | 1 Comment

10 Things That Don’t Seem To Be About Money, But Really Are

Many people fail to realize that almost all aspects of our lives are intricately weaved together with our finances, but it’s crucially important to understand that even things that don’t initially seem to have anything to do with finances or … Continue reading

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Aging is Expensive Even When You Aren’t Old

We all know that we’ll likely face increased costs as we age. Most of those will come from healthcare costs as we fight diseases ranging from cancer to arthritis to dementia. While we’re aware of those increasing expenses, we assume … Continue reading

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10 Ways To Earn Money While Getting Exercise

One of the best things you can do financially for yourself is to be smart about the things that you do in the limited amount of time that you have each day. Most people who decide that they need to … Continue reading

Posted in Frugal, Health, Making Money, Personal Finance, Saving Money, Work | Tagged , , , , , , , , , , , | 3 Comments

Planning for Old Age: You Need to Do More Than Save Money

You’d think that all anyone has to do these days to secure an enjoyable and comfortable retirement is save money. The media, financial gurus, and your employer harp on money as the end-all, be-all of retirement. Just get there with … Continue reading

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Bottle vs Breast: 13 Ways Breastfeeding Can Save Money

Babies are expensive. Not just expensive, but really expensive. It doesn’t take long for most couples to determine that they need to save money wherever they can, and many probably wish they knew before hand what nonessential baby items they … Continue reading

Posted in Budgeting, Food / Groceries, Health, Personal Finance, Saving Money, Shopping | Tagged , , , , , , | 13 Comments

Prepare for Disaster

This week I’m giving you a quick PSA about the value of making sure your essential information and items are fully protected. My in-laws’ house burned down last weekend. To the ground. The good news is that no one was … Continue reading

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Before You Agree to the Prescription

A friend of mine recently went to the doctor for her annual physical. Her blood pressure was on the high side, so the doctor trotted out the prescription pad and wrote her a prescription for a blood pressure lowering drug. … Continue reading

Posted in Frugal, Health, Medical, Personal Finance, Saving Money | Tagged , , , , , , , | 6 Comments

The Easiest Way To Save On Healthcare

Most financial writers, including me, counsel people to be their own advocate for less-expensive healthcare. We teach that you should question everything on your bill, know the limits and allowances of your health insurance policy, and negotiate prices where possible … Continue reading

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16 Things You Don’t Want To Skimp On

While I’m all for being frugal, there are some things that you just don’t want to skimp on. Some things are so important to your health or safety that it simply isn’t wise or cost-effective to look for the cheapest … Continue reading

Posted in Budgeting, Food / Groceries, Frugal, Health, Insurance, Personal Finance, Saving Money, Shopping | Tagged , , , , , , , , , , , , , , , , , | 6 Comments