Personal Finance Advice

By S. Shugars, special to pfadvice
I know that what I’m about to write goes against everything that the experts say, but the truth is that quitting smoking does not save money. Let’s put aside whether smoking is a nasty habit and look at it purely from a financial perspective.
The main problem I have with [...]

By S Shugars, special to pfadvice
Conventional wisdom says that paying to have your groceries delivered to your door is a waste of money. I have to disagree with this assessment. I have found that having my groceries delivered has saved me far more time and money than I could have ever done by shopping [...]

While there are things you should avoid carrying in your wallet or purse to minimize your financial security risk in the event of theft, here are a few things you’ll want to make sure to leave in. Carrying these items with you will make your life easier, both financially and emotionally, in an emergency or [...]

One of the most common New Year’s resolutions is to lose weight. Weight loss is also big business — Americans spend tons of money on diet pills, weight loss surgeries, gym memberships, and special diet foods each and every year.
Losing weight when you are medically overweight can go a long way towards saving you money, [...]

I’m usually on a health kick in some form or fashion and regardless of whether my diet works, the one constant is that being healthy is expensive. One of the big areas that I’ve been able to manage costs is with my vitamin purchases. Luckily, with a little planning, consultation with a doctor [...]

The only time in my life that I ever found it both easy and inexpensive to exercise is when I was studying abroad during my last semester of college. My minimal course load left me with plenty of time to do everything I wanted, including working out. I also had someone else covering most of [...]

If you are looking for areas where workers will be in high demand in the coming years, look to the computer and health industries. The Department of Labor estimates that jobs in these occupations will make up the bulk of the 20 fastest growing jobs for the period 2004-2014. More than 50% of these jobs [...]

The third annual “Light to Unite” drive is going on to support AIDS research. By simply going to LightToUnite.org and lighting a virtual candle, Bristol-Myers Squibb will donate $1 (up to $100,000) to the National AIDS Fund. There is nothing to sign up for, there are no catches and there are no mailing lists - [...]

If you find that you’re having trouble getting your kids to wash their hands (a good habit to get them into doing), this little novelty item may be something to place on your Xmas list this year - Money Soap. The soap is actually made with money inserted into the center of the soap bar, [...]

I had lunch with a friend this afternoon and as we were talking, he starting going on about how expensive his gym membership was. I explained to him that there were a lot of opportunities to exercise for free, but he gave me several compelling reasons why that wouldn’t necessarily work for him:
He has [...]

One way that I exercise is to go to a community park land in the hills a few miles away from my house. There are a lot of hiking trails back there and it is a great way for me to get away from the computer and get in a bit of exercise while also [...]