Category Archives: Frugal

10 Ways to Save Money Planting a Garden

Gardens can be a wonderful addition to your home. Not only do they provide you with fresh produce, but they can add a nice atmosphere to your back yard. Unfortunately, sometimes gardening can become expensive. Here are a few ways … Continue reading

Posted in Food / Groceries, Frugal, Personal Finance, Saving Money | Tagged , , , , , , , , | 4 Comments

The Paradox of Stuff: Own Less, Use More

Most of us tend to think that more is better, especially when it comes to our “stuff.” If two pairs of shoes is good, ten must be great. If a library of thirty DVD’s is good, a hundred must be … Continue reading

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Choosing a Hobby Without Spending a Fortune

I’ve heard plenty of people bemoan the fact that they don’t have a hobby. Some even post to some of the message boards I frequent, asking for help choosing a hobby. This isn’t a position to which I can personally … Continue reading

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Valentine’s Day: The Battle Between Frugality and Disappointment

This time of year there are lots of tips about how to save money on Valentine’s Day. Advice abounds about ways to show your love for free and alternative gift ideas such as coupons for kid-free days and taking over … Continue reading

Posted in Frugal, Holidays, Personal Finance, Relationships, Saving Money, Shopping | Tagged , , , , , , , , | 60 Comments

Dull Razor Blades: Day 27

One of the risks which comes along with traveling from house to house to house is that sometimes I forget things. I have plenty of razors (TIP: I get them for free from drug stores — every time a razor … Continue reading

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What Do You Need?

If you want to get ahead financially, one of the most important questions you can ask yourself is, “What do I need?” It seems like such a simple question, one where the answers should be immediately obvious. You need food, … Continue reading

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Is Brand Loyalty Costing You Money?

Most of us have brands and products that we prefer over others. Maybe we prefer the taste or we’ve found that Product A works better than Product B. Sometimes our loyalty is rooted in the prestige a brand confers upon … Continue reading

Posted in Budgeting, Food / Groceries, Frugal, Personal Finance, Saving Money, Shopping | Tagged , , , , , , | 6 Comments

10 No Spend Challenges Everyone Should Try

If you’re looking for a way to get a new perspective on how you spend money, one of the best ways to do this is to do some type of “no spend” challenge. While there are a number of things … Continue reading

Posted in Budgeting, Credit Cards, Entertainment, Food / Groceries, Frugal, Personal Finance, Saving Money, Shopping | Tagged , , , , , , , , , | 98 Comments

The Difference Between Budget Living and Being Cheap

When many people think about becoming budget-conscious, they cringe because they associate living on a budget with being cheap. They don’t want to be known as, “That cheap SOB.”What they don’t understand is that the two terms are very different. … Continue reading

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Failing To Think Creatively: Day 11

View from current house sitting job I made a big mistake yesterday by not challenging my automatic assumptions. I consider myself pretty decent at doing this, yet I’m finding through this minimum wage challenge that I don’t do it nearly … Continue reading

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Reevaluating Habits: Day 8

We all have habits that we really need to take a hard look at to make sure the habit is helping us reach our financial goals. I know from personal experience that one of the most difficult aspects of personal … Continue reading

Posted in Budgeting, Frugal, Minimum Wage Challenge, Saving Money, Work | Tagged , , , , , , , , | 1 Comment

10 Ways to Save Money at McDonald’s

There are many ways to save money on food, but it gets a little harder to do so when you go to a restaurant. Many people enjoy fast food restaurants because the service is quick and the food is relatively … Continue reading

Posted in Food / Groceries, Frugal, Personal Finance, Saving Money | Tagged , , , , , , | 7 Comments

What Would “Bare Bones” Living Mean to You?

A friend and I were discussing New Year’s plans the other day. She is resolving to get her debt under control and start saving more for retirement and her kids’ college funds. “I’m cutting life down to the bare bones … Continue reading

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11 Benefits of Staying Home

My desk in my home office looks out over the road in front of my house. It always amazes me how much traffic goes by my window on any given day, especially since I live on a cul-de-sac. People in … Continue reading

Posted in Frugal, Personal Finance, Saving Money | Tagged , , , , , , , | 10 Comments

Love and Hate at CVS: Minimum Wage Challenge

I have a love-hate relationship with CVS. I love that I can get things there for free / nearly free (one of my goals for this minimum wage challenge is to try to get all of my personal care products … Continue reading

Posted in Frugal, Minimum Wage Challenge, Personal Finance, Saving Money, Shopping | Tagged , , , , , , , , | 10 Comments

Is Your Frugality Making Other People Crazy?

I don’t like to spend money. There, I’ve admitted it. Even when it’s for something that I know I’ll love and can easily afford, something inside me clenches up and I don’t want to spend. (I blame genetics. My father … Continue reading

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Making Things Isn’t Always Cheaper

Making your own things, sewing your own clothes, or making gifts are often touted as ways to save money. After all, the thought goes, you can make something for less than it would cost to buy the item. Unfortunately, while … Continue reading

Posted in Frugal, Personal Finance, Saving Money | Tagged , , , , , , | 7 Comments

Save Time and Money Next Christmas

So we’re in the thick of the holiday season right now. You’re busy and harried, so it’s too early to think about next Christmas, right? Wrong. Some common advice to prepare for next year is to hit the after-Christmas sales … Continue reading

Posted in Frugal, Holidays, Personal Finance, Saving Money | Tagged , , , , , | 10 Comments

I Have No Money

It’s one of the worst feelings you can ever have. That moment when you see there is still a week left until you get you next paycheck and you have no money, little food and you have no idea how … Continue reading

Posted in Credit Cards, Debt, Frugal, Personal Finance, Relationships, Saving Money | Tagged , , , , , , , | 75 Comments

10 Inexpensive Winter Activities

With winter now upon us, many people are planning their weekend getaways or fun winter activities. There are so many different activities to partake in during the winter, but fortunately, not all of them are as expensive as skiing. If … Continue reading

Posted in Frugal, Personal Finance, Saving Money | Tagged , , , , , , , | 4 Comments