Category Archives: Frugal

What Do You Need?

If you want to get ahead financially, one of the most important questions you can ask yourself is, “What do I need?” It seems like such a simple question, one where the answers should be immediately obvious. You need food, … Continue reading

Posted in Budgeting, Frugal, Personal Finance, Saving Money, Shopping | Tagged , , , , , , , | 2 Comments

Is Brand Loyalty Costing You Money?

Most of us have brands and products that we prefer over others. Maybe we prefer the taste or we’ve found that Product A works better than Product B. Sometimes our loyalty is rooted in the prestige a brand confers upon … Continue reading

Posted in Budgeting, Food / Groceries, Frugal, Personal Finance, Saving Money, Shopping | Tagged , , , , , , | 6 Comments

10 No Spend Challenges Everyone Should Try

If you’re looking for a way to get a new perspective on how you spend money, one of the best ways to do this is to do some type of “no spend” challenge. While there are a number of things … Continue reading

Posted in Budgeting, Credit Cards, Entertainment, Food / Groceries, Frugal, Personal Finance, Saving Money, Shopping | Tagged , , , , , , , , , | 98 Comments

The Difference Between Budget Living and Being Cheap

When many people think about becoming budget-conscious, they cringe because they associate living on a budget with being cheap. They don’t want to be known as, “That cheap SOB.”What they don’t understand is that the two terms are very different. … Continue reading

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Failing To Think Creatively: Day 11

View from current house sitting job I made a big mistake yesterday by not challenging my automatic assumptions. I consider myself pretty decent at doing this, yet I’m finding through this minimum wage challenge that I don’t do it nearly … Continue reading

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Reevaluating Habits: Day 8

We all have habits that we really need to take a hard look at to make sure the habit is helping us reach our financial goals. I know from personal experience that one of the most difficult aspects of personal … Continue reading

Posted in Budgeting, Frugal, Minimum Wage Challenge, Saving Money, Work | Tagged , , , , , , , , | 1 Comment

10 Ways to Save Money at McDonald’s

There are many ways to save money on food, but it gets a little harder to do so when you go to a restaurant. Many people enjoy fast food restaurants because the service is quick and the food is relatively … Continue reading

Posted in Food / Groceries, Frugal, Personal Finance, Saving Money | Tagged , , , , , , | 7 Comments

What Would “Bare Bones” Living Mean to You?

A friend and I were discussing New Year’s plans the other day. She is resolving to get her debt under control and start saving more for retirement and her kids’ college funds. “I’m cutting life down to the bare bones … Continue reading

Posted in Budgeting, Frugal, Personal Finance, Saving Money | Tagged , , , , , | 9 Comments

11 Benefits of Staying Home

My desk in my home office looks out over the road in front of my house. It always amazes me how much traffic goes by my window on any given day, especially since I live on a cul-de-sac. People in … Continue reading

Posted in Frugal, Personal Finance, Saving Money | Tagged , , , , , , , | 10 Comments

Love and Hate at CVS: Minimum Wage Challenge

I have a love-hate relationship with CVS. I love that I can get things there for free / nearly free (one of my goals for this minimum wage challenge is to try to get all of my personal care products … Continue reading

Posted in Frugal, Minimum Wage Challenge, Personal Finance, Saving Money, Shopping | Tagged , , , , , , , , | 10 Comments

Is Your Frugality Making Other People Crazy?

I don’t like to spend money. There, I’ve admitted it. Even when it’s for something that I know I’ll love and can easily afford, something inside me clenches up and I don’t want to spend. (I blame genetics. My father … Continue reading

Posted in Frugal, Personal Finance, Relationships, Saving Money | Tagged , , , , , , , , | 8 Comments

Making Things Isn’t Always Cheaper

Making your own things, sewing your own clothes, or making gifts are often touted as ways to save money. After all, the thought goes, you can make something for less than it would cost to buy the item. Unfortunately, while … Continue reading

Posted in Frugal, Personal Finance, Saving Money | Tagged , , , , , , | 7 Comments

Save Time and Money Next Christmas

So we’re in the thick of the holiday season right now. You’re busy and harried, so it’s too early to think about next Christmas, right? Wrong. Some common advice to prepare for next year is to hit the after-Christmas sales … Continue reading

Posted in Frugal, Holidays, Personal Finance, Saving Money | Tagged , , , , , | 10 Comments

I Have No Money

It’s one of the worst feelings you can ever have. That moment when you see there is still a week left until you get you next paycheck and you have no money, little food and you have no idea how … Continue reading

Posted in Credit Cards, Debt, Frugal, Personal Finance, Relationships, Saving Money | Tagged , , , , , , , | 75 Comments

10 Inexpensive Winter Activities

With winter now upon us, many people are planning their weekend getaways or fun winter activities. There are so many different activities to partake in during the winter, but fortunately, not all of them are as expensive as skiing. If … Continue reading

Posted in Frugal, Personal Finance, Saving Money | Tagged , , , , , , , | 4 Comments

Renting or Homeless? Minimum Wage Challenge

One of the biggest decisions I need to make that will determine whether this living well on minimum wage challenge will be successful or not is my living conditions. I’ve spent a lot of time thinking about this and there … Continue reading

Posted in Frugal, Housing, Minimum Wage Challenge, Personal Finance, Saving Money, Travel | Tagged , , , , , , | 18 Comments

Preliminary Basic Budget Minimum Wage Challenge

I hate budgeting. I simply don’t like taking the time out of my day to run through the numbers when I could be doing so many more interesting things. One of the reasons that I think that I am relatively … Continue reading

Posted in Budgeting, Frugal, Minimum Wage Challenge, Personal Finance | Tagged , , , , , , | 6 Comments

Not Every Problem Needs A Store Bought Solution

The retail sector and the media love to sell us “stuff” to solve our every problem. They even try to manufacture “problems” just so they can sell us stuff. (I tend to think the no-touch hand wash system falls into … Continue reading

Posted in Frugal, Relationships, Saving Money, Shopping | Tagged , , , , , , , , | 3 Comments

10 Tips For Building A Christmas Decor Collection On A Budget

When we were first married and broke, I remember one of my mothers’ friends gave us Christmas ornaments for a wedding present. She said, “It’s the one thing no one thinks to give you when you’re just starting out, but … Continue reading

Posted in Frugal, Holidays, Personal Finance, Saving Money, Shopping | Tagged , , , , , , | 6 Comments

10 Places I Find Coupons In The Grocery Store

I reluctantly became a grocery shopping coupon “expert” a few years ago when I made a bet with my sister and told her that I I thought I could eat well only spending $1 a day for food. I managed … Continue reading

Posted in Food / Groceries, Frugal, Personal Finance, Saving Money, Shopping | Tagged , , , , , , , , , | 53 Comments