Category Archives: Frugal

Don’t Dismiss Your Hometown Paper

I live in a rural community and we get three newspapers here. The first is our main, statewide paper. Though it’s a daily paper, I only subscribe to the Sunday edition of that one for the coupons and sales flyers. … Continue reading

Posted in Frugal, Personal Finance, Saving Money | Tagged , , , , , , , | 2 Comments

Save Money As Soon As You Wake Up

For those of us who aren’t morning people, the thought of actively saving money as soon as we wake up might seem like an impossible task. However, there are plenty of things you can do to save money that don’t … Continue reading

Posted in Food / Groceries, Frugal, Personal Finance, Saving Money | Tagged , , , , , , | 6 Comments

Seeing Coupons as Money

Some people hate to use coupons. Some can’t be bothered, some don’t see that the time required is worth the savings, some are embarrassed, some figure coupons are only for junk food (they aren’t), and some are afraid of being … Continue reading

Posted in Food / Groceries, Frugal, Personal Finance, Saving Money, Shopping | Tagged , , , , , , | 5 Comments

20 Free and Inexpensive Creativity Boosters

We all have times where we need to be creative. Creativity helps us solve problems at work or home, come up with new uses for old products, and entertain ourselves. Many people don’t believe that they are creative, that it’s … Continue reading

Posted in Frugal, Personal Finance | Tagged , , , , , , | Leave a comment

Planned Obsolescence: The Scourge of Frugality

If you’re a frugal person, the concept of planned obsolescence stinks. There’s no polite way to put it. Manufacturers create things to last a short period of time, forcing you to upgrade or buy a new one at regular intervals. … Continue reading

Posted in Budgeting, Frugal, Personal Finance, Saving Money, Shopping | Tagged , , , , , , , , | 8 Comments

10 Ways to Save Money Planting a Garden

Gardens can be a wonderful addition to your home. Not only do they provide you with fresh produce, but they can add a nice atmosphere to your back yard. Unfortunately, sometimes gardening can become expensive. Here are a few ways … Continue reading

Posted in Food / Groceries, Frugal, Personal Finance, Saving Money | Tagged , , , , , , , , | 4 Comments

The Paradox of Stuff: Own Less, Use More

Most of us tend to think that more is better, especially when it comes to our “stuff.” If two pairs of shoes is good, ten must be great. If a library of thirty DVD’s is good, a hundred must be … Continue reading

Posted in Frugal, Personal Finance, Saving Money, Shopping | Tagged , , , , , , , | 7 Comments

Choosing a Hobby Without Spending a Fortune

I’ve heard plenty of people bemoan the fact that they don’t have a hobby. Some even post to some of the message boards I frequent, asking for help choosing a hobby. This isn’t a position to which I can personally … Continue reading

Posted in Entertainment, Frugal, Personal Finance, Saving Money, Shopping | Tagged , , , , , , | 3 Comments

Valentine’s Day: The Battle Between Frugality and Disappointment

This time of year there are lots of tips about how to save money on Valentine’s Day. Advice abounds about ways to show your love for free and alternative gift ideas such as coupons for kid-free days and taking over … Continue reading

Posted in Frugal, Holidays, Personal Finance, Relationships, Saving Money, Shopping | Tagged , , , , , , , , | 60 Comments

Dull Razor Blades: Day 27

One of the risks which comes along with traveling from house to house to house is that sometimes I forget things. I have plenty of razors (TIP: I get them for free from drug stores — every time a razor … Continue reading

Posted in Frugal, Minimum Wage Challenge, Saving Money | Tagged , , , , , , | 5 Comments

What Do You Need?

If you want to get ahead financially, one of the most important questions you can ask yourself is, “What do I need?” It seems like such a simple question, one where the answers should be immediately obvious. You need food, … Continue reading

Posted in Budgeting, Frugal, Personal Finance, Saving Money, Shopping | Tagged , , , , , , , | 2 Comments

Is Brand Loyalty Costing You Money?

Most of us have brands and products that we prefer over others. Maybe we prefer the taste or we’ve found that Product A works better than Product B. Sometimes our loyalty is rooted in the prestige a brand confers upon … Continue reading

Posted in Budgeting, Food / Groceries, Frugal, Personal Finance, Saving Money, Shopping | Tagged , , , , , , | 6 Comments

10 No Spend Challenges Everyone Should Try

If you’re looking for a way to get a new perspective on how you spend money, one of the best ways to do this is to do some type of “no spend” challenge. While there are a number of things … Continue reading

Posted in Budgeting, Credit Cards, Entertainment, Food / Groceries, Frugal, Personal Finance, Saving Money, Shopping | Tagged , , , , , , , , , | 98 Comments

The Difference Between Budget Living and Being Cheap

When many people think about becoming budget-conscious, they cringe because they associate living on a budget with being cheap. They don’t want to be known as, “That cheap SOB.”What they don’t understand is that the two terms are very different. … Continue reading

Posted in Budgeting, Frugal, Personal Finance, Saving Money | Tagged , , , , , , | 6 Comments

Failing To Think Creatively: Day 11

View from current house sitting job I made a big mistake yesterday by not challenging my automatic assumptions. I consider myself pretty decent at doing this, yet I’m finding through this minimum wage challenge that I don’t do it nearly … Continue reading

Posted in Food / Groceries, Frugal, Minimum Wage Challenge | Tagged , , , , , , , | 3 Comments

Reevaluating Habits: Day 8

We all have habits that we really need to take a hard look at to make sure the habit is helping us reach our financial goals. I know from personal experience that one of the most difficult aspects of personal … Continue reading

Posted in Budgeting, Frugal, Minimum Wage Challenge, Saving Money, Work | Tagged , , , , , , , , | 1 Comment

10 Ways to Save Money at McDonald’s

There are many ways to save money on food, but it gets a little harder to do so when you go to a restaurant. Many people enjoy fast food restaurants because the service is quick and the food is relatively … Continue reading

Posted in Food / Groceries, Frugal, Personal Finance, Saving Money | Tagged , , , , , , | 7 Comments

What Would “Bare Bones” Living Mean to You?

A friend and I were discussing New Year’s plans the other day. She is resolving to get her debt under control and start saving more for retirement and her kids’ college funds. “I’m cutting life down to the bare bones … Continue reading

Posted in Budgeting, Frugal, Personal Finance, Saving Money | Tagged , , , , , | 9 Comments

11 Benefits of Staying Home

My desk in my home office looks out over the road in front of my house. It always amazes me how much traffic goes by my window on any given day, especially since I live on a cul-de-sac. People in … Continue reading

Posted in Frugal, Personal Finance, Saving Money | Tagged , , , , , , , | 10 Comments

Love and Hate at CVS: Minimum Wage Challenge

I have a love-hate relationship with CVS. I love that I can get things there for free / nearly free (one of my goals for this minimum wage challenge is to try to get all of my personal care products … Continue reading

Posted in Frugal, Minimum Wage Challenge, Personal Finance, Saving Money, Shopping | Tagged , , , , , , , , | 10 Comments