Category Archives: Education

Ten Ways to Help Your Kids to Spend Wisely

Kids often view cash and gift cards as things that need to be used immediately. I recall how my now grown son spent all of his birthday money within two days after he had received it, often wasting it on … Continue reading

Posted in Education, Food / Groceries, Personal Finance, Relationships, Shopping | Tagged , , , , , , | 6 Comments

Do You Really Save Money on Tax Free Weekends?

Now that back to school season is upon us, my state and many others are promoting their upcoming tax free weekends. These are the weekends where you can buy items from certain categories and escape the state and/or local sales … Continue reading

Posted in Education, Personal Finance, Shopping, Taxes | Tagged , , , , , | 2 Comments

Summer Finance Fun for Kids

School is out and the kids are home. If it hasn’t happened already, chances are it won’t be long before you hear those famous words: “I’m bored.” Now would be a good time to use that boredom to teach kids … Continue reading

Posted in Education, Entertainment, Holidays, Personal Finance, X Files | Tagged , , , , , , , , , , , | 2 Comments

20 Ways Your Child’s Imagination Can Save You Money

What is it about children that invite us to spend money on them? Is it that we see they are cute at everything, so everything is fair game? Is it that we want them to have the best so we … Continue reading

Posted in Education, Entertainment, Frugal, Personal Finance, Saving Money | Tagged , , , , , , , , | 5 Comments

Why Are Student Loans Acceptable?

I’m sure you have heard that there is a difference between “good debt” and “bad debt.” Bad debt is usually associated with credit cards, car loans, and other debts that aren’t secured by something that is growing in value. However, … Continue reading

Posted in Debt, Education, Personal Finance | Tagged , , , , , | 23 Comments

Value Education: How Going to a Value College Helped Me Save Money

Most financially prudent people search for a good balance of price and quality when shopping for televisions and groceries and automobiles, but few consider value when shopping for higher education. Accelerated programs, like those offered at www.gmercyu.edu, give you all … Continue reading

Posted in Education, Personal Finance, Saving Money | Tagged , , , , , , | 5 Comments

The Value of an Hour

I’m a tutor by trade. I teach a myriad of students who have a myriad of struggles with a myriad of subjects. I use my position as a former student, writer, and educational professional to get into the annual writing … Continue reading

Posted in Education | Tagged , , , | 8 Comments

Seven Ways to Teach Your Children Generosity

During the last Christmas season, Disney’s Club Penguin website allowed children who played its online games to donate their virtual earnings to help the environment, improve children’s health, or assist children in developing countries. Though players could use the coins … Continue reading

Posted in Education, Personal Finance, Relationships | Tagged , , , , | 10 Comments

Ways to Save for your Children’s Futures

I know many kids who grow up and go to college on their own dime, spending all their own hard earned cash for the next twenty years getting out of that debt. I also know of several kids who had … Continue reading

Posted in Education, Personal Finance | Tagged , , , , , , , , , | 21 Comments

9 Ways to Maximize Time in College

One of the major costs of college is the amount of time you stay there. By being able to graduate in a shorter period of time, students can not only save on tuition, but also college related expenses such as … Continue reading

Posted in Education, Saving Money | Tagged , , , , , , , , , | 11 Comments

Cut College Costs in Half through Community College

While one way to cut the cost of college is take AP classes, many cost saving college pundits suggest another is going to a less expensive community college rather than starting straight off at a more expensive 4-year university. I … Continue reading

Posted in Education, Saving Money | Tagged , , , , , , | 2 Comments

How to Reduce College Credit Cost By 90%

Oh the AP tests. One 4-hour exam can determine the fate of a whole college course. The 1st two weeks each May, high schoolers across the US gather at testing sites to spill their brains onto their testing booklets in … Continue reading

Posted in Education, Saving Money | Tagged , , , , | 4 Comments

10 Financial Moves I Made in My Youth That Secured My Financial Future

My neighbors’ oldest child just left for college this fall. Watching him load his car with electronics, clothes, and “stuff,” headed for his new apartment, I started reminiscing about when I was just starting out. When I was younger, I … Continue reading

Posted in Budgeting, Cars, Credit Cards, Debt, Education, Frugal, Housing, Personal Finance, Saving Money | 6 Comments

Student Loans: How to Pay Them Off and Build Wealth

By David John Marotta and Beth Anderson Nedelisky The average college student graduates with almost $20,000 in student loans. While this is a daunting sum, it is still possible to build wealth even while paying off student debt. But earning … Continue reading

Posted in Budgeting, Debt, Education, Investing, Personal Finance, Taxes | 37 Comments

Visualize Credit Card Use: That $8.50 Lunch Costs You $850 at Age 63 and $8,500 by Age 85

By David John Marotta If your credit card minimum payment was $10 and you repaid it every month for 15 1/2 years with an accruing interest of 15.9%, a $1,000 purchase would end up costing $2,250. Every time you use … Continue reading

Posted in Credit Cards, Debt, Education, Investing, Personal Finance, Retirement, Shopping | 5 Comments

How to Curb Over-Generated Art Without Curbing the Imagination

Babies draw. Toddlers draw. Kids draw. They color from the first time they get a crayon in their hand to the time they learn to write, as sketches and drawings are their best way of written communication and expression. As … Continue reading

Posted in Education | 2 Comments

Box Tops for Education – The Costs and Benefits

A few years ago, my parents’ church was collecting Campbell’s Soup labels for a school that was saving them up to get a van. I hate to throw away anything that somebody can use, so I started saving my family’s … Continue reading

Posted in Education, Shopping | 7 Comments

Kindergarten, Money and Positive Incentives

For the first day of kindergarten, I walked in to my daughter’s classroom and at each child’s place at the table lay 3 pennies. These were fake pennies, but as our kindergarten information packet stated, they were worth something. Every … Continue reading

Posted in Education, Personal Finance, Relationships, X Files | 2 Comments

Saving Secrets: How To Save Money Buying School Supplies

I remember my mother being hit with that little piece of paper once a year: the school supply list specifying discretely the ways your child will be ridiculed if you skip something, or worse, choose to empty your wallet on … Continue reading

Posted in Education, Saving Money, Shopping | 9 Comments

Why Getting a Degree Isn’t Always a Sound Financial Decision

The idea of getting a college education for the sake of learning how to think has become passé. Now, young people see college as an investment, thinking, “If I (or my parents) pay to earn a degree now, I can … Continue reading

Posted in Education, Making Money, Personal Finance, Work | 16 Comments