Category Archives: Education

Seven Ways to Teach Your Children Generosity

During the last Christmas season, Disney’s Club Penguin website allowed children who played its online games to donate their virtual earnings to help the environment, improve children’s health, or assist children in developing countries. Though players could use the coins … Continue reading

Posted in Education, Personal Finance, Relationships | Tagged , , , , | 10 Comments

Ways to Save for your Children’s Futures

I know many kids who grow up and go to college on their own dime, spending all their own hard earned cash for the next twenty years getting out of that debt. I also know of several kids who had … Continue reading

Posted in Education, Personal Finance | Tagged , , , , , , , , , | 21 Comments

9 Ways to Maximize Time in College

One of the major costs of college is the amount of time you stay there. By being able to graduate in a shorter period of time, students can not only save on tuition, but also college related expenses such as … Continue reading

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Cut College Costs in Half through Community College

While one way to cut the cost of college is take AP classes, many cost saving college pundits suggest another is going to a less expensive community college rather than starting straight off at a more expensive 4-year university. I … Continue reading

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How to Reduce College Credit Cost By 90%

Oh the AP tests. One 4-hour exam can determine the fate of a whole college course. The 1st two weeks each May, high schoolers across the US gather at testing sites to spill their brains onto their testing booklets in … Continue reading

Posted in Education, Saving Money | Tagged , , , , | 4 Comments

10 Financial Moves I Made in My Youth That Secured My Financial Future

My neighbors’ oldest child just left for college this fall. Watching him load his car with electronics, clothes, and “stuff,” headed for his new apartment, I started reminiscing about when I was just starting out. When I was younger, I … Continue reading

Posted in Budgeting, Cars, Credit Cards, Debt, Education, Frugal, Housing, Personal Finance, Saving Money | 6 Comments

Student Loans: How to Pay Them Off and Build Wealth

By David John Marotta and Beth Anderson Nedelisky The average college student graduates with almost $20,000 in student loans. While this is a daunting sum, it is still possible to build wealth even while paying off student debt. But earning … Continue reading

Posted in Budgeting, Debt, Education, Investing, Personal Finance, Taxes | 37 Comments

Visualize Credit Card Use: That $8.50 Lunch Costs You $850 at Age 63 and $8,500 by Age 85

By David John Marotta If your credit card minimum payment was $10 and you repaid it every month for 15 1/2 years with an accruing interest of 15.9%, a $1,000 purchase would end up costing $2,250. Every time you use … Continue reading

Posted in Credit Cards, Debt, Education, Investing, Personal Finance, Retirement, Shopping | 5 Comments

How to Curb Over-Generated Art Without Curbing the Imagination

Babies draw. Toddlers draw. Kids draw. They color from the first time they get a crayon in their hand to the time they learn to write, as sketches and drawings are their best way of written communication and expression. As … Continue reading

Posted in Education | 2 Comments

Box Tops for Education – The Costs and Benefits

A few years ago, my parents’ church was collecting Campbell’s Soup labels for a school that was saving them up to get a van. I hate to throw away anything that somebody can use, so I started saving my family’s … Continue reading

Posted in Education, Shopping | 7 Comments

Kindergarten, Money and Positive Incentives

For the first day of kindergarten, I walked in to my daughter’s classroom and at each child’s place at the table lay 3 pennies. These were fake pennies, but as our kindergarten information packet stated, they were worth something. Every … Continue reading

Posted in Education, Personal Finance, Relationships, X Files | 2 Comments

Saving Secrets: How To Save Money Buying School Supplies

I remember my mother being hit with that little piece of paper once a year: the school supply list specifying discretely the ways your child will be ridiculed if you skip something, or worse, choose to empty your wallet on … Continue reading

Posted in Education, Saving Money, Shopping | 9 Comments

Why Getting a Degree Isn’t Always a Sound Financial Decision

The idea of getting a college education for the sake of learning how to think has become passé. Now, young people see college as an investment, thinking, “If I (or my parents) pay to earn a degree now, I can … Continue reading

Posted in Education, Making Money, Personal Finance, Work | 16 Comments

The Student Loan Tax Break Information Loan Brokers Won’t Tell You

I think almost every week I hear someone who makes over $70k a year mention their wonderful student loan interest tax deduction. It’s time to take a few minutes to educate the masses about the student loan interest. Plain and … Continue reading

Posted in Debt, Education, Taxes | 6 Comments

Student Loan Consolidation (Your Advice)

Knowing the best course of action to take on your student loans is often a difficult maze to work your way through. That is the question from this reader: I was looking into federal student loan consolidation on a $12,828.19 … Continue reading

Posted in Education, Personal Finance, Saving Money | 14 Comments

How to Start a Lending Library for Your Organization

Public libraries are great money savers for readers, but what can you do if your reading interests are more specialized than those of the general public? Many community organizations, historical societies, and places of worship offer small libraries of special-interest … Continue reading

Posted in Education, Personal Finance | Tagged | 23 Comments

23 Pieces of Advice that College Graduates Don’t Want to Hear

You’ve finally done it — earned that coveted diploma. You’re feeling a bit cocky. Your parents are wondering why they had to pay for your expensive education when you already knew everything. Now it’s time to enter The Real World, … Continue reading

Posted in Budgeting, Cars, Credit Cards, Debt, Education, Insurance, Personal Finance, Saving Money, Work | 13 Comments

Are You More Financially Adept Than A 5th Grader?

This is a question that Chicago Tribune columnist Gregory Karp asks in his latest column while giving the following quiz: 1. You desperately want a new baseball glove that costs $50 but you only have $30 saved. What should you … Continue reading

Posted in Education, Personal Finance | 3 Comments

What’s The Best Way To Give Allowance? (Your Advice)

Kids and money. It is an important subject, but one where if can often be confusing on what is the best way to teach financial fundamentals. That is the question that this reader asks: I am looking for suggestions on … Continue reading

Posted in Education, Personal Finance | 6 Comments

Can You Help Me Figure Out How To Afford To Attend College? (Your Advice)

Most of those who attend college don’t have their parents paying for it or have a scholarship that pays for a full ride. That means that they are responsible for at least a portion of the cost of going to … Continue reading

Posted in Education, Saving Money | Tagged , , , , | 9 Comments