Category Archives: Education

It’s Never Too Soon to Teach Kids about Money

Children don’t usually learn money management skills in schools, but don’t think that means they don’t learn about money. Children are like sponges. They soak up everything they can at an early age, and learn much more than we’d like … Continue reading

Posted in Education, Personal Finance, Relationships | Tagged , , , , | 6 Comments

Don’t Tell Me Your Money Problems

I work at home and see a lot of neighborhood moms as I go about my daily errands. The other day, I bumped into a woman I have known for several years because our sons have played on the same … Continue reading

Posted in Education, Personal Finance | Tagged , , , , , , | 18 Comments

Getting a Paycheck Doing Something You Love

The summer of 1987 was a great summer for me. I was between the junior and senior years of college and had decided that I could give up the retail job that I had held since age 16. Instead, I … Continue reading

Posted in Education, Making Money, Personal Finance, Work | Tagged , , , , , , , | 5 Comments

Can Adult Education Help You Become Debt-Free?

John and Jane Doe desperately want to be debt-free. They’ve sliced and diced their credit cards and cut their expenses until they’re living on next to nothing but macaroni and mooched meals off relatives. They recycle and reuse. They never … Continue reading

Posted in Debt, Education, Making Money, Personal Finance, Work | Tagged , , , , , , | 7 Comments

Why Does College Cost So Much?

Consider that, according to the Bureau of Labor Statistics, in the 20 years from 1985 to 2005 energy costs have risen 108%, Medical costs 251%, and college costs increased 439% — but a college degree is worth it, right? Not … Continue reading

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Are Children Entitled to a College Degree?

It seems like every personal finance magazine I read reinforces the idea that our children are entitled to a college education. Beyond that – it’s the parent’s sole financial responsibility to provide a college education free and clear for their … Continue reading

Posted in Education, Personal Finance, Relationships | Tagged , , , | 19 Comments

Investment Properties for College Students

I was chatting with a neighbor – Mike — over the weekend. Mike’s daughter is a senior in high school and looking at a lot of different colleges. Mike is a successful dentist but he is still worried about the … Continue reading

Posted in Education, Housing, Investing, Personal Finance | Tagged , , | 8 Comments

How Come I’m Broke and You’re Not?

One of the questions I’m asked most frequently is, “How did you learn so much about finance?” The subtext to the question is usually along the lines of, “I know you aren’t a genius or good with numbers, so how … Continue reading

Posted in Budgeting, Education, Personal Finance, Relationships, Saving Money | Tagged , , , , , , , , , | 5 Comments

Financial Lessons from my Creditors

It’s become quite fashionable to attack credit card companies or banks who hold our mortgages, especially with the recent turmoil in the financial market. While talk of increased regulation and pointing the finger of blame may each have their place … Continue reading

Posted in Credit Cards, Education, Personal Finance, Taxes | Tagged , , , , , , | 2 Comments

Saving Money Can Be Social

Why do many people opt to spend rather than save money? Because saving isn’t fun. It’s not as much fun as going to the movies, or out to eat, or to an amusement park. And why is that? Because many … Continue reading

Posted in Budgeting, Debt, Education, Entertainment, Investing, Personal Finance, Relationships, Saving Money | Tagged , , , , , , , , , | 4 Comments

How’s Your Money Attitude?

I am sure that almost everyone would say they would like to improve their financial position in some way. For many, it would be getting out from under mountains of credit card debt or paying off school loans. Others may … Continue reading

Posted in Budgeting, Education, Personal Finance, Saving Money | Tagged , , , , , , , , , , | 1 Comment

Why the Rich Get Richer and the Poor Get Poorer

An investment in knowledge pays the best interest. – Benjamin Franklin The secret is a simple one: Education. I’m not talking about going to Harvard or some elite university. I’m not even talking about a Masters or a PhD degree. … Continue reading

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Compound Interest – Personal Finance Fundamentals

I grew up hearing my dad say “Most people don’t know how money works.” He is a Certified Financial Planner, and while there were a few drawbacks growing up the son of a financial planner (no Gameboy or frivolous purchases … Continue reading

Posted in Education, Investing, Making Money, Personal Finance, Retirement, Saving Money | Tagged , , , , , , , | 28 Comments

Ten Ways to Help Your Kids to Spend Wisely

Kids often view cash and gift cards as things that need to be used immediately. I recall how my now grown son spent all of his birthday money within two days after he had received it, often wasting it on … Continue reading

Posted in Education, Food / Groceries, Personal Finance, Relationships, Shopping | Tagged , , , , , , | 6 Comments

Do You Really Save Money on Tax Free Weekends?

Now that back to school season is upon us, my state and many others are promoting their upcoming tax free weekends. These are the weekends where you can buy items from certain categories and escape the state and/or local sales … Continue reading

Posted in Education, Personal Finance, Shopping, Taxes | Tagged , , , , , | 2 Comments

Summer Finance Fun for Kids

School is out and the kids are home. If it hasn’t happened already, chances are it won’t be long before you hear those famous words: “I’m bored.” Now would be a good time to use that boredom to teach kids … Continue reading

Posted in Education, Entertainment, Holidays, Personal Finance, X Files | Tagged , , , , , , , , , , , | 2 Comments

20 Ways Your Child’s Imagination Can Save You Money

What is it about children that invite us to spend money on them? Is it that we see they are cute at everything, so everything is fair game? Is it that we want them to have the best so we … Continue reading

Posted in Education, Entertainment, Frugal, Personal Finance, Saving Money | Tagged , , , , , , , , | 5 Comments

Why Are Student Loans Acceptable?

I’m sure you have heard that there is a difference between “good debt” and “bad debt.” Bad debt is usually associated with credit cards, car loans, and other debts that aren’t secured by something that is growing in value. However, … Continue reading

Posted in Debt, Education, Personal Finance | Tagged , , , , , | 23 Comments

Value Education: How Going to a Value College Helped Me Save Money

Most financially prudent people search for a good balance of price and quality when shopping for televisions and groceries and automobiles, but few consider value when shopping for higher education. Accelerated programs, like those offered at www.gmercyu.edu, give you all … Continue reading

Posted in Education, Personal Finance, Saving Money | Tagged , , , , , , | 5 Comments

The Value of an Hour

Posted in Education | Tagged , , , | 8 Comments