Category Archives: Education

Investment Properties for College Students

I was chatting with a neighbor – Mike — over the weekend. Mike’s daughter is a senior in high school and looking at a lot of different colleges. Mike is a successful dentist but he is still worried about the … Continue reading

Posted in Education, Housing, Investing, Personal Finance | Tagged , , | 8 Comments

How Come I’m Broke and You’re Not?

One of the questions I’m asked most frequently is, “How did you learn so much about finance?” The subtext to the question is usually along the lines of, “I know you aren’t a genius or good with numbers, so how … Continue reading

Posted in Budgeting, Education, Personal Finance, Relationships, Saving Money | Tagged , , , , , , , , , | 5 Comments

Financial Lessons from my Creditors

It’s become quite fashionable to attack credit card companies or banks who hold our mortgages, especially with the recent turmoil in the financial market. While talk of increased regulation and pointing the finger of blame may each have their place … Continue reading

Posted in Credit Cards, Education, Personal Finance, Taxes | Tagged , , , , , , | 2 Comments

Saving Money Can Be Social

Why do many people opt to spend rather than save money? Because saving isn’t fun. It’s not as much fun as going to the movies, or out to eat, or to an amusement park. And why is that? Because many … Continue reading

Posted in Budgeting, Debt, Education, Entertainment, Investing, Personal Finance, Relationships, Saving Money | Tagged , , , , , , , , , | 4 Comments

How’s Your Money Attitude?

I am sure that almost everyone would say they would like to improve their financial position in some way. For many, it would be getting out from under mountains of credit card debt or paying off school loans. Others may … Continue reading

Posted in Budgeting, Education, Personal Finance, Saving Money | Tagged , , , , , , , , , , | 1 Comment

Why the Rich Get Richer and the Poor Get Poorer

An investment in knowledge pays the best interest. – Benjamin Franklin The secret is a simple one: Education. I’m not talking about going to Harvard or some elite university. I’m not even talking about a Masters or a PhD degree. … Continue reading

Posted in Education, Personal Finance, Relationships | Tagged , , , , | 11 Comments

Compound Interest – Personal Finance Fundamentals

I grew up hearing my dad say “Most people don’t know how money works.” He is a Certified Financial Planner, and while there were a few drawbacks growing up the son of a financial planner (no Gameboy or frivolous purchases … Continue reading

Posted in Education, Investing, Making Money, Personal Finance, Retirement, Saving Money | Tagged , , , , , , , | 28 Comments

Ten Ways to Help Your Kids to Spend Wisely

Kids often view cash and gift cards as things that need to be used immediately. I recall how my now grown son spent all of his birthday money within two days after he had received it, often wasting it on … Continue reading

Posted in Education, Food / Groceries, Personal Finance, Relationships, Shopping | Tagged , , , , , , | 6 Comments

Do You Really Save Money on Tax Free Weekends?

Now that back to school season is upon us, my state and many others are promoting their upcoming tax free weekends. These are the weekends where you can buy items from certain categories and escape the state and/or local sales … Continue reading

Posted in Education, Personal Finance, Shopping, Taxes | Tagged , , , , , | 2 Comments

Summer Finance Fun for Kids

School is out and the kids are home. If it hasn’t happened already, chances are it won’t be long before you hear those famous words: “I’m bored.” Now would be a good time to use that boredom to teach kids … Continue reading

Posted in Education, Entertainment, Holidays, Personal Finance, X Files | Tagged , , , , , , , , , , , | 2 Comments

20 Ways Your Child’s Imagination Can Save You Money

What is it about children that invite us to spend money on them? Is it that we see they are cute at everything, so everything is fair game? Is it that we want them to have the best so we … Continue reading

Posted in Education, Entertainment, Frugal, Personal Finance, Saving Money | Tagged , , , , , , , , | 5 Comments

Why Are Student Loans Acceptable?

I’m sure you have heard that there is a difference between “good debt” and “bad debt.” Bad debt is usually associated with credit cards, car loans, and other debts that aren’t secured by something that is growing in value. However, … Continue reading

Posted in Debt, Education, Personal Finance | Tagged , , , , , | 23 Comments

Value Education: How Going to a Value College Helped Me Save Money

Most financially prudent people search for a good balance of price and quality when shopping for televisions and groceries and automobiles, but few consider value when shopping for higher education. Accelerated programs, like those offered at www.gmercyu.edu, give you all … Continue reading

Posted in Education, Personal Finance, Saving Money | Tagged , , , , , , | 5 Comments

The Value of an Hour

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Seven Ways to Teach Your Children Generosity

During the last Christmas season, Disney’s Club Penguin website allowed children who played its online games to donate their virtual earnings to help the environment, improve children’s health, or assist children in developing countries. Though players could use the coins … Continue reading

Posted in Education, Personal Finance, Relationships | Tagged , , , , | 10 Comments

Ways to Save for your Children’s Futures

I know many kids who grow up and go to college on their own dime, spending all their own hard earned cash for the next twenty years getting out of that debt. I also know of several kids who had … Continue reading

Posted in Education, Personal Finance | Tagged , , , , , , , , , | 21 Comments

9 Ways to Maximize Time in College

One of the major costs of college is the amount of time you stay there. By being able to graduate in a shorter period of time, students can not only save on tuition, but also college related expenses such as … Continue reading

Posted in Education, Saving Money | Tagged , , , , , , , , , | 11 Comments

Cut College Costs in Half through Community College

While one way to cut the cost of college is take AP classes, many cost saving college pundits suggest another is going to a less expensive community college rather than starting straight off at a more expensive 4-year university. I … Continue reading

Posted in Education, Saving Money | Tagged , , , , , , | 2 Comments

How to Reduce College Credit Cost By 90%

Oh the AP tests. One 4-hour exam can determine the fate of a whole college course. The 1st two weeks each May, high schoolers across the US gather at testing sites to spill their brains onto their testing booklets in … Continue reading

Posted in Education, Saving Money | Tagged , , , , | 4 Comments

10 Financial Moves I Made in My Youth That Secured My Financial Future

My neighbors’ oldest child just left for college this fall. Watching him load his car with electronics, clothes, and “stuff,” headed for his new apartment, I started reminiscing about when I was just starting out. When I was younger, I … Continue reading

Posted in Budgeting, Cars, Credit Cards, Debt, Education, Frugal, Housing, Personal Finance, Saving Money | 6 Comments