Category Archives: Credit Cards

Will Capital One Make Credit Karma Obsolete?

First it was Discover. Now it’s Capital One that is throwing a wrench into the business model Credit Karma has created for its livelihood. There continues to be huge changes in the arena of free credit scores, and Capital One … Continue reading

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Americans Love Debt Again: Consumer Credit Card Spending Surges by $8.8 Billion

Consumers seem to have forgotten their lesson that debt is not their friend. In what might be a positive sign for the economy that consumer spending is increasing, the April data from the Federal Reserve isn’t good news for those … Continue reading

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The Best Credit Cards for Amazon Purchases

By Will Charles Amazon.com is one of the most well known and popular online retailers, because of this in 2013 they did $74.45 billion in revenue. If you’re anything like me you do a lot of your shopping on amazon, … Continue reading

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Money Topics They Don’t Teach in High School, but Should

One of the biggest disgraces of the school system is that it often fails to teach basics that we all need for everyday life once we graduate. A prime example of this is basic personal finance. If we could get … Continue reading

Posted in Budgeting, Credit Cards, Debt, Education, Insurance, Investing, Personal Finance, Retirement, Saving Money, Taxes | Tagged , , , , , , , , , , , , , , , , | 5 Comments

Credit Karma Alternatives for a Free Credit Score

There was a time when the only way you could get a free credit score was to hand over your credit card. You would usually have to sign-up for a credit monitoring service as part of the deal which wouldn’t … Continue reading

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Credit Karma vs Discover FICO Score Review: Which is Better?

Now that Discover cards are offering free credit scores to all their card holders as part of their monthly statement, more people are wondering whether the score from Credit Karma or Discover is better? This isn’t an easy question to … Continue reading

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LifeLock Junior Child Identity Theft Protection Review

We have noted that LifeLock isn’t a scam, but it’s also something you really don’t need. The problem with all identity theft protection plans is they can’t actually protect your identity from being stolen. All they can do is help … Continue reading

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14 Money Lessons from Benjamin Franklin

Long before the financial gurus with their TV shows and persona finance books to sell were around, Benjamin Franklin was giving down-to-earth, sound money advice to anyone who would listen. The advice was so sound that it’s still relevant and … Continue reading

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Credit Karma vs FICO Score

One of the negative points thrown at websites like Credit Karma is that the free credit score they give is not your FICO score. Credit Karma offers three different types of credit scores, all supplied by the credit reporting agency … Continue reading

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Consumer Borrowing Increase Verifies Consumers Still Stink at Finances

If there was any ray of hope that US consumers could learn the lesson that consumer debt was not their friend, and try to part ways with it, the latest numbers suggest that consumers have no intention of breaking up … Continue reading

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Credit Sesame Offers Free Identity Theft Protection to Target Data Breach Victims

When Target exposed credit card information of 70 million of its customers, one of the things they did was to offer them one year of free credit monitoring. For the Target customers that wanted to take advantage of the free … Continue reading

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Coming Soon: Sending Money by Voice through Your Glasses

Making your financial payments by cellphone may be considered old school in the not too distant future. Imagine that you come home and your roommate tells you your split of the utilities for the month. Instead of taking out your … Continue reading

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Credit Karma Has No Plans to Offer Free Identity Theft Protection

Credit Sesame made the big announcement that they now offer free identity theft protection to consumers without the need of a credit card. It’s big news in the free credit score business, as this instantly differentiates them from their competitors … Continue reading

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The Chase Black Card is Palladium

The tale of the Black Card dates back to the 1980’s when a rumor began to circulate that American Express offered an exclusive credit card, which happened to be this color, to wealthy celebrities and the social elite. The buzz … Continue reading

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Credit Sesame Launches Free Identity Theft Protection Service

Credit Sesame launched a new, free Identity Protection service today which we knew was coming. We now have some more details about this new service. Credit Sesame hopes adding identity theft protection to their suite of other no-cost services will … Continue reading

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Credit Sesame to Offer Free Identity Theft Protection

Credit Sesame is planning to launch a no cost identity theft protection service later this month. Best known for offering free credit scores, this is a move that makes sense with the increasing competition in the free credit score market. … Continue reading

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Will Discover Make Credit Karma Obsolete?

There is once again a change taking place in the world of free credit scores. When Credit Karma first appeared, it was the one bringing a change in this same business. Their entry altered the way many people obtained their … Continue reading

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Your Child Could Be Heading Toward Financial Failure If…

By Gregg Murset If you haven’t heard the famous stand-up comedy routine of Jeff Foxworthy I would suggest taking a few minutes to pull some one-liners up on the Internet before reading the rest of this piece. Foxworthy has worked … Continue reading

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Is Quizzle Free Credit Score a Scam or Legit?

Many people have come to realize that your credit score can be quite important to save money when you are trying to get certain types of loans. A good credit score can mean paying thousands of dollars less in interest … Continue reading

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