Category Archives: Credit Cards

Credit Karma vs Discover FICO Score Review: Which is Better?

Now that Discover cards are offering free credit scores to all their card holders as part of their monthly statement, more people are wondering whether the score from Credit Karma or Discover is better? This isn’t an easy question to … Continue reading

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LifeLock Junior Child Identity Theft Protection Review

We have noted that LifeLock isn’t a scam, but it’s also something you really don’t need. The problem with all identity theft protection plans is they can’t actually protect your identity from being stolen. All they can do is help … Continue reading

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14 Money Lessons from Benjamin Franklin

Long before the financial gurus with their TV shows and persona finance books to sell were around, Benjamin Franklin was giving down-to-earth, sound money advice to anyone who would listen. The advice was so sound that it’s still relevant and … Continue reading

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Credit Karma vs FICO Score

One of the negative points thrown at websites like Credit Karma is that the free credit score they give is not your FICO score. Credit Karma offers three different types of credit scores, all supplied by the credit reporting agency … Continue reading

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Consumer Borrowing Increase Verifies Consumers Still Stink at Finances

If there was any ray of hope that US consumers could learn the lesson that consumer debt was not their friend, and try to part ways with it, the latest numbers suggest that consumers have no intention of breaking up … Continue reading

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Credit Sesame Offers Free Identity Theft Protection to Target Data Breach Victims

When Target exposed credit card information of 70 million of its customers, one of the things they did was to offer them one year of free credit monitoring. For the Target customers that wanted to take advantage of the free … Continue reading

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Coming Soon: Sending Money by Voice through Your Glasses

Making your financial payments by cellphone may be considered old school in the not too distant future. Imagine that you come home and your roommate tells you your split of the utilities for the month. Instead of taking out your … Continue reading

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Credit Karma Has No Plans to Offer Free Identity Theft Protection

Credit Sesame made the big announcement that they now offer free identity theft protection to consumers without the need of a credit card. It’s big news in the free credit score business, as this instantly differentiates them from their competitors … Continue reading

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The Chase Black Card is Palladium

The tale of the Black Card dates back to the 1980′s when a rumor began to circulate that American Express offered an exclusive credit card, which happened to be this color, to wealthy celebrities and the social elite. The buzz … Continue reading

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Credit Sesame Launches Free Identity Theft Protection Service

Credit Sesame launched a new, free Identity Protection service today which we knew was coming. We now have some more details about this new service. Credit Sesame hopes adding identity theft protection to their suite of other no-cost services will … Continue reading

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Credit Sesame to Offer Free Identity Theft Protection

Credit Sesame is planning to launch a no cost identity theft protection service later this month. Best known for offering free credit scores, this is a move that makes sense with the increasing competition in the free credit score market. … Continue reading

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Will Discover Make Credit Karma Obsolete?

There is once again a change taking place in the world of free credit scores. When Credit Karma first appeared, it was the one bringing a change in this same business. Their entry altered the way many people obtained their … Continue reading

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Your Child Could Be Heading Toward Financial Failure If…

By Gregg Murset If you haven’t heard the famous stand-up comedy routine of Jeff Foxworthy I would suggest taking a few minutes to pull some one-liners up on the Internet before reading the rest of this piece. Foxworthy has worked … Continue reading

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Is Quizzle Free Credit Score a Scam or Legit?

Many people have come to realize that your credit score can be quite important to save money when you are trying to get certain types of loans. A good credit score can mean paying thousands of dollars less in interest … Continue reading

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How to Protect Yourself from the California DMV Credit Card Information Breach

In the latest possible credit card breach, the California Department of Motor Vehicles (DMV) is investigating whether their credit card system has been compromised by hackers. This comes on the heels of other high-profile credit card system breaches at retail … Continue reading

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Is LifeLock a Scam and Do You Need It?

With more and more news stories of credit card theft, people begin to look for ways to protect themselves. One company that they will likely come across in their search is Lifelock and many wonder, “Is Lifelock a scam?” The … Continue reading

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Why Teens Fail at Finances

A lot of people are guilty of making financial mistakes, but teenagers are often guilty of making mistakes with money because they don’t know any better. While many adults are guilty of making similar financial mistakes, most adults quickly learn … Continue reading

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Neiman Marcus Credit Card Information Stolen: Steps to Take to Protect Yourself

It appears that Target wasn’t the only retailer to suffer a credit card breach during the holiday shopping season. It’s being reported that the upscale retailer Neiman Marcus has had an unknown number of customer credit and debit cards exposed … Continue reading

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How Target’s “Free” Credit Monitoring Offer Can Cost You

In my original post about the Target credit card data breach, I mentioned that one of the things that Target was likely to do was to offer a free year of credit card monitoring. This is what they included in … Continue reading

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The Target Credit Card Breach Could Personally Cost You More Than $600

I’ve been telling friends who have shopped at Target this holiday season to make sure that they cancel their debit and credit cards and get new ones. I’ve been surprised that some seem fairly nonchalant about it, and they aren’t … Continue reading

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