Category Archives: Credit Cards

If You Get a Phone Call from the IRS, It’s a Scam

If you get a call from the Internal Revenue Service (IRS,) and they haven’t contacted you by mail so you’re expecting the call, it’s a scam. That’s what the IRS wants you to know as people trying to scam consumers … Continue reading

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Is the Credit Karma Free Credit Report a Scam?

Credit Karma recently made the announcement they would offer their users free credit reports on top of the free credit scores they already give. The question many people have when they hear about something like the free credit report is, … Continue reading

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How Much Does Credit Karma Spend Giving You Free Credit Scores and Reports?

One of the most interesting tidbits which came with the announcement that Credit Karma will now be offering free credit reports from TransUnion (see how their offer compares to AnnualCreditReport) along with free credit scores was the amount they spend … Continue reading

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Credit Karma vs Annual Credit Report: Which Is Better?

With the announcement that Credit Karma now offers free credit reports in addition to free credit scores, there are a number of people wondering how it compares to the government mandated free credit report site, AnnualCreditReport. For those looking to … Continue reading

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Why the New FICO Scoring System May Not Raise Your Credit Score

Most consumer advocates reacted positively to the news that the Fair Isaacs Corporation is going to revamp the way they calculate their FICO score so medical debts aren’t going to be viewed on the same level as credit card debts … Continue reading

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FICO to Change Their Scoring System Which Could Help Millions Save Billions

Credit scores are an important factor when determining how much consumers pay in interest for such things as car loans and mortgages, along with a host of other areas it can affect a consumer’s personal finances. Since credit scores can … Continue reading

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Credit Karma Adds Free Credit Reports

Credit Karma went back to its roots with the announcement the company will now offer free credit reports in the same way they offer free credit scores. That is, those who sign up for their service will now be able … Continue reading

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Are Credit Cards Beating Credit Karma at Its Own Game?

Credit Karma is currently the king of free credit scores, but that crown may be in jeopardy. Major credit card companies, such as Discover, Barclaycard and First Bankcard are now offering free credit scores to their customers as part of … Continue reading

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Google to Stop Listing Games with In-App Purchases as “Free”

It began in December last year, when the European Commission issued a statement to market leaders (namely Google and Apple) which requested that they begin transparent labeling practices on games with hidden costs. The commission finally realized that many app … Continue reading

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Credit Karma Warns Shoppers Who Get Store Credit Cards for a Discount

It wasn’t that long ago when retail stores would offer you a freebie to open up a credit card account. While this still happens, there has been a shift to retail outlets offering an immediate percentage discount off of a … Continue reading

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Credit Karma Won’t Be Giving FICO Scores Anytime Soon

Now that some credit card companies are giving FICO scores to customers with their monthly statements, some people wonder why the free credit score companies don’t simply begin providing users with their FICO score as well? Many of these free … Continue reading

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AAA Predicts More Travelers and Higher Gas Prices This Fourth of July

There are going to be more cars on the road this Fourth of July, and the most since 2007,¬†according to AAA travel. An estimated 4.1 million Americans will be on the road traveling 50 miles or more away from their … Continue reading

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Why Credit Karma Doesn’t Give Members Their FICO Score

One of the things which stands out when looking at websites like Credit Karma, Credit Sesame, and Quizzle is they don’t give their customers their FICO score. Instead, they give a FAKO score (sometimes referred to as an educational score), … Continue reading

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Credit Karma Rivals: 5 Credit Cards Offering Free Credit Scores

It used to be those playing in the free credit score arena knew each other well. Credit Karma was the king, with others like Credit Sesame and Quizzle trying to dethrone it. While they were all battling each other, a … Continue reading

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United Changes Its Frequent Flier Program: Some Ways to Earn Miles without Flying

For anyone who likes to save money by playing the frequent flier game with airlines, United just made it a little harder for the average person to earn miles to qualify for free airline tickets. This isn’t a surprise. It’s … Continue reading

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Will Capital One Make Credit Karma Obsolete?

First it was Discover. Now it’s Capital One that is throwing a wrench into the business model Credit Karma has created for its livelihood. There continues to be huge changes in the arena of free credit scores, and Capital One … Continue reading

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Americans Love Debt Again: Consumer Credit Card Spending Surges by $8.8 Billion

Consumers seem to have forgotten their lesson that debt is not their friend. In what might be a positive sign for the economy that consumer spending is increasing, the April data from the Federal Reserve isn’t good news for those … Continue reading

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The Best Credit Cards for Amazon Purchases

By Will Charles Amazon.com is one of the most well known and popular online retailers, because of this in 2013 they did $74.45 billion in revenue. If you’re anything like me you do a lot of your shopping on amazon, … Continue reading

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Money Topics They Don’t Teach in High School, but Should

One of the biggest disgraces of the school system is that it often fails to teach basics that we all need for everyday life once we graduate. A prime example of this is basic personal finance. If we could get … Continue reading

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