Category Archives: Budgeting

14 “Impossible” Money Goals That Aren’t

Whenever you bring up a large or extreme financial/frugal goal (particularly if you bring it up at a party populated by spendy people, as I once did and will never do again), the first response is often a dismissive snort … Continue reading

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Why Teens Fail at Finances

A lot of people are guilty of making financial mistakes, but teenagers are often guilty of making mistakes with money because they don’t know any better. While many adults are guilty of making similar financial mistakes, most adults quickly learn … Continue reading

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Lean Body Fat Wallet: How to be Physically and Fiscally Healthier

By Ellie Kay If you are like most people, those two goals are on the top of your list each New Year and the source of your frustration at year’s end as you fail to permanently realize your objectives. Why … Continue reading

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Build Your Own 52 Week Money Challenge Chart

It seems that the more 52 week money challenge charts that I create, the more requests that I get for variations that meet the specific needs of the person who requests it. This makes perfect sense. If you decide to … Continue reading

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The Importance of a Financial Journal

Sometimes it’s the simplest of things that can help you stay motivated and get your finances to a place that you want them. While there are all kinds of theories and devices that you can use, simply taking the time … Continue reading

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The Con That Grey Thursday and Black Friday Deals Save Money

Retailers are trying to con you and they are doing a good job at it. At least they are doing it well enough to be able to con enough people to make the whole Grey Thursday (the new name for … Continue reading

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Great Gifts That Don’t Cost Any Money

There is a misconception in our society that to give a really nice gift, you have to spend a lot of money. One of the worst assumptions that is made is that a gift has to be something that is … Continue reading

Posted in Budgeting, Frugal, Holidays, Personal Finance, Saving Money, Shopping | Tagged , , , , , , , , | 8 Comments

10 Ways Children Can Ruin Your Retirement

Discussing children and money in the same sentence can be dangerous. Most parents want to be able to support their children financially, but sometimes worry how to do so without putting their own futures in jeopardy. Children can be expensive, … Continue reading

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Credit Cards, Like Alcohol, Have Benefits when Used in Moderation

I was informed by a friend today that credit cards are the worst thing ever created and that nobody should have them. I hear this tirade more often than not from those who have gotten deeply in debt from misusing … Continue reading

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10 Ways to Save Money on Gluten Free Products

Anyone who is on a gluten free diet because of medical issues such as celiac disease or gluten intolerance knows how expensive grocery shopping for these products can be. Unfortunately, gluten free products are sometimes twice as expensive as products … Continue reading

Posted in Budgeting, Food / Groceries, Health, Personal Finance, Saving Money | Tagged , , , , , | 9 Comments

25 Things That Hold Your Money and Your Dreams Hostage

We all have things that we’d like to do in life. Have kids, travel, get married, buy a new home, start our own business, or simply retire well (and maybe early). You probably have your own dreams that aren’t on … Continue reading

Posted in Budgeting, Debt, Housing, Personal Finance, Saving Money, Shopping, Taxes | Tagged , , , , , , , | 3 Comments

25 Ways to Discover and Reach Your Financial Goals

By Kimberly Foss, CFP, FCWA, and author of Wealthy by Design: A Five Step Plan for Financial Security. A friend of mine recently shared the story of an unsettling trip to the supermarket. Her husband was out of town and … Continue reading

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Money Management from A to Z

By Jamie Englert Managing your finances may seem like a dizzying mass of numbers. But you can also think of personal finance in terms of letters, as in the initials of some important personal finance terms to know. From bonds … Continue reading

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10 Celebrity Money Mistakes to Avoid

Most celebrities have more money in their bank accounts than many of us will ever see in one lifetime. The thing to remember is that having a lot of money doesn’t mean that you are necessarily financially savvy. In fact, … Continue reading

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10 Common Financial Blunders

There are plenty of steps that you can take to help you become financially successful, but all your hard work will end up being for nothing if you’re undermining the financial success you’re seeking to attain. The financial steps to … Continue reading

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10 Reasons to Find a Money Mentor

Financial education tends to be done through books, online or through some type of course. While these can be valuable tools to get your finances in order, one of the best resources is often not even considered — finding a … Continue reading

Posted in Budgeting, Debt, Education, Frugal, Personal Finance, Relationships, Saving Money | Tagged , , , , , , , | 5 Comments

51 Reasons I Won’t Lend Money to Friends and Family

“Should I lend money to a friend?” is a question that comes up on this site from time to time. A lot of people say it’s a bad idea in almost all cases, while others say they will lend without … Continue reading

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10 Reasons I’ve Purposely Chosen Not to Be Rich

Most people I know want to be rich. There is absolutely nothing wrong with this goal, and I can certainly see why many people would want to attain it. I think that’s why people find it a little shocking when … Continue reading

Posted in Budgeting, Making Money, Personal Finance | Tagged , , , , , , | 24 Comments