Author Archives: Will Lipovsky

About Will Lipovsky

I'm a personal finance freelancer writer and website manager. Feel free to connect with me at firstquarterfinance.com.

Back to School Savings in September

Back to school shopping is traditionally a big event, but more families are saying, “Meh,” to it. According to a Deloitte study, 38 percent of K-12 parents say they don’t care so much about back-to-school shopping because they get what … Continue reading

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Is Citi Price Rewind Worth the Effort?

Wouldn’t it be nice to know you’re always getting the best price? What if you could just go out and buy the things you need without worrying about price? Citi Price Rewind attempts to make that a reality. But does it … Continue reading

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Reasons to Use Costco Checks

Most people don’t realize they can get cheap checks by using a check printing service outside of the bank. Costco checks are known for being affordable and easy to order. They save you money while giving you more design options that … Continue reading

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How to Use the Chase Freedom Calendar

The Chase Freedom card offers users a revolving calendar, allowing users to earn cash back on different shopping categories throughout the year. The calendar changes categories every three months on this no-annual-fee cash back credit card. The card stands out … Continue reading

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Verizon FiOS Promotion Codes Don’t Exist – Here’s How to Get the Best Deals

Verizon is always offering some sort of deal on FiOS service, but you don’t need promotion codes to get them. You can save on bundles or get introductory rates if you’re new to FiOS. Sites like Retailmenot.com and Coupons.com can … Continue reading

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HMO vs PPO and Why the Difference Matters

Choosing between a Health Maintenance Organization (HMO) and Preferred Provider Organization (PPO) is not always an easy decision. One may save you money but limit your options or add inconvenient steps to getting health care for you or your family. … Continue reading

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Toys R Us Rewards Rules

Toys R Us has a rewards program for frequent shoppers. It’s popular with parents, collectors and collectible resellers. Those who use the program can tell you that it has many pitfalls that can lead to disappointment. Know the rules of … Continue reading

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7 Inventive Ways to Save on Back to School Shopping

It’s that time of year again! The kids are exchanging their baseball bats for number 2 pencils. College students are setting up their dorm rooms. With these transitions comes added costs. Everyone needs the proper gear for getting started for a … Continue reading

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Women’s Equality Day – Earning, Saving, and Investing Challenges for Women

Money and success – just how far have women come? Women’s Equality Day is celebrated every August 26th. Starting in 1971, it’s meant to observe the certification of the 19th Amendment, passed on August 26, 1920. The Amendment gave women the right … Continue reading

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$250 Bonus from Chase for Opening a Checking and Savings Account

Act fast because this offer is only valid through October 14, 2015. Right now, when you open a Chase Total Checking account, you receive a $150 bonus. Direct deposit is necessary. This is Chase’s most basic checking account. That means there … Continue reading

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10 Simple Tools for Increased Productivity

1. RescueTime.com RescueTime.com is a web tool that tracks what websites you visit during the day and measures how long you spend on them. Are you one of those people who spend all day refreshing your email or social media … Continue reading

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Your Free One-Day Pass to Sam’s Club

Sam’s Club is a US retail chain owned by Walmart. It serves 47 million Americans, making it the country’s 8th largest retailer. Its closest rival is Costco. However, even if you prefer Costco, Sam’s Club has more locations (about 600). This … Continue reading

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Amazon Prime Delivery Time and Its Impact on Local Businesses

Amazon Prime is a membership-based service offered by Amazon, which provides free two-day shipping with a subscription. It also offers “exclusive access” to movies, Kindle books and music for $99 each year. Current estimates place the number of members as … Continue reading

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Whether You Call It Admissions Day or Statehood Day

An obscure Hawaiian state holiday might be an inconvenience, but only if you’re caught unprepared. This Friday, August 21st, 2015 is Statehood Day in Hawaii. It’s ofen referred to as Admissions Day by locals. It’s the 52nd anniversary of this … Continue reading

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Fastest Way to Pay down Debt

I’ll assume you’re reading this post because you’d like to become debt-free as fast as possible. Who wouldn’t? This post will tell you exactly how to do just that. But keep in mind, getting rid of debt quickly is not … Continue reading

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Why the Stock Market Is a Chance Worth Taking

According to Bankrate.com, Americans invest most of their money into real estate. That makes sense. Real estate can be a good investment. But where do Americans put their money that isn’t invested in real estate? The stock market? No, unfortunately. … Continue reading

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Senior Citizen Discounts That Help You Stay Young

It’s coming! Senior Citizens Day is August 21, 2015. It’s a day when we recognize the older citizens of our community. This is important because they helped build the society we live in today. Many of them fought in wars, built … Continue reading

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4 Money Saving Tips for Senior Citizens Day

Senior Citizen’s Day is coming! It’s August 21st. The observance was established as a way of honoring the senior citizens of our communities. The day also brings awareness to social, health, and economic issues facing the elderly. This post is geared … Continue reading

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