Author Archives: M. Beddingfield

The Media, Recessions, History and Attitudes

The media would have us all believe that our beloved country has its foot to the floor in a race to heck. Everywhere you turn; there are reports of more business closings, higher unemployment and threats of losses in every … Continue reading

Posted in Frugal, Personal Finance | Tagged , , , , | 5 Comments

Frugal Love

Men dread Valentine’s Day. Women love it. It’s a gal’s holiday. I realize that this is a generalization, not all men dread Valentine’s Day and not all women love it. But in general, women are more geared towards all that … Continue reading

Posted in Frugal, Holidays, Personal Finance, Relationships | Tagged , , , | 10 Comments

Dieting on a Dime

The number one New Year’s resolution is to lose weight. The first few weeks of January are past and a lot of people are sticking to that resolution. I’m on a double diet. I’m trying to lose weight and control … Continue reading

Posted in Frugal, Health, Personal Finance, Saving Money | Tagged , , , , , , , , , | 7 Comments

Frugal Love

Romance doesn’t come wrapped in red foil and stuffed in a heart – shaped box. Chocolate is nice but not the best idea for someone watching their weight. And while we’re on that subject; one size does not fit all, … Continue reading

Posted in Holidays, Personal Finance, Relationships | Tagged , , , , | 7 Comments

Trash the Budget and Get Happy

In 2008 you worried and logged every cent you made. You made out a budget and tried to stick to it. Every month you failed. Something came up and you overspent. It caused a great deal of tension and maybe … Continue reading

Posted in Budgeting, Personal Finance, Saving Money | Tagged , , , , , , | 2 Comments

Thinking About a Second Job?

There are those who get up and get things done and those who sit and complain. If you’re a get-r-done type of person, then you’re probably considering a second job to help you through financial problems. Sometimes things are not … Continue reading

Posted in Personal Finance, Work | Tagged , , , , , | 8 Comments

High Cost of Childcare

The Washington Post recently ran an article that really hit home with me. The article detailed the high expense of day-care and cited cases of young children being left at home alone. It went on to explain that many middle … Continue reading

Posted in Personal Finance, Relationships, Work | 3 Comments

I Want to be a Frugalista!

This past year has been all about changes, some good and a lot not so good. We’ve ridden the gas price roller coaster and held our breath to see the first African American President get elected. Some have cried over … Continue reading

Posted in Frugal, Personal Finance, Relationships, Saving Money, Shopping | Tagged , , , , , | 7 Comments

Ways I Don’t Follow Common Financial Advice and Still Save Money

I’ve never been much of a follower. Even as a youngster, I had to find my own way to do things, even if they didn’t measure up to what everyone else was doing. As a single parent for many years, … Continue reading

Posted in Budgeting, Food / Groceries, Frugal, Personal Finance, Saving Money, Utilities | Tagged , , , , , , , , | 16 Comments

How to Save When There’s No Money Left

You would really love to put aside some savings for a rainy day, but that rainy day is now. It seems like every penny earned is spent before it hits the bank. Saving money is becoming harder for a lot … Continue reading

Posted in Frugal, Personal Finance, Saving Money | Tagged , , , | 11 Comments

Stop Adjusting the Thermostat: Why I Don’t Turn Down The Heat at Night

I tend to be a bit bullheaded at times. Well, maybe more than a bit, but just because everyone else is doing something doesn’t mean it’s the best thing to do. This is my opinion from my own experience and … Continue reading

Posted in Housing, Personal Finance, Saving Money, Utilities | Tagged , , , , | 54 Comments

Don

There is a famous quote that says that money is the root of all evil. I think that statement is wrong. I think that the envy of money is the root of all evil. How can money be evil? Money … Continue reading

Posted in Housing, Personal Finance | Tagged , , , , , | 3 Comments

Easy and Cheap Money Saving Recipes

Posted in Food / Groceries, Frugal, Holidays, Personal Finance, Saving Money | Tagged , , , , | 5 Comments

10 Things I Hate About Money

Money is physically dirty 99.9% of all paper money is covered in germs and bacteria including E. coli and salmonella. Money isn’t just dirty because of the microorganisms; it’s also covered in bits of fecal matter and grains of cocaine. … Continue reading

Posted in Personal Finance, Relationships | Tagged , , , , , | 5 Comments

Recession Opportunities

Is this a recession or opportunity knocking? I’ve seen this question posed all over the media. A lot of the articles are aimed at higher income execs who work the stock markets. But I’m beginning to see front porch lights … Continue reading

Posted in Frugal, Holidays, Housing, Investing, Personal Finance, Saving Money, Shopping | Tagged , , , , , , , | 1 Comment

Share The Wealth?

We must understand the word, wealth. The dictionary defines the word, wealth, as the state of having plenty of money or possessions. Ok, what does plenty mean? An adequate or more than adequate amount. Would you say that you are … Continue reading

Posted in Holidays, Personal Finance, Relationships | Tagged , , , , | 5 Comments

Can Adult Education Help You Become Debt-Free?

John and Jane Doe desperately want to be debt-free. They’ve sliced and diced their credit cards and cut their expenses until they’re living on next to nothing but macaroni and mooched meals off relatives. They recycle and reuse. They never … Continue reading

Posted in Debt, Education, Making Money, Personal Finance, Work | Tagged , , , , , , | 7 Comments

Saving Money in Small Town USA

In my lifetime, I’ve had the pleasure of living in several different sized towns. I grew up 10 miles from the big city of Fresno, California. I’ve lived in several other big cities since then; Seattle, Los Angeles, Dallas and … Continue reading

Posted in Entertainment, Food / Groceries, Housing, Personal Finance, Saving Money, Shopping | Tagged , , , , , , , , | 14 Comments