Author Archives: Lori Kelley

Why Small Businesses Fail

You’ve worked hard to grow your small business. It’s grown from an idea to an income producing enterprise. Yet despite your best efforts, you’re not sure if it will survive. Statistically, even initially successful small businesses have sputtered and died. … Continue reading

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How Your Debt Affects Your Credit Score

One of the most influential factors of your credit score is your debt. In fact, debt makes up 30% of your credit score. Carrying too much debt can lower your credit score. However, not having enough debt can also cause … Continue reading

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Different Ways to Deal with Unexpected Emergencies & Bills

The downturn of the worldwide economy has caused most of us to watch our spending. While you may be doing well to track your budget, unexpected bills and emergencies can quickly result in financial worries. According to a study published … Continue reading

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10 Money-Saving Tips Every College Student Needs To Know

Earning money is a difficult task especially if you are a student. While studying in college or university, most students do not have time and possibility to have a full-time job as studying takes all of their time. Thank God … Continue reading

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Spreading Risks & Getting Out Of Debt

Debts are brutal. They can crush all your finance plans and make your life headed in the wrong direction. Many people do try all they can to avoid the bad omen that accompanies massive debts but only very few do … Continue reading

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Four Full-Time Businesses You Can Start on a Part-Time Budget

When I talk to people about their ideas on starting a business it generally boils down to the fact that they don’t have one of two things: Time Money Well, yeah, don’t we all have those same thoughts? People do … Continue reading

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How to Write an Accounting and Finance Personal Statement

Accounting and finance are the most popular faculties nowadays. Young people want to connect their future with business and finance; therefore, more and more students apply for the educational institutions to study these disciplines. A personal statement (also known as … Continue reading

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Essay on Personal Finance Planning

It is odd at times to think of all the lessons that are not taught in schools. Essentially these can be considered life skills that are fundamental to the well-being of an adult but for some weird reason they are … Continue reading

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Vacationing on a Dime: Camping With the Family

Americans are known for being avid road trippers. We’re eager to load up the car, pack a few travel games and head out to take in the wonders of our natural surroundings. Investing in a family vacation isn’t just about … Continue reading

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Is Making Money with Rideshare as Easy as They Say?

Hailed as the newfangled way to reach your financial goals in your spare time, ridesharing is marketed as being accessible and cost effective for virtually anyone with an automobile. Are these claims true? While the “anybody can be a cab … Continue reading

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Clever Ideas for Saving Money and Leading a Healthy Lifestyle

Saving money is something that anyone can do, but sometimes you need new ideas to get you motivated. If you have debt that you want to pay off, or you are saving up for a major expense, such as purchasing … Continue reading

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Is a Rental Property a Good Pension Investment?

Pensions are not what they once were. There is no such thing as a final salary pension these days and most jobs are not for life. You could rely on the state to pay you a pension on retirement, but … Continue reading

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Financial Conversations to Have with Your Fiancé

In the weeks and months leading up to your nuptials, your head will probably be spinning with wedding planning and daydreaming about that honeymoon. Amidst the chaos and excitement, however, you and your fiancé should sit down and have a … Continue reading

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Six Useful Things to Look for When You Read Your Credit Report

Many people who obtain a free credit report wonder how they can use their credit reports to manage their credit wisely. This is understandable because credit reports contain detailed information about your credit history that savvy consumers use to manage … Continue reading

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Debt Reduction Perils and Pitfalls

Follow the Path to Lower Credit Card Debt is a fun infographic highlighting some of the most common “perils and pitfalls” faced by those trying to get out of credit card debt. It also offers a “survival kit” of helpful … Continue reading

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Labor Department Says Economy Created 280000 New Jobs in May

The economy appears to be in better shape than many economists had thought. The Department of Labor released the monthly jobs report which featured strong numbers for May. The report showed US businesses added 280,000 new positions for the month, … Continue reading

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Tips and Tricks for Keeping Track of Your Finances During Bankruptcy

First, let’s get something out of the way: declaring bankruptcy does not make you a failure or a deadbeat. It is one of the many negative and pervasive myths about bankruptcy that people who file for it are either dumb … Continue reading

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Female Sex Pill Flibanserin Gets FDA Panel Support

Women may finally begin to see drugs help fight lower sex drive as they get older. For the first time ever, a panel of health experts has recommended to the Food and Drug Administration (FDA) to approve a drug aimed … Continue reading

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How Much Cash Is Appropriate To Give for A High School Graduation Gift?

One of the most popular questions on SavingAdvice this time of year is how much cash should one give a high school student for graduation. There are a lot of variables which need to be taken into account, but there … Continue reading

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