Author Archives: Lori Kelley

Insuring Cars Today vs 3000 Years Ago

Originating in Babylonian culture, casualty insurance — as the name implies began as a form of risk management used by individuals to assure the safe transfer of property to another upon one’s untimely, or unplanned, demise. When the items were … Continue reading

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Financial Survival Prep Guide for Students on a Shoestring Budget

Whether you are a student feeling the pinch of debt and itching to get a little bit to spend at the bar, or you’re trying to make ends meet and study too, stretching scholarship money, online credit rates or juggling … Continue reading

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Creating a Post-College Financial Plan to Stay Out of Debt

Millennials are finding themselves in unfamiliar territories after completing their college studies and starting the real life of looking for a job, paying bills and definitely paying off huge amounts of debts. The situation can get depressing if you are … Continue reading

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Things to Know Before You Start a WordPress Blog

If you’ve ever considered starting a blog, you have probably been advised by friends and fellow bloggers to use WordPress to start your blog. That’s with good reason. WordPress blogs are flexible, customizable, and easy to use – all great … Continue reading

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Signs It’s Time to Replace Your Pipes

Most areas have a fair share of older homes and with older homes comes older plumbing systems and pipes that may need to be upgraded or replaced. While this is not a fun or pleasant prospect to think about, in … Continue reading

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7 Ways to Find Money for College

Students do not have to stay at home simply because they do not have money to cater for their tuition fees and other college expenses. Given the cost of schooling at colleges, it worth trying some of the easy and … Continue reading

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A Brief History of Spread Betting

Spread betting can be regarded as the derivatives product which allows you to trade on the movement of the price of a wide array of financial markets including shares, commodities, currencies, indices, and much more. The spread bets can be … Continue reading

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Why Small Businesses Fail

You’ve worked hard to grow your small business. It’s grown from an idea to an income producing enterprise. Yet despite your best efforts, you’re not sure if it will survive. Statistically, even initially successful small businesses have sputtered and died. … Continue reading

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How Your Debt Affects Your Credit Score

One of the most influential factors of your credit score is your debt. In fact, debt makes up 30% of your credit score. Carrying too much debt can lower your credit score. However, not having enough debt can also cause … Continue reading

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Different Ways to Deal with Unexpected Emergencies & Bills

The downturn of the worldwide economy has caused most of us to watch our spending. While you may be doing well to track your budget, unexpected bills and emergencies can quickly result in financial worries. According to a study published … Continue reading

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10 Money-Saving Tips Every College Student Needs To Know

Earning money is a difficult task especially if you are a student. While studying in college or university, most students do not have time and possibility to have a full-time job as studying takes all of their time. Thank God … Continue reading

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Spreading Risks & Getting Out Of Debt

Debts are brutal. They can crush all your finance plans and make your life headed in the wrong direction. Many people do try all they can to avoid the bad omen that accompanies massive debts but only very few do … Continue reading

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Four Full-Time Businesses You Can Start on a Part-Time Budget

When I talk to people about their ideas on starting a business it generally boils down to the fact that they don’t have one of two things: Time Money Well, yeah, don’t we all have those same thoughts? People do … Continue reading

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How to Write an Accounting and Finance Personal Statement

Accounting and finance are the most popular faculties nowadays. Young people want to connect their future with business and finance; therefore, more and more students apply for the educational institutions to study these disciplines. A personal statement (also known as … Continue reading

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Essay on Personal Finance Planning

It is odd at times to think of all the lessons that are not taught in schools. Essentially these can be considered life skills that are fundamental to the well-being of an adult but for some weird reason they are … Continue reading

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Vacationing on a Dime: Camping With the Family

Americans are known for being avid road trippers. We’re eager to load up the car, pack a few travel games and head out to take in the wonders of our natural surroundings. Investing in a family vacation isn’t just about … Continue reading

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Is Making Money with Rideshare as Easy as They Say?

Hailed as the newfangled way to reach your financial goals in your spare time, ridesharing is marketed as being accessible and cost effective for virtually anyone with an automobile. Are these claims true? While the “anybody can be a cab … Continue reading

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Clever Ideas for Saving Money and Leading a Healthy Lifestyle

Saving money is something that anyone can do, but sometimes you need new ideas to get you motivated. If you have debt that you want to pay off, or you are saving up for a major expense, such as purchasing … Continue reading

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Is a Rental Property a Good Pension Investment?

Pensions are not what they once were. There is no such thing as a final salary pension these days and most jobs are not for life. You could rely on the state to pay you a pension on retirement, but … Continue reading

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Financial Conversations to Have with Your Fiancé

In the weeks and months leading up to your nuptials, your head will probably be spinning with wedding planning and daydreaming about that honeymoon. Amidst the chaos and excitement, however, you and your fiancé should sit down and have a … Continue reading

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