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	<title>Personal Finance Advice &#187; John Cain</title>
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	<link>http://www.pfadvice.com</link>
	<description>Bridging the gap between saving money and investing</description>
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		<title>Have You Already Given Up?</title>
		<link>http://www.pfadvice.com/2009/01/23/what-is-your-motivation/</link>
		<comments>http://www.pfadvice.com/2009/01/23/what-is-your-motivation/#comments</comments>
		<pubDate>Fri, 23 Jan 2009 15:01:01 +0000</pubDate>
		<dc:creator>John Cain</dc:creator>
				<category><![CDATA[Personal Finance]]></category>
		<category><![CDATA[goal]]></category>
		<category><![CDATA[New Year's Resolution]]></category>
		<category><![CDATA[resolution]]></category>
		<category><![CDATA[update]]></category>

		<guid isPermaLink="false">http://www.savingadvice.com/blog/?p=3904</guid>
		<description><![CDATA[The age-old list of New Year&#8217;s resolutions is common among most Americans. Eat less, learn more, play more, exercise more, and save more are fairly typical items on our lists. As you&#8217;ve probably witnessed though, most resolutions are left by the wayside before too many weeks have passed. It&#8217;s been three &#8212; are you still [...]]]></description>
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		<slash:comments>3</slash:comments>
		</item>
		<item>
		<title>Have You Mistakenly Identified Greed As Ambition?</title>
		<link>http://www.pfadvice.com/2008/11/26/have-you-mistakenly-identified-greed-as-ambition/</link>
		<comments>http://www.pfadvice.com/2008/11/26/have-you-mistakenly-identified-greed-as-ambition/#comments</comments>
		<pubDate>Wed, 26 Nov 2008 08:01:23 +0000</pubDate>
		<dc:creator>John Cain</dc:creator>
				<category><![CDATA[Making Money]]></category>
		<category><![CDATA[Personal Finance]]></category>
		<category><![CDATA[ambition]]></category>
		<category><![CDATA[American dream]]></category>
		<category><![CDATA[desire for more]]></category>
		<category><![CDATA[economic downturn]]></category>
		<category><![CDATA[financial mess]]></category>
		<category><![CDATA[financial stability]]></category>
		<category><![CDATA[greed]]></category>
		<category><![CDATA[material pleasures]]></category>

		<guid isPermaLink="false">http://www.savingadvice.com/blog/?p=3407</guid>
		<description><![CDATA[Ambition is one of the elements that made the United States an economic powerhouse. The drive to work hard and succeed spawned innovation, efficiency, and opportunity. Over the course of time ambition was a characteristic of millions of Americans and put them in positive financial situations. What some may not have known, but are beginning [...]]]></description>
		<wfw:commentRss>http://www.pfadvice.com/2008/11/26/have-you-mistakenly-identified-greed-as-ambition/feed/</wfw:commentRss>
		<slash:comments>2</slash:comments>
		</item>
		<item>
		<title>10 Ways to Save Money on Landscaping</title>
		<link>http://www.pfadvice.com/2008/10/26/10-ways-to-save-money-on-landscaping/</link>
		<comments>http://www.pfadvice.com/2008/10/26/10-ways-to-save-money-on-landscaping/#comments</comments>
		<pubDate>Sun, 26 Oct 2008 12:01:14 +0000</pubDate>
		<dc:creator>John Cain</dc:creator>
				<category><![CDATA[Frugal]]></category>
		<category><![CDATA[Personal Finance]]></category>
		<category><![CDATA[Saving Money]]></category>
		<category><![CDATA[buy plants off season]]></category>
		<category><![CDATA[cheap garden tips]]></category>
		<category><![CDATA[create compost]]></category>
		<category><![CDATA[garden]]></category>
		<category><![CDATA[lanscaping]]></category>
		<category><![CDATA[save money on gardening]]></category>

		<guid isPermaLink="false">http://www.savingadvice.com/blog/?p=3130</guid>
		<description><![CDATA[Maintaining a beautiful lawn and other landscaping features can become a costly task. If you&#8217;re dedicated to the exterior look and feel of your property, but still determined to spend wisely, there are a few things you can do to accomplish both. Plant perennials Rather than spend money each spring and summer on expensive annual [...]]]></description>
		<wfw:commentRss>http://www.pfadvice.com/2008/10/26/10-ways-to-save-money-on-landscaping/feed/</wfw:commentRss>
		<slash:comments>0</slash:comments>
		</item>
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		<title>Ten Ways to Save Money and Lose Friends</title>
		<link>http://www.pfadvice.com/2008/10/09/ten-ways-to-save-money-and-lose-friends/</link>
		<comments>http://www.pfadvice.com/2008/10/09/ten-ways-to-save-money-and-lose-friends/#comments</comments>
		<pubDate>Thu, 09 Oct 2008 13:42:18 +0000</pubDate>
		<dc:creator>John Cain</dc:creator>
				<category><![CDATA[Relationships]]></category>
		<category><![CDATA[Saving Money]]></category>
		<category><![CDATA[imposing friendship]]></category>
		<category><![CDATA[personal finances]]></category>
		<category><![CDATA[save money]]></category>
		<category><![CDATA[taking advantage]]></category>

		<guid isPermaLink="false">http://www.savingadvice.com/blog/?p=2980</guid>
		<description><![CDATA[If you value saving money more than keeping friends, I have the perfect article for you. Follow these 10 simple steps and you will not only save money, but also drive away those pesky friends. Depending on how close the friends are, you may have to complete all 10 items on the checklist and possibly [...]]]></description>
		<wfw:commentRss>http://www.pfadvice.com/2008/10/09/ten-ways-to-save-money-and-lose-friends/feed/</wfw:commentRss>
		<slash:comments>11</slash:comments>
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		<title>Is Your Family Checking Account Philosophy Good for You?</title>
		<link>http://www.pfadvice.com/2008/09/25/checking-accounts/</link>
		<comments>http://www.pfadvice.com/2008/09/25/checking-accounts/#comments</comments>
		<pubDate>Thu, 25 Sep 2008 15:01:18 +0000</pubDate>
		<dc:creator>John Cain</dc:creator>
				<category><![CDATA[Budgeting]]></category>
		<category><![CDATA[Personal Finance]]></category>
		<category><![CDATA[Relationships]]></category>
		<category><![CDATA[Saving Money]]></category>
		<category><![CDATA[Shopping]]></category>
		<category><![CDATA[discretionary spending]]></category>
		<category><![CDATA[joint checking account]]></category>
		<category><![CDATA[spending money]]></category>

		<guid isPermaLink="false">http://www.savingadvice.com/blog/?p=2747</guid>
		<description><![CDATA[One of the absolutely best things my wife and I ever participated in was premarital counseling with our pastor. Among other things, he brought the topic of finances to the forefront for discussion and helped us put the right plan together. Not unlike other families, our biggest issue was that I am a saver and [...]]]></description>
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		<slash:comments>2</slash:comments>
		</item>
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		<title>Financial Lessons We Can Learn from Our Grandparents</title>
		<link>http://www.pfadvice.com/2008/09/20/financial-lessons-grandparents/</link>
		<comments>http://www.pfadvice.com/2008/09/20/financial-lessons-grandparents/#comments</comments>
		<pubDate>Sat, 20 Sep 2008 17:01:16 +0000</pubDate>
		<dc:creator>John Cain</dc:creator>
				<category><![CDATA[Budgeting]]></category>
		<category><![CDATA[Debt]]></category>
		<category><![CDATA[Frugal]]></category>
		<category><![CDATA[Personal Finance]]></category>
		<category><![CDATA[Relationships]]></category>
		<category><![CDATA[Saving Money]]></category>
		<category><![CDATA[Shopping]]></category>
		<category><![CDATA[economic downturns]]></category>
		<category><![CDATA[Economy]]></category>
		<category><![CDATA[grandparents]]></category>
		<category><![CDATA[great-grandparents]]></category>
		<category><![CDATA[save money]]></category>
		<category><![CDATA[the great depression]]></category>

		<guid isPermaLink="false">http://www.savingadvice.com/blog/?p=2576</guid>
		<description><![CDATA[Your grandparents (or maybe great-grandparents) were better than you at saving money. If you think long and hard about that, most of you will probably agree with that statement. There are a number of reasons why they were better and some things we can learn from those facts. Let&#8217;s dive right into those reasons. Awareness [...]]]></description>
		<wfw:commentRss>http://www.pfadvice.com/2008/09/20/financial-lessons-grandparents/feed/</wfw:commentRss>
		<slash:comments>6</slash:comments>
		</item>
		<item>
		<title>Vacation Homes &#8211; Cheaper than You Think</title>
		<link>http://www.pfadvice.com/2008/09/07/vacation-homes/</link>
		<comments>http://www.pfadvice.com/2008/09/07/vacation-homes/#comments</comments>
		<pubDate>Sun, 07 Sep 2008 19:01:27 +0000</pubDate>
		<dc:creator>John Cain</dc:creator>
				<category><![CDATA[Budgeting]]></category>
		<category><![CDATA[Entertainment]]></category>
		<category><![CDATA[Food / Groceries]]></category>
		<category><![CDATA[Holidays]]></category>
		<category><![CDATA[Personal Finance]]></category>
		<category><![CDATA[Saving Money]]></category>
		<category><![CDATA[Travel]]></category>
		<category><![CDATA[cheap]]></category>
		<category><![CDATA[food]]></category>
		<category><![CDATA[Hilton Head]]></category>
		<category><![CDATA[lodging]]></category>
		<category><![CDATA[renting]]></category>
		<category><![CDATA[summer vacation]]></category>
		<category><![CDATA[vacation]]></category>
		<category><![CDATA[vacation homes]]></category>
		<category><![CDATA[vacation villa]]></category>

		<guid isPermaLink="false">http://www.savingadvice.com/blog/?p=2477</guid>
		<description><![CDATA[There was a time when I thought a weeklong vacation to Hilton Head would be outrageously expensive &#8212; either that or I&#8217;d have to stay at a less-than-desirable hotel 15 miles from the beach to make it affordable. In my seemingly never-ending quest to find the best deal on everything, I serendipitously stumbled upon something [...]]]></description>
		<wfw:commentRss>http://www.pfadvice.com/2008/09/07/vacation-homes/feed/</wfw:commentRss>
		<slash:comments>6</slash:comments>
		</item>
		<item>
		<title>7 Deadly Sins of Personal Finance</title>
		<link>http://www.pfadvice.com/2008/09/04/7-deadly-sins-of-personal-finance/</link>
		<comments>http://www.pfadvice.com/2008/09/04/7-deadly-sins-of-personal-finance/#comments</comments>
		<pubDate>Thu, 04 Sep 2008 13:01:32 +0000</pubDate>
		<dc:creator>John Cain</dc:creator>
				<category><![CDATA[Budgeting]]></category>
		<category><![CDATA[Personal Finance]]></category>
		<category><![CDATA[Saving Money]]></category>
		<category><![CDATA[Shopping]]></category>
		<category><![CDATA[7 deadly sins]]></category>
		<category><![CDATA[money]]></category>
		<category><![CDATA[seven deadly sins]]></category>

		<guid isPermaLink="false">http://www.savingadvice.com/blog/?p=2277</guid>
		<description><![CDATA[If you are reading this, I can safely assume that you are concerned about saving money and maximizing your financial resources. Unless you have unlimited wealth (which I can also safely assume is not the case), then you must be financially wise to take full advantage of the money you have. The following list in [...]]]></description>
		<wfw:commentRss>http://www.pfadvice.com/2008/09/04/7-deadly-sins-of-personal-finance/feed/</wfw:commentRss>
		<slash:comments>15</slash:comments>
		</item>
		<item>
		<title>Please Stop The Treat Bag Madness</title>
		<link>http://www.pfadvice.com/2008/08/22/please-stop-the-treat-bag-madness/</link>
		<comments>http://www.pfadvice.com/2008/08/22/please-stop-the-treat-bag-madness/#comments</comments>
		<pubDate>Fri, 22 Aug 2008 07:01:17 +0000</pubDate>
		<dc:creator>John Cain</dc:creator>
				<category><![CDATA[Personal Finance]]></category>
		<category><![CDATA[Saving Money]]></category>
		<category><![CDATA[birthday]]></category>
		<category><![CDATA[cell phones]]></category>
		<category><![CDATA[Children]]></category>
		<category><![CDATA[kids]]></category>
		<category><![CDATA[parties]]></category>
		<category><![CDATA[treat bags]]></category>

		<guid isPermaLink="false">http://www.savingadvice.com/blog/2008/08/22/102258_please-stop-the-treat-bag-madness.html</guid>
		<description><![CDATA[I went to my share of birthday parties as a child and without exception they were of singular focus &#8211; to celebrate the birthday of a friend or relative. All attention was placed on the &#8220;person of the day&#8221; or persons in the case of twins or triplets. Getting to play games with other children, [...]]]></description>
		<wfw:commentRss>http://www.pfadvice.com/2008/08/22/please-stop-the-treat-bag-madness/feed/</wfw:commentRss>
		<slash:comments>25</slash:comments>
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