Author Archives: Jennifer Derrick

Help Another Family Member Get on Their Feet: Fun Money Friday

One of the most rewarding things I’ve done with money over the years it to give a little to struggling family members to help them out. Sometimes I give to a college kid just starting out; other times I give … Continue reading

Posted in Personal Finance, Relationships | Tagged , , , , , , | 2 Comments

The High Cost of Knowing Better

Here in the South, the common joke is that many disasters, spectacular events, or both begin with the phrase, “Hey, ya’ll, watch this!” Usually after yelling that phrase, the person does something unbelievably stupid like jump off a barn roof … Continue reading

Posted in Entertainment, Insurance, Personal Finance | Tagged , , , , , | 2 Comments

Frugality Isn’t Common Knowledge

A couple of weeks ago, I wrote a piece about how eventually saving money becomes second nature. What used to seem hard or foreign suddenly becomes common and easy. I wrote this piece because I was frustrated with an acquaintance … Continue reading

Posted in Frugal, Personal Finance, Saving Money | Tagged , , , , , , | 6 Comments

The Well-Budgeted Vacation: Fun Money Friday

A vacation to a favorite or must-see destination is one of the most fun things you can do with money (unless you hate to travel, of course). But all the fun is sapped out of a trip when you arrive … Continue reading

Posted in Budgeting, Entertainment, Frugal, Personal Finance, Travel | Tagged , , , , , , | 4 Comments

Is This Going to Keep Me Alive?

Sometimes people over-complicate personal finance when they are in a crisis. They start trying to figure out what they can cut, yet still maintain a certain level of creature comforts. They start doing all kinds of mathematical gymnastics trying to … Continue reading

Posted in Budgeting, Frugal, Personal Finance, Saving Money, Shopping | Tagged , , , , , , | 4 Comments

Start a Money Club: Fun Money Friday

Saving, investing, and educating yourself about finance can be lonely and boring if you go it alone. Unfortunately, too many people try to tackle money issues without support and end up giving up because they’re bored or because they aren’t … Continue reading

Posted in Education, Investing, Personal Finance | Tagged , , , , , | 2 Comments

Blowing the Wealth Bell Curve

I’ve been doing online surveys and focus groups for years as a way to earn a little extra cash in my lazy moments. I get a lot of surveys about the economy, credit cards, and financial services. Most of them … Continue reading

Posted in Budgeting, Frugal, Personal Finance, Shopping | Tagged , , , , , , | 8 Comments

You Didn’t Have to Buy That to Have Fun

We’ve got a several neighbors who have recently splashed out for new golf carts. Why? So they can ride around the neighborhood and just see what’s going on. Note that these purchases were made solely for neighborhood joyriding. We don’t … Continue reading

Posted in Entertainment, Personal Finance, Saving Money | Tagged , , , , , , , | 6 Comments

Unexpected Money and Opportunity: Fun Money Friday

Getting unexpected money (or an unexpected opportunity to earn money) is one of the best things that can happen in your financial life. I’m not talking about things like tax refunds which, while you may choose to treat it as … Continue reading

Posted in Making Money, Personal Finance | Tagged , , , , , , | 2 Comments

Thank You For Saving Me Money

I stopped by Chick-Fil-A this week for dinner, only to discover that they’ve discontinued my favorite side dish, carrot and raisin salad. I was disappointed because I don’t eat fries and it was always nice to have one place that … Continue reading

Posted in Personal Finance, Saving Money, Shopping | Tagged , , , , , , | 12 Comments

Stuff Is Almost Never a Good Investment

I had a small chuckle at a yard sale the other day. The seller had tons of Beanie Babies for sale. All of them had the “tag protectors” on the tags and a few were in those little plastic display … Continue reading

Posted in Investing, Making Money, Personal Finance | Tagged , , , , , , | 8 Comments

Happiness Comes From Being Yourself: Fun Money Friday

I’m going to try something new here at Saving Advice for the coming weeks, and that is having “Fun Money Fridays.” Most of the time we (that is, all financial bloggers, talking heads, and advisors) focus on the negative and … Continue reading

Posted in Personal Finance, Relationships | Tagged , , , , , , | 1 Comment

Eventually Saving Money is Easy

Recently, an acquaintance asked me for some financial advice. “Give me your easiest financial tips. You know, stuff that I don’t have to work too hard at. I’ve got to pay off some debt and save up some cash for … Continue reading

Posted in Frugal, Personal Finance, Saving Money | Tagged , , , , , , | 7 Comments

How Will You Get Rid of It?

When making a big (or even small) purchase, many people fail to think about the end game. What happens when you no longer want the item, it’s old and broken down, or you have to sell it to help with … Continue reading

Posted in Frugal, Personal Finance, Saving Money, Shopping | Tagged , , , , , , , | 6 Comments

Just Because It’s Not In the Budget Doesn’t Mean It’s an Emergency

A friend of mine has been freaking out the last couple of weeks because her oldest child is graduating from high school this year. While she’s thrilled about this, she’s worried about the money. “I’ve got to get him a … Continue reading

Posted in Budgeting, Personal Finance, Saving Money | Tagged , , , , , , , , | 7 Comments

Don’t Be a Shopping Zombie

I don’t know if it was a full moon, the holiday weekend, or whether I was just engaging in more people watching than usual, but I had an odd experience in Target this week. I ran in to pick up … Continue reading

Posted in Personal Finance, Saving Money, Shopping | Tagged , , , , , , , | 2 Comments

Wealth That Doesn’t Come From Money

When we think of wealth, our thoughts automatically jump to money. Maybe things like real estate, stock options, or large houses are also included. But that’s just one definition of the word “wealth.” Other definitions include, “A plentiful supply of … Continue reading

Posted in Personal Finance | Tagged , , , , , , , , | 3 Comments

No Forgiveness for Youthful Stupidity

My neighbor’s child graduated from college this week. When she came over to thank me for the gift I sent, I asked her how the job hunt was going. “Not great,” she sighed. “What happened?” I asked. “Well, I had … Continue reading

Posted in Credit Cards, Debt, Personal Finance, Work | Tagged , , , , , , | 4 Comments

Have the Courage to Envision a Different Life

I’ve met many people over the years who, when talk turns to making changes that would save them money and/or give them more freedom, start in with “I can’t” and “I won’t” without ever giving any serious consideration to the … Continue reading

Posted in Personal Finance | Tagged , , , , , , , , | 5 Comments

Justification or the Truth?

I went out to lunch with a sometime friend/mostly acquaintance (it’s a complicated relationship) the other day and she spent the better part of the meal checking her cell phone, texting, and LOL’ing to Facebook posts. At one point she … Continue reading

Posted in Personal Finance, Relationships, Saving Money, Shopping | Tagged , , , , , , | 4 Comments