Author Archives: Jennifer Derrick

Is This Going to Keep Me Alive?

Sometimes people over-complicate personal finance when they are in a crisis. They start trying to figure out what they can cut, yet still maintain a certain level of creature comforts. They start doing all kinds of mathematical gymnastics trying to … Continue reading

Posted in Budgeting, Frugal, Personal Finance, Saving Money, Shopping | Tagged , , , , , , | 4 Comments

20 Great Places to Escape the Heat

A couple of years ago, I wrote a piece about things you could do to beat the heat on a budget. Now that summer’s here again, I’d like to take that list a step further and give you a list … Continue reading

Posted in Entertainment, Frugal, Personal Finance | Tagged , , , , , | 7 Comments

Start a Money Club: Fun Money Friday

Saving, investing, and educating yourself about finance can be lonely and boring if you go it alone. Unfortunately, too many people try to tackle money issues without support and end up giving up because they’re bored or because they aren’t … Continue reading

Posted in Education, Investing, Personal Finance | Tagged , , , , , | 2 Comments

Blowing the Wealth Bell Curve

I’ve been doing online surveys and focus groups for years as a way to earn a little extra cash in my lazy moments. I get a lot of surveys about the economy, credit cards, and financial services. Most of them … Continue reading

Posted in Budgeting, Frugal, Personal Finance, Shopping | Tagged , , , , , , | 8 Comments

You Didn’t Have to Buy That to Have Fun

We’ve got a several neighbors who have recently splashed out for new golf carts. Why? So they can ride around the neighborhood and just see what’s going on. Note that these purchases were made solely for neighborhood joyriding. We don’t … Continue reading

Posted in Entertainment, Personal Finance, Saving Money | Tagged , , , , , , , | 6 Comments

Unexpected Money and Opportunity: Fun Money Friday

Getting unexpected money (or an unexpected opportunity to earn money) is one of the best things that can happen in your financial life. I’m not talking about things like tax refunds which, while you may choose to treat it as … Continue reading

Posted in Making Money, Personal Finance | Tagged , , , , , , | 2 Comments

Thank You For Saving Me Money

I stopped by Chick-Fil-A this week for dinner, only to discover that they’ve discontinued my favorite side dish, carrot and raisin salad. I was disappointed because I don’t eat fries and it was always nice to have one place that … Continue reading

Posted in Personal Finance, Saving Money, Shopping | Tagged , , , , , , | 12 Comments

Stuff Is Almost Never a Good Investment

I had a small chuckle at a yard sale the other day. The seller had tons of Beanie Babies for sale. All of them had the “tag protectors” on the tags and a few were in those little plastic display … Continue reading

Posted in Investing, Making Money, Personal Finance | Tagged , , , , , , | 8 Comments

Happiness Comes From Being Yourself: Fun Money Friday

I’m going to try something new here at Saving Advice for the coming weeks, and that is having “Fun Money Fridays.” Most of the time we (that is, all financial bloggers, talking heads, and advisors) focus on the negative and … Continue reading

Posted in Personal Finance, Relationships | Tagged , , , , , , | 1 Comment

Eventually Saving Money is Easy

Recently, an acquaintance asked me for some financial advice. “Give me your easiest financial tips. You know, stuff that I don’t have to work too hard at. I’ve got to pay off some debt and save up some cash for … Continue reading

Posted in Frugal, Personal Finance, Saving Money | Tagged , , , , , , | 7 Comments

How Will You Get Rid of It?

When making a big (or even small) purchase, many people fail to think about the end game. What happens when you no longer want the item, it’s old and broken down, or you have to sell it to help with … Continue reading

Posted in Frugal, Personal Finance, Saving Money, Shopping | Tagged , , , , , , , | 6 Comments

Just Because It’s Not In the Budget Doesn’t Mean It’s an Emergency

A friend of mine has been freaking out the last couple of weeks because her oldest child is graduating from high school this year. While she’s thrilled about this, she’s worried about the money. “I’ve got to get him a … Continue reading

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Don’t Be a Shopping Zombie

I don’t know if it was a full moon, the holiday weekend, or whether I was just engaging in more people watching than usual, but I had an odd experience in Target this week. I ran in to pick up … Continue reading

Posted in Personal Finance, Saving Money, Shopping | Tagged , , , , , , , | 2 Comments

Wealth That Doesn’t Come From Money

When we think of wealth, our thoughts automatically jump to money. Maybe things like real estate, stock options, or large houses are also included. But that’s just one definition of the word “wealth.” Other definitions include, “A plentiful supply of … Continue reading

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No Forgiveness for Youthful Stupidity

My neighbor’s child graduated from college this week. When she came over to thank me for the gift I sent, I asked her how the job hunt was going. “Not great,” she sighed. “What happened?” I asked. “Well, I had … Continue reading

Posted in Credit Cards, Debt, Personal Finance, Work | Tagged , , , , , , | 4 Comments

Have the Courage to Envision a Different Life

I’ve met many people over the years who, when talk turns to making changes that would save them money and/or give them more freedom, start in with “I can’t” and “I won’t” without ever giving any serious consideration to the … Continue reading

Posted in Personal Finance | Tagged , , , , , , , , | 5 Comments

Justification or the Truth?

I went out to lunch with a sometime friend/mostly acquaintance (it’s a complicated relationship) the other day and she spent the better part of the meal checking her cell phone, texting, and LOL’ing to Facebook posts. At one point she … Continue reading

Posted in Personal Finance, Relationships, Saving Money, Shopping | Tagged , , , , , , | 4 Comments

What to Do When a Big Expense Doesn’t Work Out

I went to graduate school with another woman who, let’s just say, didn’t end up with the same happy experience that I did. Very early on in the program, it became clear that the program wasn’t a good fit for … Continue reading

Posted in Personal Finance | Tagged , , , , , , | 1 Comment

Do You Want to Be The “Special Case” or The “Success Story?”

When it comes to doing the difficult things in life like saving money, losing weight, getting a better job or more education, creating an emergency fund, or engaging in almost any form of self-improvement, a lot of people claim to … Continue reading

Posted in Budgeting, Debt, Personal Finance | Tagged , , , , , , , | 2 Comments

13 Important Skills Kids Learn When Running a Business

When I was growing up, there was a girl up the street who was constantly running some sort of business. She did lemonade stands in the summer, bake sales, dog walking, car washing, lawn mowing, rented books and toys to … Continue reading

Posted in Education, Making Money, Personal Finance, Work | Tagged , , , , , , , , , , | 3 Comments