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	<title>Personal Finance Advice &#187; Jennifer Derrick</title>
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	<link>http://www.pfadvice.com</link>
	<description>Bridging the gap between saving money and investing</description>
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		<title>When Your Fun Makes You Want More</title>
		<link>http://www.pfadvice.com/2012/02/09/when-your-fun-makes-you-want-more/</link>
		<comments>http://www.pfadvice.com/2012/02/09/when-your-fun-makes-you-want-more/#comments</comments>
		<pubDate>Thu, 09 Feb 2012 18:34:04 +0000</pubDate>
		<dc:creator>Jennifer Derrick</dc:creator>
				<category><![CDATA[Personal Finance]]></category>
		<category><![CDATA[Saving Money]]></category>
		<category><![CDATA[Shopping]]></category>
		<category><![CDATA[Travel]]></category>
		<category><![CDATA[cruising]]></category>
		<category><![CDATA[delay purchase]]></category>
		<category><![CDATA[indulgences]]></category>
		<category><![CDATA[recreational vehicle]]></category>
		<category><![CDATA[RV]]></category>
		<category><![CDATA[wanting more]]></category>

		<guid isPermaLink="false">http://www.savingadvice.com/articles/?p=9197</guid>
		<description><![CDATA[One of my favorite things to do every spring is to go to the big RV show held at the convention center. I love to look at all the new RV&#8217;s and drool over million dollar coaches that only a lottery win will ever make affordable for me. As much as I enjoy it, though, [...]]]></description>
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		<slash:comments>0</slash:comments>
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		<title>50 Ways to Save Money on Food</title>
		<link>http://www.pfadvice.com/2012/02/07/50-ways-to-save-money-on-food/</link>
		<comments>http://www.pfadvice.com/2012/02/07/50-ways-to-save-money-on-food/#comments</comments>
		<pubDate>Tue, 07 Feb 2012 18:15:51 +0000</pubDate>
		<dc:creator>Jennifer Derrick</dc:creator>
				<category><![CDATA[Budgeting]]></category>
		<category><![CDATA[Food / Groceries]]></category>
		<category><![CDATA[Frugal]]></category>
		<category><![CDATA[Personal Finance]]></category>
		<category><![CDATA[Saving Money]]></category>
		<category><![CDATA[Shopping]]></category>
		<category><![CDATA[food savings]]></category>
		<category><![CDATA[grocery coupons]]></category>
		<category><![CDATA[grocery savings]]></category>
		<category><![CDATA[grocery shopping]]></category>
		<category><![CDATA[healthy foods]]></category>
		<category><![CDATA[save on food]]></category>
		<category><![CDATA[stretch food budget]]></category>

		<guid isPermaLink="false">http://www.savingadvice.com/articles/?p=9201</guid>
		<description><![CDATA[Food is one of the biggest line items in a budget, usually behind only rent or a mortgage and maybe the utilities. It&#8217;s also a necessity so you can&#8217;t just give it up. Many people want to know how to cut their food budget yet still eat something other than Ramen noodles and Hamburger Helper [...]]]></description>
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		<slash:comments>4</slash:comments>
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		<title>Four Important Reasons To Harp On Small Expenses</title>
		<link>http://www.pfadvice.com/2012/02/06/four-important-reasons-to-harp-on-small-expenses/</link>
		<comments>http://www.pfadvice.com/2012/02/06/four-important-reasons-to-harp-on-small-expenses/#comments</comments>
		<pubDate>Mon, 06 Feb 2012 16:14:19 +0000</pubDate>
		<dc:creator>Jennifer Derrick</dc:creator>
				<category><![CDATA[Budgeting]]></category>
		<category><![CDATA[Food / Groceries]]></category>
		<category><![CDATA[Personal Finance]]></category>
		<category><![CDATA[Saving Money]]></category>
		<category><![CDATA[Shopping]]></category>
		<category><![CDATA[financial goals]]></category>
		<category><![CDATA[frivolous expenditures]]></category>
		<category><![CDATA[indulgences]]></category>
		<category><![CDATA[no fun]]></category>
		<category><![CDATA[small expenses]]></category>
		<category><![CDATA[unnecessary spending]]></category>

		<guid isPermaLink="false">http://www.savingadvice.com/articles/?p=9199</guid>
		<description><![CDATA[I&#8217;ve been helping a neighbor attack her New Year&#8217;s resolution to get her finances in order. She&#8217;s been writing down all of her spending for a couple of weeks and I&#8217;m helping her identify things that can be cut back. Like a lot of people, she spends a lot on things like coffee from Starbucks, [...]]]></description>
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		<slash:comments>8</slash:comments>
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		<title>Frugality as a Challenge</title>
		<link>http://www.pfadvice.com/2012/02/01/frugality-as-a-challenge/</link>
		<comments>http://www.pfadvice.com/2012/02/01/frugality-as-a-challenge/#comments</comments>
		<pubDate>Wed, 01 Feb 2012 17:15:20 +0000</pubDate>
		<dc:creator>Jennifer Derrick</dc:creator>
				<category><![CDATA[Frugal]]></category>
		<category><![CDATA[Personal Finance]]></category>
		<category><![CDATA[Saving Money]]></category>
		<category><![CDATA[competition]]></category>
		<category><![CDATA[frugal challenge]]></category>
		<category><![CDATA[frugal games]]></category>
		<category><![CDATA[frugal tricks]]></category>
		<category><![CDATA[frugality]]></category>
		<category><![CDATA[money challenge]]></category>

		<guid isPermaLink="false">http://www.savingadvice.com/articles/?p=9063</guid>
		<description><![CDATA[When I first started embracing frugality, I wasn&#8217;t thrilled with the process. It all seemed so limiting, somehow. I didn&#8217;t enjoy combing sales flyers and planting my own gardens. I wasn&#8217;t thrilled about hanging my clothes out on the line or trying to find yet another way to re-purpose a glass jar. It seemed that [...]]]></description>
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		<slash:comments>4</slash:comments>
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		<title>Money Lessons Learned from Traveling Well</title>
		<link>http://www.pfadvice.com/2012/01/31/money-lessons-learned-from-traveling-well/</link>
		<comments>http://www.pfadvice.com/2012/01/31/money-lessons-learned-from-traveling-well/#comments</comments>
		<pubDate>Tue, 31 Jan 2012 17:17:53 +0000</pubDate>
		<dc:creator>Jennifer Derrick</dc:creator>
				<category><![CDATA[Budgeting]]></category>
		<category><![CDATA[Personal Finance]]></category>
		<category><![CDATA[Travel]]></category>
		<category><![CDATA[comfort travel]]></category>
		<category><![CDATA[travel experience]]></category>
		<category><![CDATA[travel memories]]></category>
		<category><![CDATA[travel sacrifices]]></category>
		<category><![CDATA[travel safety]]></category>
		<category><![CDATA[traveling broke]]></category>
		<category><![CDATA[traveling well]]></category>

		<guid isPermaLink="false">http://www.savingadvice.com/articles/?p=9067</guid>
		<description><![CDATA[Several months ago I wrote a post about what traveling while broke taught me about finance. Now, while I certainly don&#8217;t travel five-star, first-class all of the time, I&#8217;ve reached a point in my life where I can travel comfortably. I no longer have to sleep in a hostel and wait tables in a bar [...]]]></description>
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		<slash:comments>5</slash:comments>
		</item>
		<item>
		<title>67+ Free and Inexpensive Hobbies</title>
		<link>http://www.pfadvice.com/2012/01/30/67-free-and-inexpensive-hobbies/</link>
		<comments>http://www.pfadvice.com/2012/01/30/67-free-and-inexpensive-hobbies/#comments</comments>
		<pubDate>Mon, 30 Jan 2012 13:36:31 +0000</pubDate>
		<dc:creator>Jennifer Derrick</dc:creator>
				<category><![CDATA[Entertainment]]></category>
		<category><![CDATA[Frugal]]></category>
		<category><![CDATA[Personal Finance]]></category>
		<category><![CDATA[Saving Money]]></category>
		<category><![CDATA[cheap hobbies]]></category>
		<category><![CDATA[fun hobbies]]></category>
		<category><![CDATA[hobbies]]></category>
		<category><![CDATA[hobbies that make money]]></category>
		<category><![CDATA[inexpensive hobbies]]></category>

		<guid isPermaLink="false">http://www.savingadvice.com/articles/?p=9065</guid>
		<description><![CDATA[We often think of hobbies as expensive, and some are. If you want to raise horses, collect antique cars, take up drag racing, or own your own plane to indulge your passion for flying, you&#8217;re going to pay a lot of money. However, there are plenty of hobbies available that are free or inexpensive. With [...]]]></description>
		<wfw:commentRss>http://www.pfadvice.com/2012/01/30/67-free-and-inexpensive-hobbies/feed/</wfw:commentRss>
		<slash:comments>3</slash:comments>
		</item>
		<item>
		<title>The Best Financial Gifts You Can Give Your Kids</title>
		<link>http://www.pfadvice.com/2012/01/26/the-best-financial-gifts-you-can-give-your-kids/</link>
		<comments>http://www.pfadvice.com/2012/01/26/the-best-financial-gifts-you-can-give-your-kids/#comments</comments>
		<pubDate>Thu, 26 Jan 2012 16:35:51 +0000</pubDate>
		<dc:creator>Jennifer Derrick</dc:creator>
				<category><![CDATA[Personal Finance]]></category>
		<category><![CDATA[Relationships]]></category>
		<category><![CDATA[Retirement]]></category>
		<category><![CDATA[best gifts]]></category>
		<category><![CDATA[building wealth]]></category>
		<category><![CDATA[financial security]]></category>
		<category><![CDATA[gifts]]></category>
		<category><![CDATA[gifts for kids]]></category>
		<category><![CDATA[kids activities]]></category>
		<category><![CDATA[kids sports]]></category>
		<category><![CDATA[secure environment]]></category>
		<category><![CDATA[stable household]]></category>

		<guid isPermaLink="false">http://www.savingadvice.com/articles/?p=9004</guid>
		<description><![CDATA[Whenever I read or post an article that suggests that someone cut down spending on their kids, I&#8217;m always amused (and amazed) by the outraged comments. If you dare to suggest to someone that is struggling that they cut down on the sports or extra curricular activities, take the kids out of private school, cancel [...]]]></description>
		<wfw:commentRss>http://www.pfadvice.com/2012/01/26/the-best-financial-gifts-you-can-give-your-kids/feed/</wfw:commentRss>
		<slash:comments>8</slash:comments>
		</item>
		<item>
		<title>Money Lessons From Aesop&#8217;s Fables</title>
		<link>http://www.pfadvice.com/2012/01/24/money-lessons-from-aesops-fables/</link>
		<comments>http://www.pfadvice.com/2012/01/24/money-lessons-from-aesops-fables/#comments</comments>
		<pubDate>Tue, 24 Jan 2012 16:44:08 +0000</pubDate>
		<dc:creator>Jennifer Derrick</dc:creator>
				<category><![CDATA[Frugal]]></category>
		<category><![CDATA[Personal Finance]]></category>
		<category><![CDATA[Relationships]]></category>
		<category><![CDATA[Saving Money]]></category>
		<category><![CDATA[Aesop]]></category>
		<category><![CDATA[Aesop's fables]]></category>
		<category><![CDATA[greed]]></category>
		<category><![CDATA[little by little]]></category>
		<category><![CDATA[miser]]></category>
		<category><![CDATA[money fables]]></category>
		<category><![CDATA[money lessons]]></category>
		<category><![CDATA[preparedness]]></category>
		<category><![CDATA[teaching about money]]></category>
		<category><![CDATA[value]]></category>

		<guid isPermaLink="false">http://www.savingadvice.com/articles/?p=9007</guid>
		<description><![CDATA[As a kid you probably grew up hearing Aesop&#8217;s Fables. These little stories all have a moral designed to teach kids (and adults) to live better lives and to be better people. Many of these stories deal indirectly with financial topics. As an adult it&#8217;s fun to go back and re-read some of these tales. [...]]]></description>
		<wfw:commentRss>http://www.pfadvice.com/2012/01/24/money-lessons-from-aesops-fables/feed/</wfw:commentRss>
		<slash:comments>3</slash:comments>
		</item>
		<item>
		<title>44 Inexpensive Ways to Improve Your Home Inside and Out</title>
		<link>http://www.pfadvice.com/2012/01/23/44-inexpensive-ways-to-improve-your-home-inside-and-out/</link>
		<comments>http://www.pfadvice.com/2012/01/23/44-inexpensive-ways-to-improve-your-home-inside-and-out/#comments</comments>
		<pubDate>Mon, 23 Jan 2012 12:43:08 +0000</pubDate>
		<dc:creator>Jennifer Derrick</dc:creator>
				<category><![CDATA[Housing]]></category>
		<category><![CDATA[Personal Finance]]></category>
		<category><![CDATA[Saving Money]]></category>
		<category><![CDATA[home improvement]]></category>
		<category><![CDATA[home repairs]]></category>
		<category><![CDATA[home upgrades]]></category>
		<category><![CDATA[inexpensive improvements]]></category>
		<category><![CDATA[save money]]></category>

		<guid isPermaLink="false">http://www.savingadvice.com/articles/?p=8992</guid>
		<description><![CDATA[If you&#8217;ve lived in your house for any length of time, you may find yourself bored by your home. If you watch too many shows on HGTV your own home can start to look unappealing by contrast. Maybe you&#8217;re tired of the carpet or paint colors, you hate the yard, or you&#8217;re frustrated by the [...]]]></description>
		<wfw:commentRss>http://www.pfadvice.com/2012/01/23/44-inexpensive-ways-to-improve-your-home-inside-and-out/feed/</wfw:commentRss>
		<slash:comments>3</slash:comments>
		</item>
		<item>
		<title>Trying to Lose Weight? Don&#8217;t Get Scammed</title>
		<link>http://www.pfadvice.com/2012/01/20/trying-to-lose-weight-dont-get-scammed/</link>
		<comments>http://www.pfadvice.com/2012/01/20/trying-to-lose-weight-dont-get-scammed/#comments</comments>
		<pubDate>Fri, 20 Jan 2012 17:39:46 +0000</pubDate>
		<dc:creator>Jennifer Derrick</dc:creator>
				<category><![CDATA[Health]]></category>
		<category><![CDATA[Personal Finance]]></category>
		<category><![CDATA[Saving Money]]></category>
		<category><![CDATA[limited time offer]]></category>
		<category><![CDATA[lose weight]]></category>
		<category><![CDATA[Twinkie diet]]></category>
		<category><![CDATA[weight loss scams]]></category>
		<category><![CDATA[weight loss scientists]]></category>
		<category><![CDATA[weight loss secrets]]></category>

		<guid isPermaLink="false">http://www.savingadvice.com/articles/?p=8838</guid>
		<description><![CDATA[This is the time of year when many people launch their weight loss efforts. Weight loss is hard work and it&#8217;s easy to fall for those products that purport to make it easier. We so want to believe that it doesn&#8217;t have to take so long, or require so much sacrifice from us. We want [...]]]></description>
		<wfw:commentRss>http://www.pfadvice.com/2012/01/20/trying-to-lose-weight-dont-get-scammed/feed/</wfw:commentRss>
		<slash:comments>1</slash:comments>
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