Author Archives: Jennifer Derrick

20 Great Places to Escape the Heat

A couple of years ago, I wrote a piece about things you could do to beat the heat on a budget. Now that summer’s here again, I’d like to take that list a step further and give you a list … Continue reading

Posted in Entertainment, Frugal, Personal Finance | Tagged , , , , , | 1 Comment

15 Terrible Excuses That Will Wreck Your Finances

We all tend to make excuses from time to time. It’s just human nature. But I’ve seen people rely too heavily on excuses when it comes to money. When they have too much debt or can’t seem to make ends … Continue reading

Posted in Budgeting, Debt, Frugal, Personal Finance, Saving Money | Tagged , , , , , , , , , , , , | 1 Comment

Your Thirties Can Kill Your Finances

When it comes to living dangerously with your finances, it seems as though your thirties are the most dangerous decade. Obviously you have to be mindful of your money habits throughout your life because it’s possible to screw up with … Continue reading

Posted in Budgeting, Personal Finance, Relationships | Tagged , , , , , , , , | 1 Comment

Go Ahead and Be a Sellout

A long time ago I had high artistic ideals. I wanted my work to change the world, to bring awareness to important issues, and to be “great.” That lasted until I was out of college. That’s when I realized that … Continue reading

Posted in Making Money, Personal Finance, Work | Tagged , , , , , , , | 1 Comment

Virtual Reality Can Help You Save Money

It’s funny how the human mind can conceive of just about everything except our older selves. We can easily imagine a pink dragon that farts rainbow bubbles, but if you ask us to imagine ourselves as old, we can’t do … Continue reading

Posted in Investing, Personal Finance, Retirement, Saving Money | Tagged , , , , , , , | 2 Comments

Want to be Financially Successful? Read More than Personal Finance Books

When most of us sit down to learn about personal finance, we head for the personal finance aisle of the bookstore or library (or the top personal finance websites). We read the books by Dave Ramsey, Suze Orman, Jean Chatzky, … Continue reading

Posted in Personal Finance | Tagged , , , , , , , | 4 Comments

Successful People Don’t Whine

I’m always amazed when, in real life conversations or article comment trails about money related topics, someone inevitably says, “That [insert behavior that is not the norm] will never work for me. It simply cannot be done.” Either that or … Continue reading

Posted in Making Money, Personal Finance, Saving Money | Tagged , , , , , , | 3 Comments

The Save What You Spend Challenge

There are a lot of different savings challenges like the 52 week money challenge and the 365 day money challenge, but this isn’t the only way that you can create an opportunity to save money. One of the most effective … Continue reading

Posted in Personal Finance, Saving Money | Tagged , , , , , , , | 3 Comments

14 “Impossible” Money Goals That Aren’t

Whenever you bring up a large or extreme financial/frugal goal (particularly if you bring it up at a party populated by spendy people, as I once did and will never do again), the first response is often a dismissive snort … Continue reading

Posted in Budgeting, Cars, Frugal, Personal Finance, Retirement, Saving Money | Tagged , , , , , , | 3 Comments

Dropping Car Coverage Can Affect Rental Car Costs

Finance gurus will tell you that you should drop the “Comprehensive and Collision” coverage on your auto insurance once the value of your car drops to the point that the insurer would automatically total your car in the event of … Continue reading

Posted in Cars, Insurance, Personal Finance, Saving Money | Tagged , , , , | 2 Comments

25 Things That Hold Your Money and Your Dreams Hostage

We all have things that we’d like to do in life. Have kids, travel, get married, buy a new home, start our own business, or simply retire well (and maybe early). You probably have your own dreams that aren’t on … Continue reading

Posted in Budgeting, Debt, Housing, Personal Finance, Saving Money, Shopping, Taxes | Tagged , , , , , , , | 3 Comments

Alternative Ways to Get Your Kicks: Fun Money Friday

We all have things that we enjoy doing. Maybe you love to read, buy shoes or handbags, visit amusement parks, ski, travel, scuba dive, or any of a thousand other things. Chances are that most of your fun activities cost … Continue reading

Posted in Frugal, Personal Finance, Saving Money | Tagged , , , , , , | 3 Comments

The $500 Mistake

We all have different personalities and things that we find fun. For many years, I’ve known that I am not the sort of person who enjoys going out to crowded places and doing the “typical” Friday and Saturday night activities … Continue reading

Posted in Budgeting, Entertainment, Personal Finance, Relationships, Saving Money | Tagged , , , , , , | 7 Comments

You Can Afford It. But Should You Spend It?

Once you reach a certain level of financial comfort, you’ll find yourself buying things you might have bypassed in your more financially strapped days. You may find yourself springing for nicer accommodations on vacation, or taking longer vacations. Maybe you … Continue reading

Posted in Budgeting, Personal Finance | Tagged , , , , , | 4 Comments

9 Ways to Vacation for Free (or Nearly So)

Many people think that vacations, particularly to far flung destinations, are out of their financial reach. But this isn’t always the case. While travel can be expensive, there are ways to travel for free or at deeply discounted rates. These … Continue reading

Posted in Budgeting, Personal Finance, Saving Money, Travel | Tagged , , , , , , , , | 1 Comment

Let Your Kids Suffer. They’ll Be Better Off.

When I left home to go to college (many years ago), my parents made it very clear that I was on my own. While they would help with expenses as long as I was in school, those expenses were going … Continue reading

Posted in Housing, Personal Finance, Relationships | Tagged , , , , , , , | 23 Comments

Challenge Yourself: Fun Money Friday

Saving money (and spending it wisely) can get boring. It’s hard to deny yourself all of your wants and to consistently focus on “good” financial behavior. You can spice things up, though, by challenging yourself to improve in any area … Continue reading

Posted in Budgeting, Making Money, Personal Finance, Saving Money | Tagged , , , , , , , | 3 Comments

Start a Swap: Fun Money Friday

If you’ve got stuff you no longer want or love, one of the best ways to get new stuff is to swap with someone else. They probably have stuff they no longer want, too, so a swap works for both … Continue reading

Posted in Frugal, Personal Finance, Saving Money, Shopping | Tagged , , , , , , | 2 Comments

Don’t Focus on the Numbers

Everyone loves a personal story. We like to hear how other people paid off debt, retired early, paid for college, or afforded that fabulous vacation. Personal stories are fun to read and can be inspiring. However, too many people focus … Continue reading

Posted in Debt, Personal Finance | Tagged , , , , , , | 2 Comments

Buying Stuff Isn’t Saving Money

Ah, well. I knew it was too good to last. A couple of months ago, I wrote a piece about how Fidelity’s latest ad campaign about managing your personal economy impressed me with its common sense message. Well, here we … Continue reading

Posted in Credit Cards, Debt, Personal Finance, Saving Money, Shopping | Tagged , , , , , | 4 Comments