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	<title>Personal Finance Advice &#187; Jeffrey Strain</title>
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	<link>http://www.pfadvice.com</link>
	<description>Bridging the gap between saving money and investing</description>
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		<title>90,000 Mile Car Service Shock: Day 135</title>
		<link>http://www.pfadvice.com/2013/05/18/90000-mile-car-service-shock-day-135/</link>
		<comments>http://www.pfadvice.com/2013/05/18/90000-mile-car-service-shock-day-135/#comments</comments>
		<pubDate>Sun, 19 May 2013 06:00:39 +0000</pubDate>
		<dc:creator>Jeffrey Strain</dc:creator>
				<category><![CDATA[Cars]]></category>
		<category><![CDATA[Minimum Wage Challenge]]></category>
		<category><![CDATA[Personal Finance]]></category>
		<category><![CDATA[axle repair]]></category>
		<category><![CDATA[car costs]]></category>
		<category><![CDATA[car mechanic]]></category>
		<category><![CDATA[car repair]]></category>
		<category><![CDATA[minimum wage challenge]]></category>
		<category><![CDATA[service car]]></category>
		<category><![CDATA[service light]]></category>

		<guid isPermaLink="false">http://www.savingadvice.com/articles/?p=15237</guid>
		<description><![CDATA[I knew that there would be hiccups from time to time in the minimum wage challenge. It would be wonderful if spending was something that could always be prepared for and anticipated, but the reality is that unexpected costs will present themselves from time to time, and a decision what to do will have to [...]]]></description>
		<wfw:commentRss>http://www.pfadvice.com/2013/05/18/90000-mile-car-service-shock-day-135/feed/</wfw:commentRss>
		<slash:comments>2</slash:comments>
		</item>
		<item>
		<title>Causing a Blood Test Commotion: Day 134</title>
		<link>http://www.pfadvice.com/2013/05/17/causing-a-blood-test-commotion-day-134/</link>
		<comments>http://www.pfadvice.com/2013/05/17/causing-a-blood-test-commotion-day-134/#comments</comments>
		<pubDate>Fri, 17 May 2013 21:42:37 +0000</pubDate>
		<dc:creator>Jeffrey Strain</dc:creator>
				<category><![CDATA[Health]]></category>
		<category><![CDATA[Medical]]></category>
		<category><![CDATA[Minimum Wage Challenge]]></category>
		<category><![CDATA[Personal Finance]]></category>
		<category><![CDATA[blood draw]]></category>
		<category><![CDATA[blood test]]></category>
		<category><![CDATA[hospital visit]]></category>
		<category><![CDATA[minimum wage challenge]]></category>
		<category><![CDATA[vitamin D]]></category>
		<category><![CDATA[vitamin D levels]]></category>
		<category><![CDATA[vitamin D test]]></category>

		<guid isPermaLink="false">http://www.savingadvice.com/articles/?p=15210</guid>
		<description><![CDATA[It was a pretty uneventful day in regard to spending since most of the day was spent catching up on the things I had put off while on the three day trip. When it comes to the minimum wage challenge, uneventful spending days are days to be celebrated. It wasn&#8217;t a no spend day, however, [...]]]></description>
		<wfw:commentRss>http://www.pfadvice.com/2013/05/17/causing-a-blood-test-commotion-day-134/feed/</wfw:commentRss>
		<slash:comments>2</slash:comments>
		</item>
		<item>
		<title>Finding Those Special Spots at Fern Canyon: Days 131 &#8211; 133</title>
		<link>http://www.pfadvice.com/2013/05/16/finding-those-special-spots-at-fern-canyon-days-131-133/</link>
		<comments>http://www.pfadvice.com/2013/05/16/finding-those-special-spots-at-fern-canyon-days-131-133/#comments</comments>
		<pubDate>Thu, 16 May 2013 22:36:44 +0000</pubDate>
		<dc:creator>Jeffrey Strain</dc:creator>
				<category><![CDATA[Minimum Wage Challenge]]></category>
		<category><![CDATA[Personal Finance]]></category>
		<category><![CDATA[Travel]]></category>
		<category><![CDATA[fern canyon]]></category>
		<category><![CDATA[minimum wage challenge]]></category>
		<category><![CDATA[national parks]]></category>
		<category><![CDATA[Prairie Creek redwoods]]></category>
		<category><![CDATA[redwood national park]]></category>
		<category><![CDATA[state parks]]></category>

		<guid isPermaLink="false">http://www.savingadvice.com/articles/?p=15175</guid>
		<description><![CDATA[After the recent house sitting gig and the amount of money I saved during that time, I decided that a short trip was in order even while on the minimum wage challenge. I opted to head to Redwood National Park to visit one of those places that is so special that I put it on [...]]]></description>
		<wfw:commentRss>http://www.pfadvice.com/2013/05/16/finding-those-special-spots-at-fern-canyon-days-131-133/feed/</wfw:commentRss>
		<slash:comments>2</slash:comments>
		</item>
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		<title>I&#8217;m An Idiot Home Exercise Room Edition: Days 122 &#8211; 130</title>
		<link>http://www.pfadvice.com/2013/05/14/im-an-idiot-home-exercise-room-edition-days-122-130/</link>
		<comments>http://www.pfadvice.com/2013/05/14/im-an-idiot-home-exercise-room-edition-days-122-130/#comments</comments>
		<pubDate>Wed, 15 May 2013 04:18:31 +0000</pubDate>
		<dc:creator>Jeffrey Strain</dc:creator>
				<category><![CDATA[Health]]></category>
		<category><![CDATA[Minimum Wage Challenge]]></category>
		<category><![CDATA[Personal Finance]]></category>
		<category><![CDATA[exercise]]></category>
		<category><![CDATA[exercise equipment]]></category>
		<category><![CDATA[free weights]]></category>
		<category><![CDATA[gym membership]]></category>
		<category><![CDATA[home gym]]></category>
		<category><![CDATA[house gym]]></category>
		<category><![CDATA[house sitting]]></category>
		<category><![CDATA[minimum wage challenge]]></category>
		<category><![CDATA[save money]]></category>
		<category><![CDATA[treadmill]]></category>
		<category><![CDATA[walking]]></category>

		<guid isPermaLink="false">http://www.savingadvice.com/articles/?p=15126</guid>
		<description><![CDATA[As predicted, eight of the last nine days have been no-spend-days as I continue to house sit and work on my writing. This has been great news for the minimum wage challenge. As mentioned before, I had everything that I really needed which gave me the opportunity to save a bit of money, although it [...]]]></description>
		<wfw:commentRss>http://www.pfadvice.com/2013/05/14/im-an-idiot-home-exercise-room-edition-days-122-130/feed/</wfw:commentRss>
		<slash:comments>8</slash:comments>
		</item>
		<item>
		<title>My Boring Life: Day 121</title>
		<link>http://www.pfadvice.com/2013/05/02/my-boring-life-day-121/</link>
		<comments>http://www.pfadvice.com/2013/05/02/my-boring-life-day-121/#comments</comments>
		<pubDate>Fri, 03 May 2013 06:57:24 +0000</pubDate>
		<dc:creator>Jeffrey Strain</dc:creator>
				<category><![CDATA[Minimum Wage Challenge]]></category>
		<category><![CDATA[Personal Finance]]></category>
		<category><![CDATA[boring day]]></category>
		<category><![CDATA[daily routine]]></category>
		<category><![CDATA[exciting day]]></category>
		<category><![CDATA[normal day]]></category>
		<category><![CDATA[routine]]></category>

		<guid isPermaLink="false">http://www.savingadvice.com/articles/?p=15023</guid>
		<description><![CDATA[From a money spending perspective, the next week is going to be pretty boring for you to read about because unless something unexpected happens (which is always a possibility), I&#8217;m anticipating that it&#8217;ll be a no-spend-week. This is one of those Catch 22 situations when it comes to writing about being on a strict budget [...]]]></description>
		<wfw:commentRss>http://www.pfadvice.com/2013/05/02/my-boring-life-day-121/feed/</wfw:commentRss>
		<slash:comments>2</slash:comments>
		</item>
		<item>
		<title>Lost Months: Minimum Wage Challenge Days 49 &#8211; 120</title>
		<link>http://www.pfadvice.com/2013/05/01/lost-months-minimum-wage-challenge-days-49-120/</link>
		<comments>http://www.pfadvice.com/2013/05/01/lost-months-minimum-wage-challenge-days-49-120/#comments</comments>
		<pubDate>Wed, 01 May 2013 20:34:24 +0000</pubDate>
		<dc:creator>Jeffrey Strain</dc:creator>
				<category><![CDATA[Minimum Wage Challenge]]></category>
		<category><![CDATA[Personal Finance]]></category>
		<category><![CDATA[car expenses]]></category>
		<category><![CDATA[glass beach]]></category>
		<category><![CDATA[Golden Gate Bridge]]></category>
		<category><![CDATA[Housing]]></category>
		<category><![CDATA[Joshua tree]]></category>
		<category><![CDATA[marin headllands]]></category>
		<category><![CDATA[minimum wage]]></category>
		<category><![CDATA[Muir Woods]]></category>
		<category><![CDATA[skiing]]></category>

		<guid isPermaLink="false">http://www.savingadvice.com/articles/?p=14998</guid>
		<description><![CDATA[Well, it certainly has been awhile. If you can remember that far back, in late February I was diagnosed with extremely low vitamin D after going to visit my doctor because I had a fuzzy head. Over the last 2+ months I had good days and bad days, but things have progressively gotten better. I [...]]]></description>
		<wfw:commentRss>http://www.pfadvice.com/2013/05/01/lost-months-minimum-wage-challenge-days-49-120/feed/</wfw:commentRss>
		<slash:comments>13</slash:comments>
		</item>
		<item>
		<title>10 Legitimate Reasons Not To Get Your Finances In Order</title>
		<link>http://www.pfadvice.com/2013/03/24/10-legitimate-reasons-not-to-get-your-finances-in-order/</link>
		<comments>http://www.pfadvice.com/2013/03/24/10-legitimate-reasons-not-to-get-your-finances-in-order/#comments</comments>
		<pubDate>Sun, 24 Mar 2013 20:30:58 +0000</pubDate>
		<dc:creator>Jeffrey Strain</dc:creator>
				<category><![CDATA[Personal Finance]]></category>
		<category><![CDATA[baby steps]]></category>
		<category><![CDATA[excuses]]></category>
		<category><![CDATA[finances]]></category>
		<category><![CDATA[financial sacrifices]]></category>
		<category><![CDATA[getting started]]></category>
		<category><![CDATA[legitimate reasons]]></category>
		<category><![CDATA[money management]]></category>
		<category><![CDATA[save money]]></category>

		<guid isPermaLink="false">http://www.savingadvice.com/articles/?p=14629</guid>
		<description><![CDATA[When it comes to putting in the time and effort to get personal finances in order, I have heard a lot of supposedly good reasons why people haven&#8217;t started. There is no doubt that there are a lot of sacrifices that need to be made and it&#8217;s not an easy process for many. That being [...]]]></description>
		<wfw:commentRss>http://www.pfadvice.com/2013/03/24/10-legitimate-reasons-not-to-get-your-finances-in-order/feed/</wfw:commentRss>
		<slash:comments>3</slash:comments>
		</item>
		<item>
		<title>Lost Week: Day 42 &#8211; 48</title>
		<link>http://www.pfadvice.com/2013/02/19/lost-week-day-42-48/</link>
		<comments>http://www.pfadvice.com/2013/02/19/lost-week-day-42-48/#comments</comments>
		<pubDate>Wed, 20 Feb 2013 06:06:45 +0000</pubDate>
		<dc:creator>Jeffrey Strain</dc:creator>
				<category><![CDATA[Health]]></category>
		<category><![CDATA[Minimum Wage Challenge]]></category>
		<category><![CDATA[Personal Finance]]></category>
		<category><![CDATA[Work]]></category>
		<category><![CDATA[catch 22]]></category>
		<category><![CDATA[clear head]]></category>
		<category><![CDATA[D deficiency]]></category>
		<category><![CDATA[eating healthy]]></category>
		<category><![CDATA[foggy head]]></category>
		<category><![CDATA[minimum wage]]></category>
		<category><![CDATA[no spend week]]></category>
		<category><![CDATA[rough week]]></category>
		<category><![CDATA[vitamin D]]></category>

		<guid isPermaLink="false">http://www.savingadvice.com/articles/?p=14385</guid>
		<description><![CDATA[It&#8217;s been a rough week where I have had minimal productivity. I realized after the low vitamin D diagnosis that I had been doing some things on my own to fight the effects which weren&#8217;t particularly healthy including eating a lot of junk food and gaining some weight. Upon understanding a bit more about what [...]]]></description>
		<wfw:commentRss>http://www.pfadvice.com/2013/02/19/lost-week-day-42-48/feed/</wfw:commentRss>
		<slash:comments>13</slash:comments>
		</item>
		<item>
		<title>Gaining Weight: Day 40 &amp; 41</title>
		<link>http://www.pfadvice.com/2013/02/15/gaining-weight-day-40-41/</link>
		<comments>http://www.pfadvice.com/2013/02/15/gaining-weight-day-40-41/#comments</comments>
		<pubDate>Fri, 15 Feb 2013 07:11:40 +0000</pubDate>
		<dc:creator>Jeffrey Strain</dc:creator>
				<category><![CDATA[Health]]></category>
		<category><![CDATA[Minimum Wage Challenge]]></category>
		<category><![CDATA[Personal Finance]]></category>
		<category><![CDATA[X Files]]></category>
		<category><![CDATA[bunkers]]></category>
		<category><![CDATA[fuzzy head]]></category>
		<category><![CDATA[gaining weight]]></category>
		<category><![CDATA[hiking]]></category>
		<category><![CDATA[house sitting]]></category>
		<category><![CDATA[Marin Headlands]]></category>
		<category><![CDATA[minimum wage]]></category>
		<category><![CDATA[Vitamin D deficiency]]></category>

		<guid isPermaLink="false">http://www.savingadvice.com/articles/?p=14323</guid>
		<description><![CDATA[As I expected, I woke up quite sore from a the day of digging in the sand. I definitely used more than a few muscles that I don&#8217;t normally use, and my body decided to remind me of that the entire day. Even when sitting in front of the computer most of the day where [...]]]></description>
		<wfw:commentRss>http://www.pfadvice.com/2013/02/15/gaining-weight-day-40-41/feed/</wfw:commentRss>
		<slash:comments>10</slash:comments>
		</item>
		<item>
		<title>Free Hobbies and Vitamin D: Day 39</title>
		<link>http://www.pfadvice.com/2013/02/11/free-hobbies-and-vitamin-d-day-39/</link>
		<comments>http://www.pfadvice.com/2013/02/11/free-hobbies-and-vitamin-d-day-39/#comments</comments>
		<pubDate>Tue, 12 Feb 2013 05:44:17 +0000</pubDate>
		<dc:creator>Jeffrey Strain</dc:creator>
				<category><![CDATA[Entertainment]]></category>
		<category><![CDATA[Health]]></category>
		<category><![CDATA[Minimum Wage Challenge]]></category>
		<category><![CDATA[Personal Finance]]></category>
		<category><![CDATA[cheap hobby]]></category>
		<category><![CDATA[free hobby]]></category>
		<category><![CDATA[fuzzy head]]></category>
		<category><![CDATA[glassing]]></category>
		<category><![CDATA[minimum wage]]></category>
		<category><![CDATA[sea glass]]></category>
		<category><![CDATA[vitamin D]]></category>

		<guid isPermaLink="false">http://www.savingadvice.com/articles/?p=14274</guid>
		<description><![CDATA[It appears that we have found the culprit to my fuzzy head. All my blood tests came back within the normal range except for my vitamin D test which came in well below what it was supposed to be (for those familiar, it came in at 11). This actually surprised me quite a bit because [...]]]></description>
		<wfw:commentRss>http://www.pfadvice.com/2013/02/11/free-hobbies-and-vitamin-d-day-39/feed/</wfw:commentRss>
		<slash:comments>14</slash:comments>
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