Author Archives: J. Alan Maguire

The Importance of a Financial Journal

Sometimes it’s the simplest of things that can help you stay motivated and get your finances to a place that you want them. While there are all kinds of theories and devices that you can use, simply taking the time … Continue reading

Posted in Budgeting, Making Money, Personal Finance, Saving Money | Tagged , , , , , , , | 5 Comments

Social Security Restart: The Little Known Process to get a Larger SS Check Each Month

Are you one of the many who have retired early? Do you regret not waiting until later so you could get a larger check every month? Well, you may be in luck. There is a little-known process you can go … Continue reading

Posted in Personal Finance, Retirement, Saving Money, Work | Tagged , , , , , | 5 Comments

Casual Dress: When It Makes Sense for the Workplace

I’ve written before about dressing and looking your best to succeed in the workplace and life, and I still believe this one hundred percent. However, I overheard an interesting discussion that illustrated the desire for casual dress and how people … Continue reading

Posted in Personal Finance, Saving Money, Work | Tagged , , , , | 10 Comments

Face it: Eating Healthy Does Cost More

What do you usually have for a snack? Do you choose something healthy like fruit or veggies? Or is it more like a bag of chips or your favorite candy bar? How about dinner? Do you make dinner from scratch, … Continue reading

Posted in Food / Groceries, Health, Personal Finance, Saving Money | Tagged , , , , , | 8 Comments

You Can Be Too Frugal

Have you poured a half finished glass of orange juice back into the carton? Have you taken toilet paper down from your trees after being TP’d to use for its original purpose? I have heard of people doing just that. … Continue reading

Posted in Budgeting, Frugal, Personal Finance, Saving Money | Tagged , , , , , , | 7 Comments

Start: Your Finances Won’t Get Better Until You Do

You know you need to pay attention to your finances and create some kind of spending plan. So why haven’t you started? Are you just waiting for the right software, book, or moment? Maybe you feel overwhelmed. The reasons for … Continue reading

Posted in Personal Finance | Tagged , , , , , , | 5 Comments

Do You Hunger for Money?

Spend less than you earn. Pay yourself first. Save 10 percent of all of your earnings. These are some of the most basic principles of personal finance, yet millions fail to do this. There are hundreds of personal finance books … Continue reading

Posted in Making Money, Personal Finance | 7 Comments

How to Save Money at Conferences

Working in the web development industry, I get a chance to go to at least one conference, seminar, or training class every year. This way I can keep up with the latest technologies and our company benefits from my acquired … Continue reading

Posted in Saving Money, Travel, Work | 3 Comments

Career Considerations

We all want a job we enjoy and not dread going to each day. Are you just starting out and are not sure what you want to do? Or do you currently have a job, but long to be doing … Continue reading

Posted in Work | 3 Comments

Financial Fears

What scares you? What is holding you back and affecting your financial well-being? If you were not afraid, how different would your life be? I think fear is a major problem when it comes to finances. Do you have any … Continue reading

Posted in Budgeting, Personal Finance, Relationships | 5 Comments

Starting a Business? Don’t Quit Your Day Job

If you are toying with the idea of starting a business, it is probably best to start it on a part-time basis while continuing with your regular job. Many small businesses fail within the first year, so take advantage of … Continue reading

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Financial Survival – Survivorman

One of the few shows I make sure I watch is Survivorman. For those who are unfamiliar with this show, it is about a man who strands himself in different locales all around the world with just his camera equipment … Continue reading

Posted in Budgeting, Personal Finance, Saving Money | 3 Comments

When Lightning Strikes – How To Remember Your Great Ideas

Great ideas can come at any time. More often than not, we are usually preoccupied when the lightning strikes, and we tell ourselves we will write it down later only to forget what it was that was so amazing. No … Continue reading

Posted in X Files | 1 Comment

Great Murderers

In her book, If You Want to Write, Barbara Ueland states, “Families are great murderers of the creative impulse…” This statement is bold, but unfortunately true for many. Many have had family members shoot down great ideas as too good … Continue reading

Posted in X Files | 2 Comments

Rich Enough Not To Waste Time

“I’m talking about liquid. Rich enough to have your own jet. Rich enough not to waste time. Fifty, a hundred million dollars, buddy. A player. Or nothing.” — Gordon Gekko, Wall Street. Watching Wall Street the other night, the above … Continue reading

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Dress For Success

Starting this year, Illinois State University initiated a classroom dress code for students in marketing classes. Students taking marketing classes will no longer be able to roll out of bed, throw on whatever they feel like, and head off to … Continue reading

Posted in Work | 6 Comments

Are You Entitled To A Raise?

We all feel we deserve a raise, but are we entitled to one. Are employers required to give raises? Unless you have a contract stating you will receive a raise at a certain point, your employer is not required to … Continue reading

Posted in Making Money, Personal Finance, Work | 3 Comments

Kindergarten, Money and Positive Incentives

For the first day of kindergarten, I walked in to my daughter’s classroom and at each child’s place at the table lay 3 pennies. These were fake pennies, but as our kindergarten information packet stated, they were worth something. Every … Continue reading

Posted in Education, Personal Finance, Relationships, X Files | 2 Comments

How Checking Receipts Can Save Money

From time to time, things get the best of me and I let various forms of paperwork pile up, putting off today what I can do tomorrow. I become the Bizzaro Ben Franklin. This pile can end up filling a … Continue reading

Posted in Saving Money, Shopping | 4 Comments