Author Archives: Guest Writer

Ten Things Seniors Need to Know About Purchasing Annuities But Don’t!

By Bob Hock If you walk into a meeting with any financial adviser, there’s a very good chance that the adviser will present an annuity for your nest egg. Annuities have turned into the Mr. Fix-It for all age groups. … Continue reading

Posted in Investing, Personal Finance, Retirement | Tagged , , , , | 4 Comments

20 Benefits Of Growing Herbs That Save Money

As an avid gardener one of my favorite things to grow is herbs because they have so many uses and from what I’ve found can actually help save money. Yes, herbs like thyme, lavender, citronella, mint and many others are … Continue reading

Posted in Food / Groceries, Frugal, Health, Housing, Personal Finance, Saving Money, Shopping | Tagged , , , , | 1 Comment

Ten Ways We Psychologically Hurt Our Relationship With Money

By Dr. Charles Richards Why is it that just when everything seems to be going well financially and you feel like you’re getting ahead, something seems to crop up that alters your plans? In my practice as a psychotherapist, I’ve … Continue reading

Posted in Budgeting, Credit Cards, Debt, Personal Finance, Relationships, Saving Money | Tagged , , , , , , , , , , , , , , , | 2 Comments

Ten Mistakes People Make Trying to Invest in Art

By entrepreneur-turned-art-dealer and gallery owner, Bill Clark of Clark Art Gallery, in Cheshire and London At a time where bank deposits, property and most conventional investments are producing poor returns there is a temptation to try less familiar investment commodities … Continue reading

Posted in Investing, Making Money, Personal Finance, Shopping | Tagged , , , , , , , , , | 6 Comments

The Top Ten Things that Ruin Budgets

By Mitchell D Weiss Budgets are a necessity to keep personal finances in order, but they aren’t necessarily easy to keep.There are plenty of things that can quickly ruin a budget and ruin the best laid financial plans. Here are … Continue reading

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10 Reasons Credit Unions Are Better Than Banks

If you still have your money in a big bank, you may not be getting the most out of it. More and more people are moving their money from the big corporate banks into smaller credit unions for a variety … Continue reading

Posted in Personal Finance, Saving Money | Tagged , , , , , | 6 Comments

25 Ways to Save Money on Your Insurance Plans

By Sara Lennon If there was a big list entitled “The Procrastinator’s Massive List of Stuff That Never Gets Done”, you can put a fair bet that saving money on insurance would be near the top. However, that doesn’t make … Continue reading

Posted in Cars, Housing, Insurance, Personal Finance, Saving Money | Tagged , , , , , , , | 4 Comments

20 Changes I Made to Lose 100 Lbs and Save Money

By David Cummings It’s funny how it’s the little things that seem to make clear what you have known all along, but refused to acknowledge. On March 20, 2011 I bent down to tie a shoe lace that had come … Continue reading

Posted in Food / Groceries, Health, Personal Finance, Saving Money, Shopping | Tagged , , , , , , , | 18 Comments

How a Black Magic Marker Saved My Outfit Plus Eight Fashion Tips That Will Save You Money

By Vicky Oliver I first realized that I was a frugalista a few years ago when I took a favorite black jacket back to the dry cleaners to complain that the garment had started to “pill.” The finely spun black … Continue reading

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10 Things The Army Taught Me About Finances

By Steve Repak, CFP® In basic training, a soldier goes through a process of mental and emotional retraining so that they can operate in an environment very different from the civilian world. I figured out I could take some of … Continue reading

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How To Say “No” and Help Your Finances in 2012

By Jim Camp Do you believe compromise is the best way to get what you want? There’s a better way, and it’s based on a word young children understand even better than adults: “No!” If you’d like to boost your … Continue reading

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10 Ways to Give Back During the Holiday Grind

By Dana Free Ah, the season of giving. Magic in the air, Christmas carolers echoing throughout packed shopping malls, Salvation Army collection bells ringing — it’s the most wonderful time of the year to do good for others…right? With your … Continue reading

Posted in Holidays, Personal Finance, Shopping | Tagged , , , , , , , , , | 3 Comments

Effective Ways to Save Money

This article is written by SB, who blogs at One cent at a time, a blog dedicated to all round well-being for everyone including saving money, smart investments and improving productivity. Subscribe to his RSS feed via email or e … Continue reading

Posted in Personal Finance, Saving Money | Tagged , , , , , , | 5 Comments

The Road To Wealth

This is a guest post by Ashley at Money Talks The road to wealth may not be a smooth ride, but the fact remains you are either moving towards wealth, or you are moving towards poverty. Everyone moves along this … Continue reading

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What to Expect When Getting Pre-Approved for a Mortgage

This is a guest post from Little Miss Moneybags If you’re house-hunting, a mortgage pre-approval is a great thing to have in your back pocket. It shows real estate agents and sellers that you’re serious, and can help move the … Continue reading

Posted in Housing, Personal Finance | Tagged , , , , , | 3 Comments

10 Free Mobile Apps That Save Money

By Farnoosh Torabi, Manilla Financial Editor With the arrival of so many budget-friendly mobile applications, saving has never been quite so simple. Literally, at the tap of a finger, you can discover where to snag the best deals in town … Continue reading

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Seven Differences in Thinking Between The Rich and Middle Class

By Steve Siebold A new report from a research arm of congress says the rich are getting richer. The average household income for the nation’s top 1% nearly tripled from 1979 to 2007, while middle class incomes grew by less … Continue reading

Posted in Making Money, Personal Finance, Work | Tagged , , , , , , , , , , | 8 Comments

10 Things Women Need To Know About Divorce In The Current Economy

With the nation’s still-struggling economy continuing to make headlines women need to know some facts about divorce. High unemployment rates, bank closures, skyrocketing foreclosures and other grim financial news are commonplace. It’s enough to make us all run screaming for … Continue reading

Posted in Health, Insurance, Personal Finance, Relationships | Tagged , , , , , , , | 1 Comment