Author Archives: David G. Mitchell

Business Will Not Find You

Last night I met up with a crowd of restaurant reviewers from the local Yelp community. Yelp, for those of you who are not familiar with it, is a community of on-line reviewers who contribute reviews of restaurants and other … Continue reading

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The Importance of Business Cards

The other day, I was headed to our local dog park with my wife and our puppy. We were already in the car and actually backing out of the driveway when I realized that I had forgotten my business cards. … Continue reading

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Grammar and Your Finances

I had an interesting exchange with my two sons yesterday (separately). I am trying to motivate my elder son to speak more articulately and with a greater awareness of proper grammar. He retorted that I do not know how to … Continue reading

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Quotes To Motivate Your Finances

At the beginning of this year, I started posting a “thought for the day” on my Facebook page. I do this in part because I do not want my page to become stale, and in part because I enjoy the … Continue reading

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New Year’s Resolutions That You Have No Realistic Intention Of Keeping

It’s January. If you live anywhere in the USA, you are probably cold right now, at least at the moment of this writing. That means that you are probably inside and have plenty of time to think about things. Stop! … Continue reading

Posted in Holidays, Personal Finance, Saving Money | Tagged , , , , | 9 Comments

Knowing What To Keep and What To Throw Away

I spent Christmas visiting my parents. When I am at my parents’ home, I am always amazed that nothing is ever out of place. I can walk into the house and know exactly what I will see and where it … Continue reading

Posted in Frugal, Housing, Personal Finance | Tagged , , , , , , , | 5 Comments

Savings Lessons At No Cost

Last week, Florida had its first real cold spell of the season. When I went outside to let our dog stretch his legs after a night indoors, I could see my breath and I very much regretted leaving the house … Continue reading

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Owning a Small Business: The Office

My business definitely qualifies as a small business. I hope that it will someday grow into a bigger business but, for now, it is just me doing what I do. That is fine because my clients know that they will … Continue reading

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Too Old for Gifts, But Not for Christmas

Christmas is less than three weeks away. In past years, I would have completed my shopping by now. Indeed, in past years my shopping has always been done by about the middle of October. This year presents new challenges and … Continue reading

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The Gifts I Appreciate Most

My friend is an aging veteran of WWII, having served in Europe and returned home with all of the horrific memories that combat service indelibly writes on the minds of those who experience it. After the war, he married a … Continue reading

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Starting a Business: Defining Relationships

Over the years, I’ve met a lot of people. If you were to look at my Facebook and Linked-In directories, you would find professionals and artisans, white collar and blue collar, stay at home parents and people who have chosen … Continue reading

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How To Avoid Looking Cheap

I need to buy new sneakers today. I know this because when I took my dog for a walk this morning, the plastic heel guard in my right sneaker tore through the fabric cover and scratched my heel. More specifically, … Continue reading

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Five Topics You Should Never Discuss With Clients

I am tired. I have been up for the past two nights until about 1 am trying to finish projects for clients and writing content for my website. I am also a bit under the weather, as I seem to … Continue reading

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Celebrate Veteran’s Day

On the eleventh hour of the eleventh day of the eleventh month of 1918, the War to End All Wars finally drew to a close when the combatant nations signed an armistice to end the First World War. That event … Continue reading

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Why I Keep My SUV

I drive an SUV that I purchased new in 2002. It has relatively low mileage but, after nearly eight years of hauling sports equipment for my kids and mulch for my garden, and after assorted spills while my kids negotiated … Continue reading

Posted in Cars, Frugal, Personal Finance, Saving Money | Tagged , , , , , , , , | 20 Comments

Death At WalMart

The Circle of Life is almost complete at Walmart. I just discovered that Walmart now offers a large selection of caskets for those of us who are planning for the great hereafter. I suppose that it can’t be too long … Continue reading

Posted in Personal Finance, Shopping | Tagged , , , , , , , , | 11 Comments

Shopping Lessons I Hope My Son Learns

The other day, I went out for coffee with my teen-aged son. My son and I went on a Sunday and I was not sure whether the bakery would be open as it was late in the day. My son … Continue reading

Posted in Budgeting, Frugal, Personal Finance, Saving Money, Shopping | Tagged , , , , , , , , , , | 11 Comments

Not Feeling Guilty About Freebies

Like most people, I love to find a bargain. A BOGO deal coupled with a great coupon is a cause for great pride. A 90%-off clearance sale where I can find things that I will actually use is a great … Continue reading

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Do Name Brands Matter?

Is it my imagination or are brands not nearly as big a deal today as they were thirty years ago? When I was growing up, there were endless discussions of Coke versus Pepsi, McDonalds versus Burger King, and Haagen Dazs … Continue reading

Posted in Food / Groceries, Personal Finance, Saving Money, Shopping | Tagged , , , , , | 17 Comments

Buying Artwork on a Budget

When my wife and I were first married, we spent many weekends searching for art and antiques at auctions, antique shops and thrift shops. We never spent a lot of money on anything we bought and, after a few years, … Continue reading

Posted in Frugal, Personal Finance, Shopping | Tagged , , , , , , , , , , | 6 Comments