Author Archives: David G. Mitchell

How Employers and Employees Should Act

It was not that long ago that a young person could find a job and expect to keep that job until he retired. Experience was rewarded. Seniority was respected. Pensions were offered. And at the end of a long career, … Continue reading

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Questions To Ask before Purchasing Living Things

Over the course of a lifetime, you will have many occasions to purchase living things. If you own a home, there will be landscaping that might require plants. Wherever you live, you might want houseplants. Perhaps you want a pet, … Continue reading

Posted in Budgeting, Personal Finance, Saving Money, Shopping | Tagged , , , , , , , , , , , , | 6 Comments

Things I Am Unwilling To Give Up

I write a lot about things that I can eliminate in order to save money, but I am actually to the point where I really have nothing else that I particularly want to eliminate from my life or my household. … Continue reading

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Effective Complaining

Being frugal does not mean that you want something for nothing, unless nothing is the best price that you can possibly get for a product or a service. By that, I mean that none of us wants to take things … Continue reading

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Areas Where I Have Failed To Save Money

For nearly two years, I have been offering my thoughts on saving money. Sometimes, readers have liked my ideas. Other times, the response has been less enthusiastic. In either case, rest assured that a lot of thought went into the … Continue reading

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Time Is Worth Much More Than Money

I am a bit surprised to find myself with a lot of work to do. I am surprised both because my business is young and because the week before the Fourth of July is usually quite quiet in my profession. … Continue reading

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How Weather Affects Shopping

The mercury has reached about 96 degrees each of the past two days. With the beginning of July on us, we move deeper into hurricane season and that will have a very clear effect on my household buying patterns for … Continue reading

Posted in Food / Groceries, Frugal, Personal Finance, Saving Money, Shopping | Tagged , , , , , , , , | 4 Comments

Everyday Common Sense & Patience Will Save Money

Sometimes, common sense escapes even the most intelligent of people. We all make fundamental assumptions. Drawers should slide open and slide closed. Doors should behave in a similar fashion. When they do not, something very primitive and entirely irrational possesses … Continue reading

Posted in Frugal, Housing, Personal Finance, Saving Money | Tagged , , , , , , , | 7 Comments

Degrees Of Loyalty

What’s in a name? Sometimes a lot. And sometimes not a lot. It all depends on what name is at issue and what associations you have with that name. If someone calls you by your name, you will recognize it. … Continue reading

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Extravagances I Can’t Understand

I am a Boston Celtics fan and I have been since I was a youth during the rather wonderful season that was 1981. I had the joy of going to see the Celtics play regularly in the Boston Garden back … Continue reading

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Lessons From Father’s Day

Father’s Day has come and gone. My family dutifully celebrated my status as “Dad” by going out for breakfast and, later in the day, ice cream. In deference to the day, no one complained when I ordered only coffee for … Continue reading

Posted in Holidays, Personal Finance, Relationships | Tagged , , , , , | 4 Comments

The Importance of Your Wardrobe

When I was younger, I hated to go back to school shopping. Every year, as the calendar pages turned and Labor Day approached, I dreaded my mother’s announcement that we would be headed to the store to buy clothes for … Continue reading

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Staying Hydrated Without Spending A Fortune

Summer is coming to the Northern hemisphere so, for most of us, we are going to be feeling the heat very soon. If you live in a climate that is already hot, as I do, the heat will be even … Continue reading

Posted in Food / Groceries, Frugal, Personal Finance, Saving Money, Shopping | Tagged , , , , , , , | 8 Comments

Financial Ramifications Of Body Art

You are only young once, and that is a good thing — not only for parents and children, but for everyone else, too. Last year, one of my sons went to Boston for the summer to study creative writing. The … Continue reading

Posted in Making Money, Personal Finance, Work | Tagged , , , , , | 19 Comments

Why You Should Read Store Advertisements

As I sit at my desk typing this column, it is Sunday afternoon. My newspaper, now read and enjoyed over several cups of tea and a few cups of coffee, lies scattered at my feet. When I have the energy … Continue reading

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Your Education and Work History Only Gets You in the Door

I was scheduled to have coffee with someone tomorrow but he had to reschedule because he has a telephone interview. I am always happy to reschedule a meeting because another person has an interview or an opportunity to meet with … Continue reading

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Art and Money

I have been fortunate to have known a lot of creative people over the years. I count writers and musicians and many other “creatives” among my friends. In years gone by, I was a partner in a record label and … Continue reading

Posted in Making Money, Personal Finance, Work | Tagged , , , , , | 4 Comments

Making Sure You Get Good Value When Trying A New Restaurant

If you live in a small town, you probably know all of the good places to eat. Indeed, you might know all of the places to eat. The McDonald’s just off the highway. Maybe a locally owned restaurant or two. … Continue reading

Posted in Food / Groceries, Personal Finance, Saving Money | Tagged , , , , , , , , | 2 Comments

Entrepreneur Profile: Mark Nava of JNAVA Clothing

Creative genius and business skills are not always found in the same person. Creative minds want to create for the sake of art. Business minds want to promote business success. In order to succeed in creative businesses, owners must balance … Continue reading

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Buying Summer Reading Books For Kids On The Cheap

Summer is coming. There is no denying it, at least if you live in the Northern hemisphere. Days are getting longer. Winter clothes are being stored in attics to await the return of cooler nights. Kids are ready for the … Continue reading

Posted in Education, Entertainment, Frugal, Personal Finance, Saving Money, Shopping | Tagged , , , , , | 6 Comments