<?xml version="1.0" encoding="UTF-8"?>
<rss version="2.0"
	xmlns:content="http://purl.org/rss/1.0/modules/content/"
	xmlns:wfw="http://wellformedweb.org/CommentAPI/"
	xmlns:dc="http://purl.org/dc/elements/1.1/"
	xmlns:atom="http://www.w3.org/2005/Atom"
	xmlns:sy="http://purl.org/rss/1.0/modules/syndication/"
	xmlns:slash="http://purl.org/rss/1.0/modules/slash/"
	>

<channel>
	<title>Personal Finance Advice &#187; David G. Mitchell</title>
	<atom:link href="http://www.pfadvice.com/author/david/feed/" rel="self" type="application/rss+xml" />
	<link>http://www.pfadvice.com</link>
	<description>Bridging the gap between saving money and investing</description>
	<lastBuildDate>Thu, 23 May 2013 14:03:52 +0000</lastBuildDate>
	<language>en-US</language>
	<sy:updatePeriod>hourly</sy:updatePeriod>
	<sy:updateFrequency>1</sy:updateFrequency>
	<generator>http://wordpress.org/?v=3.5.1</generator>
		<item>
		<title>Free Can Mean A Lot Of Things</title>
		<link>http://www.pfadvice.com/2010/10/12/free-can-mean-a-lot-of-things/</link>
		<comments>http://www.pfadvice.com/2010/10/12/free-can-mean-a-lot-of-things/#comments</comments>
		<pubDate>Tue, 12 Oct 2010 09:25:03 +0000</pubDate>
		<dc:creator>David G. Mitchell</dc:creator>
				<category><![CDATA[Frugal]]></category>
		<category><![CDATA[Personal Finance]]></category>
		<category><![CDATA[Saving Money]]></category>
		<category><![CDATA[cost of free things]]></category>
		<category><![CDATA[Free]]></category>
		<category><![CDATA[free things]]></category>
		<category><![CDATA[store freebies]]></category>

		<guid isPermaLink="false">http://www.savingadvice.com/articles/?p=6359</guid>
		<description><![CDATA[Free can mean a lot of things. There are the free things that people leave outside their homes with signs that read &#8220;Free &#8212; Take Me Home.&#8221; I see a lot of those things in my subdivision, especially when people want to get rid of basketball hoops, but do not want to disassemble the pole, [...]]]></description>
		<wfw:commentRss>http://www.pfadvice.com/2010/10/12/free-can-mean-a-lot-of-things/feed/</wfw:commentRss>
		<slash:comments>4</slash:comments>
		</item>
		<item>
		<title>Penny Experiment</title>
		<link>http://www.pfadvice.com/2010/10/05/penny-experiment/</link>
		<comments>http://www.pfadvice.com/2010/10/05/penny-experiment/#comments</comments>
		<pubDate>Tue, 05 Oct 2010 09:37:02 +0000</pubDate>
		<dc:creator>David G. Mitchell</dc:creator>
				<category><![CDATA[Food / Groceries]]></category>
		<category><![CDATA[Frugal]]></category>
		<category><![CDATA[Personal Finance]]></category>
		<category><![CDATA[Saving Money]]></category>
		<category><![CDATA[Shopping]]></category>
		<category><![CDATA[donate food]]></category>
		<category><![CDATA[execute ideas]]></category>
		<category><![CDATA[food bank]]></category>
		<category><![CDATA[help others]]></category>
		<category><![CDATA[penny experiment]]></category>
		<category><![CDATA[volunteer]]></category>

		<guid isPermaLink="false">http://www.savingadvice.com/articles/?p=6476</guid>
		<description><![CDATA[Each time that I sit down to write an article, I never really know how it will turn out or whether it will be published. That sense of unknowing always takes me back to junior high school when I was always convinced that my papers just wouldn&#8217;t measure up to expectation. So far, I have [...]]]></description>
		<wfw:commentRss>http://www.pfadvice.com/2010/10/05/penny-experiment/feed/</wfw:commentRss>
		<slash:comments>2</slash:comments>
		</item>
		<item>
		<title>Frugal Living Can Suck</title>
		<link>http://www.pfadvice.com/2010/09/28/frugal-living-can-suck/</link>
		<comments>http://www.pfadvice.com/2010/09/28/frugal-living-can-suck/#comments</comments>
		<pubDate>Tue, 28 Sep 2010 09:54:21 +0000</pubDate>
		<dc:creator>David G. Mitchell</dc:creator>
				<category><![CDATA[Food / Groceries]]></category>
		<category><![CDATA[Frugal]]></category>
		<category><![CDATA[Health]]></category>
		<category><![CDATA[Personal Finance]]></category>
		<category><![CDATA[desires]]></category>
		<category><![CDATA[food]]></category>
		<category><![CDATA[ice-cream]]></category>
		<category><![CDATA[instant gratification]]></category>
		<category><![CDATA[low fat ice cream]]></category>
		<category><![CDATA[misery]]></category>

		<guid isPermaLink="false">http://www.savingadvice.com/articles/?p=6560</guid>
		<description><![CDATA[Sitting here at my computer, late on a Saturday night, I am thinking about one thing &#8212; frozen treats, whether ice cream or gelato or frozen yogurt. About fifteen hours ago, I told my wife that if we did nothing else today, we needed to go out for a frozen treat. If I had to [...]]]></description>
		<wfw:commentRss>http://www.pfadvice.com/2010/09/28/frugal-living-can-suck/feed/</wfw:commentRss>
		<slash:comments>10</slash:comments>
		</item>
		<item>
		<title>eReaders and eBooks</title>
		<link>http://www.pfadvice.com/2010/09/23/ereaders-and-ebooks/</link>
		<comments>http://www.pfadvice.com/2010/09/23/ereaders-and-ebooks/#comments</comments>
		<pubDate>Thu, 23 Sep 2010 09:47:57 +0000</pubDate>
		<dc:creator>David G. Mitchell</dc:creator>
				<category><![CDATA[Education]]></category>
		<category><![CDATA[Entertainment]]></category>
		<category><![CDATA[Frugal]]></category>
		<category><![CDATA[Personal Finance]]></category>
		<category><![CDATA[Saving Money]]></category>
		<category><![CDATA[ebook]]></category>
		<category><![CDATA[ereader]]></category>
		<category><![CDATA[free books]]></category>
		<category><![CDATA[frugality]]></category>
		<category><![CDATA[iPad]]></category>
		<category><![CDATA[Kindle]]></category>
		<category><![CDATA[library]]></category>
		<category><![CDATA[Nook]]></category>
		<category><![CDATA[save on reading]]></category>
		<category><![CDATA[sony reader]]></category>

		<guid isPermaLink="false">http://www.savingadvice.com/articles/?p=6552</guid>
		<description><![CDATA[As some of my more regular readers may recall, I also write a literary criticism column for Bibliobuffet. I have a long standing love of books and I would gladly give up my television before I would give up my library. Admittedly, I would miss the Jack Benny Show, Fringe and Survivor but if something [...]]]></description>
		<wfw:commentRss>http://www.pfadvice.com/2010/09/23/ereaders-and-ebooks/feed/</wfw:commentRss>
		<slash:comments>14</slash:comments>
		</item>
		<item>
		<title>Ways To Manage Your Household</title>
		<link>http://www.pfadvice.com/2010/09/14/ways-to-manage-your-household/</link>
		<comments>http://www.pfadvice.com/2010/09/14/ways-to-manage-your-household/#comments</comments>
		<pubDate>Tue, 14 Sep 2010 09:31:06 +0000</pubDate>
		<dc:creator>David G. Mitchell</dc:creator>
				<category><![CDATA[Budgeting]]></category>
		<category><![CDATA[Personal Finance]]></category>
		<category><![CDATA[Saving Money]]></category>
		<category><![CDATA[budget]]></category>
		<category><![CDATA[budget projects]]></category>
		<category><![CDATA[house manager]]></category>
		<category><![CDATA[household expenses]]></category>
		<category><![CDATA[household management]]></category>

		<guid isPermaLink="false">http://www.savingadvice.com/articles/?p=6474</guid>
		<description><![CDATA[Managing a household is a full time job and it requires a lot of skill, patience and vision to do it well. Those of you who manage your households know what I am talking about. Unless you are organized and focused, waste is almost inevitable. Keeping the house well stocked with necessaries, dealing with vendors [...]]]></description>
		<wfw:commentRss>http://www.pfadvice.com/2010/09/14/ways-to-manage-your-household/feed/</wfw:commentRss>
		<slash:comments>1</slash:comments>
		</item>
		<item>
		<title>Why I Use Coupons</title>
		<link>http://www.pfadvice.com/2010/09/10/coupons/</link>
		<comments>http://www.pfadvice.com/2010/09/10/coupons/#comments</comments>
		<pubDate>Fri, 10 Sep 2010 18:25:14 +0000</pubDate>
		<dc:creator>David G. Mitchell</dc:creator>
				<category><![CDATA[Food / Groceries]]></category>
		<category><![CDATA[Frugal]]></category>
		<category><![CDATA[Personal Finance]]></category>
		<category><![CDATA[Saving Money]]></category>
		<category><![CDATA[Shopping]]></category>
		<category><![CDATA[couponing]]></category>
		<category><![CDATA[Coupons]]></category>
		<category><![CDATA[grocery shopping]]></category>

		<guid isPermaLink="false">http://www.savingadvice.com/articles/?p=6472</guid>
		<description><![CDATA[Yesterday I went grocery shopping. When the woman in line behind me noticed my stack of coupons, she jokingly suggested to her husband that they might want to move to a different line. I laughed and exchanged pleasantries with the couple while the cashier rang up my purchases. When everything had been rung up, my [...]]]></description>
		<wfw:commentRss>http://www.pfadvice.com/2010/09/10/coupons/feed/</wfw:commentRss>
		<slash:comments>6</slash:comments>
		</item>
		<item>
		<title>The Effect Of Choice On Our Financial Resources</title>
		<link>http://www.pfadvice.com/2010/08/31/the-effect-of-choice-on-our-financial-resources/</link>
		<comments>http://www.pfadvice.com/2010/08/31/the-effect-of-choice-on-our-financial-resources/#comments</comments>
		<pubDate>Tue, 31 Aug 2010 09:57:28 +0000</pubDate>
		<dc:creator>David G. Mitchell</dc:creator>
				<category><![CDATA[Budgeting]]></category>
		<category><![CDATA[Personal Finance]]></category>
		<category><![CDATA[choice]]></category>
		<category><![CDATA[choose to do]]></category>
		<category><![CDATA[costs of spending time]]></category>
		<category><![CDATA[financial choices]]></category>
		<category><![CDATA[financial decisions]]></category>
		<category><![CDATA[how to spend time]]></category>
		<category><![CDATA[making choices]]></category>
		<category><![CDATA[spending time]]></category>

		<guid isPermaLink="false">http://www.savingadvice.com/articles/?p=6432</guid>
		<description><![CDATA[You cannot recover the money that you spend, but you can always earn more. Money will come to you from hard work, good fortune and simple luck. You will spend all of it or some of it and often you will be able to control how you much of your money you give back to [...]]]></description>
		<wfw:commentRss>http://www.pfadvice.com/2010/08/31/the-effect-of-choice-on-our-financial-resources/feed/</wfw:commentRss>
		<slash:comments>2</slash:comments>
		</item>
		<item>
		<title>All Cars Should Be Limited To 70 Miles Per Hour</title>
		<link>http://www.pfadvice.com/2010/08/24/all-cars-should-be-limited-to-70-miles-per-hour/</link>
		<comments>http://www.pfadvice.com/2010/08/24/all-cars-should-be-limited-to-70-miles-per-hour/#comments</comments>
		<pubDate>Tue, 24 Aug 2010 09:45:57 +0000</pubDate>
		<dc:creator>David G. Mitchell</dc:creator>
				<category><![CDATA[Cars]]></category>
		<category><![CDATA[Personal Finance]]></category>
		<category><![CDATA[Saving Money]]></category>
		<category><![CDATA[Travel]]></category>
		<category><![CDATA[auto incurance rates]]></category>
		<category><![CDATA[car accident]]></category>
		<category><![CDATA[car insurance rates]]></category>
		<category><![CDATA[driver safety]]></category>
		<category><![CDATA[driving]]></category>
		<category><![CDATA[gas mileage]]></category>
		<category><![CDATA[speed enforcement]]></category>
		<category><![CDATA[speed limit]]></category>
		<category><![CDATA[speeding]]></category>
		<category><![CDATA[speeding ticket]]></category>
		<category><![CDATA[teen drivers]]></category>
		<category><![CDATA[traffic laws]]></category>

		<guid isPermaLink="false">http://www.savingadvice.com/articles/?p=6430</guid>
		<description><![CDATA[Unless you live in Germany with access to the Autobahn or own a private race track, chances are good that you will never have a legitimate reason to travel at speeds faster than the law allows. You may want to travel faster than the speed limit and you may do so regularly, but you probably [...]]]></description>
		<wfw:commentRss>http://www.pfadvice.com/2010/08/24/all-cars-should-be-limited-to-70-miles-per-hour/feed/</wfw:commentRss>
		<slash:comments>16</slash:comments>
		</item>
		<item>
		<title>Simple Ways To Reduce Food Waste</title>
		<link>http://www.pfadvice.com/2010/08/17/simple-ways-to-reduce-food-waste/</link>
		<comments>http://www.pfadvice.com/2010/08/17/simple-ways-to-reduce-food-waste/#comments</comments>
		<pubDate>Tue, 17 Aug 2010 11:25:27 +0000</pubDate>
		<dc:creator>David G. Mitchell</dc:creator>
				<category><![CDATA[Food / Groceries]]></category>
		<category><![CDATA[Frugal]]></category>
		<category><![CDATA[Personal Finance]]></category>
		<category><![CDATA[Saving Money]]></category>
		<category><![CDATA[cooking for a family]]></category>
		<category><![CDATA[date frzen foods]]></category>
		<category><![CDATA[food]]></category>
		<category><![CDATA[food storage]]></category>
		<category><![CDATA[food waste]]></category>
		<category><![CDATA[kitchen management]]></category>
		<category><![CDATA[kitchen waste]]></category>
		<category><![CDATA[organizing food storage]]></category>
		<category><![CDATA[seal food properly]]></category>

		<guid isPermaLink="false">http://www.savingadvice.com/articles/?p=6428</guid>
		<description><![CDATA[In even the most organized of kitchens, there will be waste. Spills, failed recipes and other mishaps will add to food costs. It cannot be helped because accidents do happen. At the same time, a lot of waste can be avoided and a lot of unnecessary costs do not have to be suffered. It just [...]]]></description>
		<wfw:commentRss>http://www.pfadvice.com/2010/08/17/simple-ways-to-reduce-food-waste/feed/</wfw:commentRss>
		<slash:comments>5</slash:comments>
		</item>
		<item>
		<title>What Fantasy Football Can Teach You About Money</title>
		<link>http://www.pfadvice.com/2010/08/10/what-fantasy-football-can-teach-you-about-money/</link>
		<comments>http://www.pfadvice.com/2010/08/10/what-fantasy-football-can-teach-you-about-money/#comments</comments>
		<pubDate>Tue, 10 Aug 2010 20:19:56 +0000</pubDate>
		<dc:creator>David G. Mitchell</dc:creator>
				<category><![CDATA[Entertainment]]></category>
		<category><![CDATA[Personal Finance]]></category>
		<category><![CDATA[fantasy football]]></category>
		<category><![CDATA[fantasy football lessons]]></category>
		<category><![CDATA[financial lessons]]></category>
		<category><![CDATA[money]]></category>
		<category><![CDATA[money lessons]]></category>

		<guid isPermaLink="false">http://www.savingadvice.com/articles/?p=6402</guid>
		<description><![CDATA[August is here! That means that for the next few weeks, after I have taken care of all of my domestic duties and professional responsibilities, I will have one thing, and one thing only, on which to focus my attention. I will not be cleaning up oil in the Gulf of Mexico. I won&#8217;t be [...]]]></description>
		<wfw:commentRss>http://www.pfadvice.com/2010/08/10/what-fantasy-football-can-teach-you-about-money/feed/</wfw:commentRss>
		<slash:comments>5</slash:comments>
		</item>
	</channel>
</rss>
