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	<title>Personal Finance Advice &#187; David G. Mitchell</title>
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	<link>http://www.pfadvice.com</link>
	<description>Bridging the gap between saving money and investing</description>
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		<title>Things I Wish I Had Kept</title>
		<link>http://www.pfadvice.com/2010/03/12/things-i-wish-i-had-kept/</link>
		<comments>http://www.pfadvice.com/2010/03/12/things-i-wish-i-had-kept/#comments</comments>
		<pubDate>Fri, 12 Mar 2010 08:01:07 +0000</pubDate>
		<dc:creator>David G. Mitchell</dc:creator>
				<category><![CDATA[Frugal]]></category>
		<category><![CDATA[Personal Finance]]></category>
		<category><![CDATA[donating things]]></category>
		<category><![CDATA[Florida]]></category>
		<category><![CDATA[keeping things]]></category>
		<category><![CDATA[one of everything]]></category>
		<category><![CDATA[things you need]]></category>
		<category><![CDATA[wintr weather]]></category>

		<guid isPermaLink="false">http://www.savingadvice.com/blog/?p=5803</guid>
		<description><![CDATA[I live in Florida.  Until recently, I would have said that I live in &#8220;sunny&#8221; Florida to distinguish my state from the cold places to the north.  This year, however, cold weather came south for the winter along with all of the snowbirds who flock to Florida just after Christmas.  Indeed, from [...]]]></description>
		<wfw:commentRss>http://www.pfadvice.com/2010/03/12/things-i-wish-i-had-kept/feed/</wfw:commentRss>
		<slash:comments>12</slash:comments>
		</item>
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		<title>Get Over It</title>
		<link>http://www.pfadvice.com/2010/03/05/get-over-it/</link>
		<comments>http://www.pfadvice.com/2010/03/05/get-over-it/#comments</comments>
		<pubDate>Fri, 05 Mar 2010 16:01:33 +0000</pubDate>
		<dc:creator>David G. Mitchell</dc:creator>
				<category><![CDATA[Health]]></category>
		<category><![CDATA[Personal Finance]]></category>
		<category><![CDATA[Relationships]]></category>
		<category><![CDATA[being happy]]></category>
		<category><![CDATA[getting angry]]></category>
		<category><![CDATA[influence]]></category>
		<category><![CDATA[petty things]]></category>

		<guid isPermaLink="false">http://www.savingadvice.com/blog/?p=5768</guid>
		<description><![CDATA[It is hard for me to believe that I have been writing here at Saving Advice for close to two years now.  After about 150 columns, I am pleased to count many of you among my new friends!  I&#8217;ve also developed a sense of how readers are likely to react to anything that [...]]]></description>
		<wfw:commentRss>http://www.pfadvice.com/2010/03/05/get-over-it/feed/</wfw:commentRss>
		<slash:comments>11</slash:comments>
		</item>
		<item>
		<title>Good Reasons To Spend Money</title>
		<link>http://www.pfadvice.com/2010/02/27/good-reasons-to-spend-money/</link>
		<comments>http://www.pfadvice.com/2010/02/27/good-reasons-to-spend-money/#comments</comments>
		<pubDate>Sun, 28 Feb 2010 03:29:52 +0000</pubDate>
		<dc:creator>David G. Mitchell</dc:creator>
				<category><![CDATA[Personal Finance]]></category>
		<category><![CDATA[Saving Money]]></category>
		<category><![CDATA[how to spend money]]></category>
		<category><![CDATA[spend money]]></category>
		<category><![CDATA[spending]]></category>
		<category><![CDATA[spending wisely]]></category>
		<category><![CDATA[Tavalon Tea]]></category>
		<category><![CDATA[tea]]></category>

		<guid isPermaLink="false">http://www.savingadvice.com/blog/?p=5766</guid>
		<description><![CDATA[There are a lot of reasons to spend money and each of us has his or her own.  Our attitudes and perspectives are forged over lifetimes spent earning and spending and enjoying and regretting.  I can look at any number of purchases and feel that I have made a good buying decision.  [...]]]></description>
		<wfw:commentRss>http://www.pfadvice.com/2010/02/27/good-reasons-to-spend-money/feed/</wfw:commentRss>
		<slash:comments>9</slash:comments>
		</item>
		<item>
		<title>Business Will Not Find You</title>
		<link>http://www.pfadvice.com/2010/02/11/business-will-not-find-you/</link>
		<comments>http://www.pfadvice.com/2010/02/11/business-will-not-find-you/#comments</comments>
		<pubDate>Thu, 11 Feb 2010 19:25:50 +0000</pubDate>
		<dc:creator>David G. Mitchell</dc:creator>
				<category><![CDATA[Personal Finance]]></category>
		<category><![CDATA[Relationships]]></category>
		<category><![CDATA[Work]]></category>
		<category><![CDATA[business]]></category>
		<category><![CDATA[educational talks]]></category>
		<category><![CDATA[finding clients]]></category>
		<category><![CDATA[lunch]]></category>
		<category><![CDATA[networking]]></category>
		<category><![CDATA[networking groups]]></category>
		<category><![CDATA[networking opportunities]]></category>
		<category><![CDATA[networking programs]]></category>
		<category><![CDATA[networking seminars]]></category>
		<category><![CDATA[Yelp]]></category>

		<guid isPermaLink="false">http://www.savingadvice.com/blog/?p=5710</guid>
		<description><![CDATA[Last night I met up with a crowd of restaurant reviewers from the local Yelp community. Yelp, for those of you who are not familiar with it, is a community of on-line reviewers who contribute reviews of restaurants and other businesses.  Over time, visitors to the site can get an increasingly accurate perception of [...]]]></description>
		<wfw:commentRss>http://www.pfadvice.com/2010/02/11/business-will-not-find-you/feed/</wfw:commentRss>
		<slash:comments>2</slash:comments>
		</item>
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		<title>The Importance of Business Cards</title>
		<link>http://www.pfadvice.com/2010/02/03/the-importance-of-business-cards/</link>
		<comments>http://www.pfadvice.com/2010/02/03/the-importance-of-business-cards/#comments</comments>
		<pubDate>Wed, 03 Feb 2010 07:01:49 +0000</pubDate>
		<dc:creator>David G. Mitchell</dc:creator>
				<category><![CDATA[Personal Finance]]></category>
		<category><![CDATA[Relationships]]></category>
		<category><![CDATA[Work]]></category>
		<category><![CDATA[business cards]]></category>
		<category><![CDATA[calling cards]]></category>
		<category><![CDATA[developing clientele]]></category>
		<category><![CDATA[dog park]]></category>
		<category><![CDATA[finding clients]]></category>
		<category><![CDATA[prepare for opportunity]]></category>

		<guid isPermaLink="false">http://www.savingadvice.com/blog/?p=5688</guid>
		<description><![CDATA[The other day, I was headed to our local dog park with my wife and our puppy.  We were already in the car and actually backing out of the driveway when I realized that I had forgotten my business cards.  I stopped the car and told my wife that I was headed back [...]]]></description>
		<wfw:commentRss>http://www.pfadvice.com/2010/02/03/the-importance-of-business-cards/feed/</wfw:commentRss>
		<slash:comments>8</slash:comments>
		</item>
		<item>
		<title>Grammar and Your Finances</title>
		<link>http://www.pfadvice.com/2010/01/28/grammar-and-your-finances/</link>
		<comments>http://www.pfadvice.com/2010/01/28/grammar-and-your-finances/#comments</comments>
		<pubDate>Thu, 28 Jan 2010 07:01:58 +0000</pubDate>
		<dc:creator>David G. Mitchell</dc:creator>
				<category><![CDATA[Personal Finance]]></category>
		<category><![CDATA[Relationships]]></category>
		<category><![CDATA[comunication and finances]]></category>
		<category><![CDATA[correct grammar]]></category>
		<category><![CDATA[grammar]]></category>
		<category><![CDATA[texting]]></category>
		<category><![CDATA[using grammar]]></category>
		<category><![CDATA[vocabulary]]></category>

		<guid isPermaLink="false">http://www.savingadvice.com/blog/?p=5675</guid>
		<description><![CDATA[I had an interesting exchange with my two sons yesterday (separately).  I am trying to motivate my elder son to speak more articulately and with a greater awareness of proper grammar.  He retorted that I do not know how to communicate and that as long as information is conveyed effectively, it does not [...]]]></description>
		<wfw:commentRss>http://www.pfadvice.com/2010/01/28/grammar-and-your-finances/feed/</wfw:commentRss>
		<slash:comments>17</slash:comments>
		</item>
		<item>
		<title>Quotes To Motivate Your Finances</title>
		<link>http://www.pfadvice.com/2010/01/20/quotes-to-motivate-your-finances/</link>
		<comments>http://www.pfadvice.com/2010/01/20/quotes-to-motivate-your-finances/#comments</comments>
		<pubDate>Wed, 20 Jan 2010 07:01:36 +0000</pubDate>
		<dc:creator>David G. Mitchell</dc:creator>
				<category><![CDATA[Personal Finance]]></category>
		<category><![CDATA[affirming quotes]]></category>
		<category><![CDATA[financial quotes]]></category>
		<category><![CDATA[money quotes]]></category>
		<category><![CDATA[motivational quotes]]></category>
		<category><![CDATA[quote a day]]></category>
		<category><![CDATA[quotes]]></category>

		<guid isPermaLink="false">http://www.savingadvice.com/blog/?p=5646</guid>
		<description><![CDATA[At the beginning of this year, I started posting a &#8220;thought for the day&#8221; on my Facebook page.  I do this in part because I do not want my page to become stale, and in part because I enjoy the discussion that each quote generates.  Not surprisingly, I have learned that the most [...]]]></description>
		<wfw:commentRss>http://www.pfadvice.com/2010/01/20/quotes-to-motivate-your-finances/feed/</wfw:commentRss>
		<slash:comments>6</slash:comments>
		</item>
		<item>
		<title>New Year&#8217;s Resolutions That You Have No Realistic Intention Of Keeping</title>
		<link>http://www.pfadvice.com/2010/01/08/new-years-resolutions-that-you-have-no-realistic-intention-of-keeping/</link>
		<comments>http://www.pfadvice.com/2010/01/08/new-years-resolutions-that-you-have-no-realistic-intention-of-keeping/#comments</comments>
		<pubDate>Fri, 08 Jan 2010 07:01:39 +0000</pubDate>
		<dc:creator>David G. Mitchell</dc:creator>
				<category><![CDATA[Holidays]]></category>
		<category><![CDATA[Personal Finance]]></category>
		<category><![CDATA[Saving Money]]></category>
		<category><![CDATA[cost of New Year's resolutions]]></category>
		<category><![CDATA[keeping resolutions]]></category>
		<category><![CDATA[New Year]]></category>
		<category><![CDATA[New Year's resolutions]]></category>
		<category><![CDATA[resolution psychology]]></category>

		<guid isPermaLink="false">http://www.savingadvice.com/blog/?p=5618</guid>
		<description><![CDATA[It&#8217;s January.  If you live anywhere in the USA, you are probably cold right now, at least at the moment of this writing.  That means that you are probably inside and have plenty of time to think about things.  Stop! If you start thinking, you may arrive at a New Year&#8217;s resolution [...]]]></description>
		<wfw:commentRss>http://www.pfadvice.com/2010/01/08/new-years-resolutions-that-you-have-no-realistic-intention-of-keeping/feed/</wfw:commentRss>
		<slash:comments>9</slash:comments>
		</item>
		<item>
		<title>Knowing What To Keep and What To Throw Away</title>
		<link>http://www.pfadvice.com/2010/01/06/knowing-what-to-keep-and-what-to-throw-away/</link>
		<comments>http://www.pfadvice.com/2010/01/06/knowing-what-to-keep-and-what-to-throw-away/#comments</comments>
		<pubDate>Wed, 06 Jan 2010 07:01:17 +0000</pubDate>
		<dc:creator>David G. Mitchell</dc:creator>
				<category><![CDATA[Frugal]]></category>
		<category><![CDATA[Housing]]></category>
		<category><![CDATA[Personal Finance]]></category>
		<category><![CDATA[annual cleaning]]></category>
		<category><![CDATA[declutter]]></category>
		<category><![CDATA[decluttering]]></category>
		<category><![CDATA[house cleanup]]></category>
		<category><![CDATA[keep or donate]]></category>
		<category><![CDATA[order]]></category>
		<category><![CDATA[remove clutter]]></category>
		<category><![CDATA[saving things]]></category>

		<guid isPermaLink="false">http://www.savingadvice.com/blog/?p=5609</guid>
		<description><![CDATA[I spent Christmas visiting my parents.  When I am at my parents&#8217; home, I am always amazed that nothing is ever out of place.  I can walk into the house and know exactly what I will see and where it will be.  I know what is in every drawer and every closet. [...]]]></description>
		<wfw:commentRss>http://www.pfadvice.com/2010/01/06/knowing-what-to-keep-and-what-to-throw-away/feed/</wfw:commentRss>
		<slash:comments>5</slash:comments>
		</item>
		<item>
		<title>Savings Lessons At No Cost</title>
		<link>http://www.pfadvice.com/2009/12/30/savings-lessons-at-no-cost/</link>
		<comments>http://www.pfadvice.com/2009/12/30/savings-lessons-at-no-cost/#comments</comments>
		<pubDate>Wed, 30 Dec 2009 07:01:09 +0000</pubDate>
		<dc:creator>David G. Mitchell</dc:creator>
				<category><![CDATA[Frugal]]></category>
		<category><![CDATA[Personal Finance]]></category>
		<category><![CDATA[Saving Money]]></category>
		<category><![CDATA[AAA]]></category>
		<category><![CDATA[Florida]]></category>
		<category><![CDATA[free advice]]></category>
		<category><![CDATA[free help]]></category>
		<category><![CDATA[new car battery]]></category>
		<category><![CDATA[savings lessons]]></category>

		<guid isPermaLink="false">http://www.savingadvice.com/blog/?p=5594</guid>
		<description><![CDATA[Last week, Florida had its first real cold spell of the season.  When I went outside to let our dog stretch his legs after a night indoors, I could see my breath and I very much regretted leaving the house without at least two more layers of clothing.  While we did not get [...]]]></description>
		<wfw:commentRss>http://www.pfadvice.com/2009/12/30/savings-lessons-at-no-cost/feed/</wfw:commentRss>
		<slash:comments>5</slash:comments>
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