Author Archives: David G. Mitchell

Places Where You Can Score Free Coffee

When people talk about making small changes that can save a lot of money over time, the daily cup of coffee is often the example used. If you skip that $4 morning cup each day, you save $20 a week … Continue reading

Posted in Food / Groceries, Frugal, Personal Finance, Saving Money, Shopping | Tagged , , , , , , , , , | 5 Comments

Free Can Mean A Lot Of Things

Free can mean a lot of things. There are the free things that people leave outside their homes with signs that read “Free — Take Me Home.” I see a lot of those things in my subdivision, especially when people … Continue reading

Posted in Frugal, Personal Finance, Saving Money | Tagged , , , | 4 Comments

Penny Experiment

Each time that I sit down to write an article, I never really know how it will turn out or whether it will be published. That sense of unknowing always takes me back to junior high school when I was … Continue reading

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Frugal Living Can Suck

Sitting here at my computer, late on a Saturday night, I am thinking about one thing — frozen treats, whether ice cream or gelato or frozen yogurt. About fifteen hours ago, I told my wife that if we did nothing … Continue reading

Posted in Food / Groceries, Frugal, Health, Personal Finance | Tagged , , , , , , | 10 Comments

eReaders and eBooks

As some of my more regular readers may recall, I also write a literary criticism column for Bibliobuffet. I have a long standing love of books and I would gladly give up my television before I would give up my … Continue reading

Posted in Education, Entertainment, Frugal, Personal Finance, Saving Money | Tagged , , , , , , , , , | 14 Comments

Ways To Manage Your Household

Managing a household is a full time job and it requires a lot of skill, patience and vision to do it well. Those of you who manage your households know what I am talking about. Unless you are organized and … Continue reading

Posted in Budgeting, Personal Finance, Saving Money | Tagged , , , , | 1 Comment

Why I Use Coupons

Yesterday I went grocery shopping. When the woman in line behind me noticed my stack of coupons, she jokingly suggested to her husband that they might want to move to a different line. I laughed and exchanged pleasantries with the … Continue reading

Posted in Food / Groceries, Frugal, Personal Finance, Saving Money, Shopping | Tagged , , , | 6 Comments

The Effect Of Choice On Our Financial Resources

You cannot recover the money that you spend, but you can always earn more. Money will come to you from hard work, good fortune and simple luck. You will spend all of it or some of it and often you … Continue reading

Posted in Budgeting, Personal Finance | Tagged , , , , , , , | 2 Comments

All Cars Should Be Limited To 70 Miles Per Hour

Unless you live in Germany with access to the Autobahn or own a private race track, chances are good that you will never have a legitimate reason to travel at speeds faster than the law allows. You may want to … Continue reading

Posted in Cars, Personal Finance, Saving Money, Travel | Tagged , , , , , , , , , , , , | 16 Comments

Simple Ways To Reduce Food Waste

In even the most organized of kitchens, there will be waste. Spills, failed recipes and other mishaps will add to food costs. It cannot be helped because accidents do happen. At the same time, a lot of waste can be … Continue reading

Posted in Food / Groceries, Frugal, Personal Finance, Saving Money | Tagged , , , , , , , , | 5 Comments

What Fantasy Football Can Teach You About Money

August is here! That means that for the next few weeks, after I have taken care of all of my domestic duties and professional responsibilities, I will have one thing, and one thing only, on which to focus my attention. … Continue reading

Posted in Entertainment, Personal Finance | Tagged , , , , | 5 Comments

Entertain Yourself Without Spending A Fortune

Boredom is usually a self-inflicted condition. If you take a moment to think about it, when you are on your own time, you usually control whether or not you are engaged or bored by what you are doing. If you … Continue reading

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Planning For Every Activity Is Not Always Possible

Yesterday I went to the movies with one of my sons. He is a film buff and wanted to see a Ray Harryhausen movie on a big screen. Fortunately, a local cinema was offering a free screening 1974’s all too … Continue reading

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Focus Saving on Recurring Costs

If you need to make a onetime purchase and you find a way to save a few dollars, it is a good thing. At the same time, if you are going to put a lot of effort into finding ways … Continue reading

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You Get What You Pay For

It’s been said that you get what you pay for. While there may be exceptions to that rule, it does often prove to be the case. Where quality matters, paying more for an item of higher quality can offer a … Continue reading

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The Myth That Making Your Own Lunch Saves Hundreds Of Dollars

An insurance company has recently been running a television commercial in which it notes that saving money is now a very popular topic of conversation. One incidental character in the commercial tells a friend that since he stopped buying lunch … Continue reading

Posted in Food / Groceries, Frugal, Personal Finance, Saving Money, Shopping | Tagged , , , , , , , , , , | 16 Comments

Five Ways Employees Should Act

I just returned from a trip to my local grocery store. The store manager, who has been with the company for thirty years, was at the front of the store greeting customers. The employees who have been working there for … Continue reading

Posted in Personal Finance, Relationships, Shopping, Work | Tagged , , , , , , , , , , , , , , | 10 Comments

Conversations to Have with Your Parents

My parents are getting older. Dad will be 83 in a few months. Mom will be 72. Dad suffered a fall a couple of months ago and, although he has recovered, a full recovery was in doubt for quite a … Continue reading

Posted in Health, Housing, Personal Finance, Relationships | Tagged , , , , , , , , , , , , , | 3 Comments

Saving Money With “Would You Mind Doing Me A Favor?”

There are a lot of different levels of friendship. There is the guy in the cubicle next to you at work who you don’t really like all that much, but who you still introduce to your significant other as your … Continue reading

Posted in Frugal, Personal Finance, Relationships, Saving Money | Tagged , , , , , , | 14 Comments

Yard Sale Should Be The Sale of Last Resort

I very much enjoyed a recent Saving Advice column that considered the etiquette of having a yard sale. The writer made several excellent points about how a seller should approach a yard sale and what can and should be sold … Continue reading

Posted in Frugal, Making Money, Personal Finance | Tagged , , , , , , , , | 8 Comments