Author Archives: Danielle Warchol

10 Friends Who Can Hurt Your Finances

Friends. They can certainly be a blessing in anyone’s life. Unfortunately, we sometimes have friends who have negative qualities which can affect our lives and relationships as well. It’s far too easy to ignore the signs and pretend that these … Continue reading

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12 Ways to Save Money on National Trails Day

National Trails Day (sponsored each year by the American Hiking Society) occurs on the first Saturday each June. This day was set up to honor the many trails that have been created across the United States. While there are many … Continue reading

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Debt Reduction Diet: 10 Ways Debt Reduction Is Like Dieting

Dieting is probably not the first word that comes to mind when you think of debt reduction. However, when it comes to trying to reduce your debt, many of the steps you have to take are very similar to the … Continue reading

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10 Places You Can Get Stuff for Free

Everyone loves a freebie. Most people are aware that there are a lot of places where you can get small, free samples online, but is it possible to get bigger and more expensive items for free? Most people don’t think … Continue reading

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10 Laundry Gadgets That Save Money

When it comes to doing laundry, there are a lot of little things that you can do to save money. There are ways to save money while using both the washer and the dryer, and there are also a number … Continue reading

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10 Ways to Save Money on Wine

There seems to be quite a few people who think it takes a lot of time and knowledge to understand wine, but the truth is that you simply need to learn which wines you enjoy the most. You don’t have … Continue reading

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10 Common Credit Union Myths

There is a lot to love about credit unions, especially when they’re compared to banks. They lack the huge conglomerate feel that many big banks have, and they often have a local flavor which lets them release a quirky video … Continue reading

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10 Ways to Save Money When Visiting the Beach

With summer just around the corner, one of the top priorities for a lot of people will be to take off to the beach for a day, or for an extended vacation, when the opportunity permits. One of great things … Continue reading

Posted in Budgeting, Entertainment, Holidays, Personal Finance, Saving Money, Shopping, Travel | Tagged , , , , , , , | 1 Comment

10 Cleaning Gadgets That Save Money & Time

If you still haven’t started your spring cleaning, there’s a good chance that it’s because you simply don’t like to clean. This is nothing to be ashamed of. There are a lot of us who simply look upon cleaning as … Continue reading

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10 Common Excuses People Give for Not Saving Money

There are many people in this economy who have legitimate reasons for not saving money. But there are also a lot of other people who claim that they’re incapable of saving money when saving money would only require them to … Continue reading

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10 Travel Apps That Save Money

For those who enjoy traveling, one of the best tools that they have can often be found in their pocket. While your phone isn’t the first gadget that most people think about when planning a vacation, there are now plenty … Continue reading

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10 Lifestyle Investments to Avoid

One of the selling tactics that I have been hearing more and more these days is to make purchases as a “lifestyle investment.” The entire term bothers me in a number of ways, but the worst part is be bringing … Continue reading

Posted in Cars, Debt, Housing, Investing, Personal Finance, Shopping | Tagged , , , , , , , , | 7 Comments

10 Things Worth Splurging On

If you’re on a tight budget or limited income, you’re probably pretty price conscious. However, while buying cheaper items can be great in some instances, there are certain items where you should splurge a little when buying. Many of the … Continue reading

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10 Ways to Save Money on Coffee

There are many people who will willingly confess that they have an addiction to coffee. It’s one of those drinks that quite a few people insist they need to consume at least once or twice a day. However, any coffee … Continue reading

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Save Money As Soon As You Wake Up

For those of us who aren’t morning people, the thought of actively saving money as soon as we wake up might seem like an impossible task. However, there are plenty of things you can do to save money that don’t … Continue reading

Posted in Food / Groceries, Frugal, Personal Finance, Saving Money | Tagged , , , , , , | 6 Comments

10 Reasons A Staycation Can Be Better Than A Vacation

In the past couple of years, the bad economy has forced many people to take a “staycation” instead of a vacation. A staycation means staying in your local area instead of traveling domestically or internationally. Of course, that doesn’t mean … Continue reading

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10 Habits Keeping You Poor

Nobody wants or sets out to be poor. While there are many factors which can contribute to people finding themselves in a position of not having much money such as lack of education, medical expenses and job loss, the reality … Continue reading

Posted in Budgeting, Credit Cards, Debt, Personal Finance | Tagged , , , , , , , | 13 Comments

10 Healthy Soda Alternatives

Soda can be a delicious treat, but as many of us know, it’s a treat that’s loaded with sugar and calories. Like many delicious drinks, soda isn’t exactly a healthy drink. If you’re looking to cut back on your soda … Continue reading

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10 Ways to Save Money Planting a Garden

Gardens can be a wonderful addition to your home. Not only do they provide you with fresh produce, but they can add a nice atmosphere to your back yard. Unfortunately, sometimes gardening can become expensive. Here are a few ways … Continue reading

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10 Alternatives to Cable TV

Are you tired of paying an outrageously high cable bill each month? Do you have a cable package for hundreds of channels, but only watch about a dozen? Do you just not want to deal with the cable company anymore? … Continue reading

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