<?xml version="1.0" encoding="UTF-8"?>
<rss version="2.0"
	xmlns:content="http://purl.org/rss/1.0/modules/content/"
	xmlns:wfw="http://wellformedweb.org/CommentAPI/"
	xmlns:dc="http://purl.org/dc/elements/1.1/"
	xmlns:atom="http://www.w3.org/2005/Atom"
	xmlns:sy="http://purl.org/rss/1.0/modules/syndication/"
	xmlns:slash="http://purl.org/rss/1.0/modules/slash/"
	>

<channel>
	<title>Personal Finance Advice &#187; Danielle Warchol</title>
	<atom:link href="http://www.pfadvice.com/author/danielle-warchol/feed/" rel="self" type="application/rss+xml" />
	<link>http://www.pfadvice.com</link>
	<description>Bridging the gap between saving money and investing</description>
	<lastBuildDate>Wed, 22 May 2013 12:41:02 +0000</lastBuildDate>
	<language>en-US</language>
	<sy:updatePeriod>hourly</sy:updatePeriod>
	<sy:updateFrequency>1</sy:updateFrequency>
	<generator>http://wordpress.org/?v=3.5.1</generator>
		<item>
		<title>Debt Reduction Diet: 10 Ways Debt Reduction Is Like Dieting</title>
		<link>http://www.pfadvice.com/2013/05/21/debt-reduction-diet-10-ways-debt-reduction-is-like-dieting/</link>
		<comments>http://www.pfadvice.com/2013/05/21/debt-reduction-diet-10-ways-debt-reduction-is-like-dieting/#comments</comments>
		<pubDate>Tue, 21 May 2013 13:01:35 +0000</pubDate>
		<dc:creator>Danielle Warchol</dc:creator>
				<category><![CDATA[Budgeting]]></category>
		<category><![CDATA[Debt]]></category>
		<category><![CDATA[Personal Finance]]></category>
		<category><![CDATA[acknowledge the problem]]></category>
		<category><![CDATA[baby steps]]></category>
		<category><![CDATA[Debt Reduction]]></category>
		<category><![CDATA[dieting]]></category>
		<category><![CDATA[monthly plan]]></category>
		<category><![CDATA[prioritize]]></category>
		<category><![CDATA[reduce debt]]></category>
		<category><![CDATA[reduce weight]]></category>
		<category><![CDATA[take action]]></category>
		<category><![CDATA[weekly plan]]></category>

		<guid isPermaLink="false">http://www.savingadvice.com/articles/?p=15265</guid>
		<description><![CDATA[Dieting is probably not the first word that comes to mind when you think of debt reduction. However, when it comes to trying to reduce your debt, many of the steps you have to take are very similar to the steps you&#8217;d take when trying to reduce weight. Probably the most essential part to both [...]]]></description>
		<wfw:commentRss>http://www.pfadvice.com/2013/05/21/debt-reduction-diet-10-ways-debt-reduction-is-like-dieting/feed/</wfw:commentRss>
		<slash:comments>4</slash:comments>
		</item>
		<item>
		<title>10 Places You Can Get Stuff For Free</title>
		<link>http://www.pfadvice.com/2013/05/16/10-places-you-can-get-stuff-for-free/</link>
		<comments>http://www.pfadvice.com/2013/05/16/10-places-you-can-get-stuff-for-free/#comments</comments>
		<pubDate>Thu, 16 May 2013 17:08:00 +0000</pubDate>
		<dc:creator>Danielle Warchol</dc:creator>
				<category><![CDATA[Frugal]]></category>
		<category><![CDATA[Personal Finance]]></category>
		<category><![CDATA[Saving Money]]></category>
		<category><![CDATA[college towns]]></category>
		<category><![CDATA[free items]]></category>
		<category><![CDATA[free stuff]]></category>
		<category><![CDATA[free things]]></category>
		<category><![CDATA[freecycle]]></category>
		<category><![CDATA[garage sales]]></category>
		<category><![CDATA[moving sales]]></category>
		<category><![CDATA[roadside freebies]]></category>
		<category><![CDATA[social media]]></category>

		<guid isPermaLink="false">http://www.savingadvice.com/articles/?p=15143</guid>
		<description><![CDATA[There are a lot of places to get small, free samples online, but is it possible to get bigger and more expensive items for free? There are actually quite a few places that you can get free stuff that&#8217;s still in perfectly good shape or needs only minor repairs. Before you go out and spend [...]]]></description>
		<wfw:commentRss>http://www.pfadvice.com/2013/05/16/10-places-you-can-get-stuff-for-free/feed/</wfw:commentRss>
		<slash:comments>2</slash:comments>
		</item>
		<item>
		<title>10 Laundry Gadgets That Save Money</title>
		<link>http://www.pfadvice.com/2013/05/14/10-laundry-gadgets-that-save-money/</link>
		<comments>http://www.pfadvice.com/2013/05/14/10-laundry-gadgets-that-save-money/#comments</comments>
		<pubDate>Tue, 14 May 2013 17:03:09 +0000</pubDate>
		<dc:creator>Danielle Warchol</dc:creator>
				<category><![CDATA[Frugal]]></category>
		<category><![CDATA[Personal Finance]]></category>
		<category><![CDATA[Saving Money]]></category>
		<category><![CDATA[dryer]]></category>
		<category><![CDATA[dryer gadgets]]></category>
		<category><![CDATA[laundry]]></category>
		<category><![CDATA[laundry gadgets]]></category>
		<category><![CDATA[save money]]></category>
		<category><![CDATA[washer]]></category>
		<category><![CDATA[washer gadgets]]></category>

		<guid isPermaLink="false">http://www.savingadvice.com/articles/?p=11400</guid>
		<description><![CDATA[When it comes to doing laundry, there are a lot of little things that you can do to save money. There are ways to save money while using both the washer and the dryer, and there are also a number of gadgets that you can purchase that can help to reduce the costs of doing [...]]]></description>
		<wfw:commentRss>http://www.pfadvice.com/2013/05/14/10-laundry-gadgets-that-save-money/feed/</wfw:commentRss>
		<slash:comments>20</slash:comments>
		</item>
		<item>
		<title>10 Ways to Save Money on Wine</title>
		<link>http://www.pfadvice.com/2013/05/09/10-ways-to-save-money-on-wine/</link>
		<comments>http://www.pfadvice.com/2013/05/09/10-ways-to-save-money-on-wine/#comments</comments>
		<pubDate>Thu, 09 May 2013 14:05:15 +0000</pubDate>
		<dc:creator>Danielle Warchol</dc:creator>
				<category><![CDATA[Food / Groceries]]></category>
		<category><![CDATA[Personal Finance]]></category>
		<category><![CDATA[Saving Money]]></category>
		<category><![CDATA[Shopping]]></category>
		<category><![CDATA[cheaper brands]]></category>
		<category><![CDATA[compare prices]]></category>
		<category><![CDATA[domestic wine]]></category>
		<category><![CDATA[foreign wine]]></category>
		<category><![CDATA[house wine]]></category>
		<category><![CDATA[imported wine]]></category>
		<category><![CDATA[popular wines]]></category>
		<category><![CDATA[wine]]></category>
		<category><![CDATA[wine sales]]></category>
		<category><![CDATA[wine tasting]]></category>

		<guid isPermaLink="false">http://www.savingadvice.com/articles/?p=14705</guid>
		<description><![CDATA[You don&#8217;t have to be a wine expert to get nice quality wines at a decent price. There are plenty of wonderful wines that don&#8217;t cost an arm and a leg, and no matter what level your wine expertise, there are some simple steps that you can take to save money without compromising on quality. [...]]]></description>
		<wfw:commentRss>http://www.pfadvice.com/2013/05/09/10-ways-to-save-money-on-wine/feed/</wfw:commentRss>
		<slash:comments>7</slash:comments>
		</item>
		<item>
		<title>10 Common Credit Union Myths</title>
		<link>http://www.pfadvice.com/2013/05/06/10-common-credit-union-myths/</link>
		<comments>http://www.pfadvice.com/2013/05/06/10-common-credit-union-myths/#comments</comments>
		<pubDate>Mon, 06 May 2013 15:15:11 +0000</pubDate>
		<dc:creator>Danielle Warchol</dc:creator>
				<category><![CDATA[Personal Finance]]></category>
		<category><![CDATA[Saving Money]]></category>
		<category><![CDATA[banking myths]]></category>
		<category><![CDATA[banks]]></category>
		<category><![CDATA[credit union]]></category>
		<category><![CDATA[credit union myths]]></category>
		<category><![CDATA[myths]]></category>

		<guid isPermaLink="false">http://www.savingadvice.com/articles/?p=15090</guid>
		<description><![CDATA[There is a lot to love about credit unions, especially when they&#8217;re compared to banks. They lack the huge conglomerate feel that many big banks have, and they often have a local flavor which lets them release a quirky video like this (can you imagine a wall street bank ever releasing an advertisement like that?) [...]]]></description>
		<wfw:commentRss>http://www.pfadvice.com/2013/05/06/10-common-credit-union-myths/feed/</wfw:commentRss>
		<slash:comments>3</slash:comments>
		</item>
		<item>
		<title>10 Ways to Save Money When Visiting the Beach</title>
		<link>http://www.pfadvice.com/2013/05/02/10-ways-to-save-money-when-visiting-the-beach/</link>
		<comments>http://www.pfadvice.com/2013/05/02/10-ways-to-save-money-when-visiting-the-beach/#comments</comments>
		<pubDate>Thu, 02 May 2013 14:40:01 +0000</pubDate>
		<dc:creator>Danielle Warchol</dc:creator>
				<category><![CDATA[Budgeting]]></category>
		<category><![CDATA[Entertainment]]></category>
		<category><![CDATA[Holidays]]></category>
		<category><![CDATA[Personal Finance]]></category>
		<category><![CDATA[Saving Money]]></category>
		<category><![CDATA[Shopping]]></category>
		<category><![CDATA[Travel]]></category>
		<category><![CDATA[beach]]></category>
		<category><![CDATA[beach accommodations]]></category>
		<category><![CDATA[beach town]]></category>
		<category><![CDATA[off-season]]></category>
		<category><![CDATA[public beach]]></category>
		<category><![CDATA[save money]]></category>
		<category><![CDATA[summer trip]]></category>
		<category><![CDATA[summer vacation]]></category>

		<guid isPermaLink="false">http://www.savingadvice.com/articles/?p=14295</guid>
		<description><![CDATA[With summer just around the corner, one of the top priorities for a lot of people will be to take off to the beach for a day, or for an extended vacation, when the opportunity permits. One of great things about going to the beach is that it can be a relatively low-cost, day-log activity. [...]]]></description>
		<wfw:commentRss>http://www.pfadvice.com/2013/05/02/10-ways-to-save-money-when-visiting-the-beach/feed/</wfw:commentRss>
		<slash:comments>1</slash:comments>
		</item>
		<item>
		<title>10 Cleaning Gadgets That Save Money &amp; Time</title>
		<link>http://www.pfadvice.com/2013/04/30/10-cleaning-gadgets-that-save-money-time/</link>
		<comments>http://www.pfadvice.com/2013/04/30/10-cleaning-gadgets-that-save-money-time/#comments</comments>
		<pubDate>Tue, 30 Apr 2013 14:12:56 +0000</pubDate>
		<dc:creator>Danielle Warchol</dc:creator>
				<category><![CDATA[Housing]]></category>
		<category><![CDATA[Personal Finance]]></category>
		<category><![CDATA[Saving Money]]></category>
		<category><![CDATA[Shopping]]></category>
		<category><![CDATA[cleaning gadgets]]></category>
		<category><![CDATA[cyber clean]]></category>
		<category><![CDATA[dislike cleaning]]></category>
		<category><![CDATA[gutter robot]]></category>
		<category><![CDATA[household cleaning]]></category>
		<category><![CDATA[magic eraser]]></category>
		<category><![CDATA[pool robot]]></category>
		<category><![CDATA[save money]]></category>
		<category><![CDATA[sonic scrubber]]></category>
		<category><![CDATA[spring cleaning]]></category>
		<category><![CDATA[swiffer duster]]></category>
		<category><![CDATA[window vac]]></category>

		<guid isPermaLink="false">http://www.savingadvice.com/articles/?p=14743</guid>
		<description><![CDATA[If you still haven&#8217;t started your spring cleaning, there&#8217;s a good chance that it&#8217;s because you simply don&#8217;t like to clean. This is nothing to be ashamed of. There are a lot of us who simply look upon cleaning as one of the most disliked chores that need to be done. On the other hand, [...]]]></description>
		<wfw:commentRss>http://www.pfadvice.com/2013/04/30/10-cleaning-gadgets-that-save-money-time/feed/</wfw:commentRss>
		<slash:comments>8</slash:comments>
		</item>
		<item>
		<title>10 Common Excuses People Give for Not Saving Money</title>
		<link>http://www.pfadvice.com/2013/04/25/10-common-excuses-people-give-for-not-saving-money/</link>
		<comments>http://www.pfadvice.com/2013/04/25/10-common-excuses-people-give-for-not-saving-money/#comments</comments>
		<pubDate>Thu, 25 Apr 2013 14:26:59 +0000</pubDate>
		<dc:creator>Danielle Warchol</dc:creator>
				<category><![CDATA[Budgeting]]></category>
		<category><![CDATA[Personal Finance]]></category>
		<category><![CDATA[Saving Money]]></category>
		<category><![CDATA[401k]]></category>
		<category><![CDATA[emergency fund]]></category>
		<category><![CDATA[financial excuses]]></category>
		<category><![CDATA[money excuses]]></category>
		<category><![CDATA[save money]]></category>
		<category><![CDATA[spending excuses]]></category>
		<category><![CDATA[too old]]></category>
		<category><![CDATA[too young]]></category>

		<guid isPermaLink="false">http://www.savingadvice.com/articles/?p=14843</guid>
		<description><![CDATA[There are many people in this economy who have legitimate reasons for not saving money. But there are also a lot of other people who claim that they&#8217;re incapable of saving money when saving money would only require them to make some small changes to their finances or spending habits. Some of the common excuses [...]]]></description>
		<wfw:commentRss>http://www.pfadvice.com/2013/04/25/10-common-excuses-people-give-for-not-saving-money/feed/</wfw:commentRss>
		<slash:comments>10</slash:comments>
		</item>
		<item>
		<title>10 Travel Apps That Save Money</title>
		<link>http://www.pfadvice.com/2013/04/23/10-travel-apps-that-save-money/</link>
		<comments>http://www.pfadvice.com/2013/04/23/10-travel-apps-that-save-money/#comments</comments>
		<pubDate>Tue, 23 Apr 2013 15:30:42 +0000</pubDate>
		<dc:creator>Danielle Warchol</dc:creator>
				<category><![CDATA[Personal Finance]]></category>
		<category><![CDATA[Saving Money]]></category>
		<category><![CDATA[Travel]]></category>
		<category><![CDATA[hotel apps]]></category>
		<category><![CDATA[save money]]></category>
		<category><![CDATA[travel apps]]></category>
		<category><![CDATA[travel gadgets]]></category>
		<category><![CDATA[travel tools]]></category>
		<category><![CDATA[trip apps]]></category>
		<category><![CDATA[vacation apps]]></category>
		<category><![CDATA[vacation planning]]></category>

		<guid isPermaLink="false">http://www.savingadvice.com/articles/?p=14845</guid>
		<description><![CDATA[For those who enjoy traveling, one of the best tools that they have can often be found in their pocket. While your phone isn&#8217;t the first gadget that most people think about when planning a vacation, there are now plenty of apps which can help save you money when you do travel. Here are ten [...]]]></description>
		<wfw:commentRss>http://www.pfadvice.com/2013/04/23/10-travel-apps-that-save-money/feed/</wfw:commentRss>
		<slash:comments>2</slash:comments>
		</item>
		<item>
		<title>10 Lifestyle Investments to Avoid</title>
		<link>http://www.pfadvice.com/2013/04/09/10-lifestyle-investments-to-avoid/</link>
		<comments>http://www.pfadvice.com/2013/04/09/10-lifestyle-investments-to-avoid/#comments</comments>
		<pubDate>Tue, 09 Apr 2013 19:17:41 +0000</pubDate>
		<dc:creator>Danielle Warchol</dc:creator>
				<category><![CDATA[Cars]]></category>
		<category><![CDATA[Debt]]></category>
		<category><![CDATA[Housing]]></category>
		<category><![CDATA[Investing]]></category>
		<category><![CDATA[Personal Finance]]></category>
		<category><![CDATA[Shopping]]></category>
		<category><![CDATA[designer accessories]]></category>
		<category><![CDATA[designer clothing]]></category>
		<category><![CDATA[lifestyle investment]]></category>
		<category><![CDATA[luxury cars]]></category>
		<category><![CDATA[McMansion]]></category>
		<category><![CDATA[plastic surgery]]></category>
		<category><![CDATA[recreation vehicles]]></category>
		<category><![CDATA[timeshares]]></category>
		<category><![CDATA[vacation homes]]></category>

		<guid isPermaLink="false">http://www.savingadvice.com/articles/?p=14748</guid>
		<description><![CDATA[One of the selling tactics that I have been hearing more and more these days is to make purchases as a &#8220;lifestyle investment.&#8221; The entire term bothers me in a number of ways, but the worst part is be bringing in the word &#8220;investment&#8221; into the dialog, the salesperson is trying to make you believe [...]]]></description>
		<wfw:commentRss>http://www.pfadvice.com/2013/04/09/10-lifestyle-investments-to-avoid/feed/</wfw:commentRss>
		<slash:comments>6</slash:comments>
		</item>
	</channel>
</rss>
