Personal Finance Advice

Dieting is probably not the first word that comes to mind when you think of debt reduction. However, when it comes to trying to reduce your debt, many of the steps you have to take are very similar to the steps you’d take when trying to reduce weight. Probably the most essential part to both [...]

There are a lot of places to get small, free samples online, but is it possible to get bigger and more expensive items for free? There are actually quite a few places that you can get free stuff that’s still in perfectly good shape or needs only minor repairs. Before you go out and spend [...]

When it comes to doing laundry, there are a lot of little things that you can do to save money. There are ways to save money while using both the washer and the dryer, and there are also a number of gadgets that you can purchase that can help to reduce the costs of doing [...]

You don’t have to be a wine expert to get nice quality wines at a decent price. There are plenty of wonderful wines that don’t cost an arm and a leg, and no matter what level your wine expertise, there are some simple steps that you can take to save money without compromising on quality. [...]

There is a lot to love about credit unions, especially when they’re compared to banks. They lack the huge conglomerate feel that many big banks have, and they often have a local flavor which lets them release a quirky video like this (can you imagine a wall street bank ever releasing an advertisement like that?) [...]

With summer just around the corner, one of the top priorities for a lot of people will be to take off to the beach for a day, or for an extended vacation, when the opportunity permits. One of great things about going to the beach is that it can be a relatively low-cost, day-log activity. [...]

If you still haven’t started your spring cleaning, there’s a good chance that it’s because you simply don’t like to clean. This is nothing to be ashamed of. There are a lot of us who simply look upon cleaning as one of the most disliked chores that need to be done. On the other hand, [...]

There are many people in this economy who have legitimate reasons for not saving money. But there are also a lot of other people who claim that they’re incapable of saving money when saving money would only require them to make some small changes to their finances or spending habits. Some of the common excuses [...]

For those who enjoy traveling, one of the best tools that they have can often be found in their pocket. While your phone isn’t the first gadget that most people think about when planning a vacation, there are now plenty of apps which can help save you money when you do travel. Here are ten [...]

One of the selling tactics that I have been hearing more and more these days is to make purchases as a “lifestyle investment.” The entire term bothers me in a number of ways, but the worst part is be bringing in the word “investment” into the dialog, the salesperson is trying to make you believe [...]

If you’re on a tight budget or limited income, you’re probably pretty price conscious. However, while buying cheaper items can be great in some instances, there are certain items where you should splurge a little when buying. Many of the items on this list aren’t top luxury items, but rather items where you should consider [...]

There are many people who will willingly confess that they have an addiction to coffee. It’s one of those drinks that quite a few people insist they need to consume at least once or twice a day. However, any coffee drinker knows that sometimes coffee can be pretty expensive. Fortunately, there are a number of [...]

For those of us who aren’t morning people, the thought of actively saving money as soon as we wake up might seem like an impossible task. However, there are plenty of things you can do to save money that don’t require much brain activity in the morning. One of the best ways to make saving [...]

Like most holidays, preparing for Easter can put a dent into your budget if you aren’t careful. If you have children, you probably know that buying new clothes, gifts, or other Easter accessories adds up very quickly, and can cause unexpected stress to your monthly budget. Here are a few ways to celebrate the holiday [...]

In the past couple of years, the bad economy has forced many people to take a “staycation” instead of a vacation. A staycation means staying in your local area instead of traveling domestically or internationally. Of course, that doesn’t mean you’re not allowed to have fun! A staycation can involve hanging around your house or [...]

Many people have financial troubles, and while financial difficulty happens due to legitimate reasons such as job loss or medical expenses, many times the poor financial state is due to nothing more than bad habits. Here are a number of things that people do that keeps them poor: Inability to Save Money There are a [...]

Soda can be a delicious treat, but as many of us know, it’s a treat that’s loaded with sugar and calories. Like many delicious drinks, soda isn’t exactly a healthy drink. If you’re looking to cut back on your soda intake, there are plenty of other healthy alternatives that are just as delicious and will [...]

Gardens can be a wonderful addition to your home. Not only do they provide you with fresh produce, but they can add a nice atmosphere to your back yard. Unfortunately, sometimes gardening can become expensive. Here are a few ways to create an inexpensive garden that will keep the overall costs down: Start Plants from [...]

Are you tired of paying an outrageously high cable bill each month? Do you have a cable package for hundreds of channels, but only watch about a dozen? Do you just not want to deal with the cable company anymore? Cable TV isn’t the only choice, and there are plenty of alternatives that you should [...]

There are a lot of places to look for coins when you are walking about outside. When there is a need to quickly find a few dollars, however, you may want to search in your house instead. Money sometimes gets stored for a later date and accidentally forgotten about. Other times, it simply gets misplaced. [...]