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	<title>Personal Finance Advice &#187; Dana O. Crandell</title>
	<atom:link href="http://www.pfadvice.com/author/dana-o-crandell/feed/" rel="self" type="application/rss+xml" />
	<link>http://www.pfadvice.com</link>
	<description>Bridging the gap between saving money and investing</description>
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		<title>10 Financial Reasons to Trash Trawl</title>
		<link>http://www.pfadvice.com/2012/08/28/10-financial-reasons-to-trash-trawl/</link>
		<comments>http://www.pfadvice.com/2012/08/28/10-financial-reasons-to-trash-trawl/#comments</comments>
		<pubDate>Tue, 28 Aug 2012 14:03:40 +0000</pubDate>
		<dc:creator>Dana O. Crandell</dc:creator>
				<category><![CDATA[Food / Groceries]]></category>
		<category><![CDATA[Frugal]]></category>
		<category><![CDATA[Making Money]]></category>
		<category><![CDATA[Personal Finance]]></category>
		<category><![CDATA[Saving Money]]></category>
		<category><![CDATA[cheap furnishing]]></category>
		<category><![CDATA[dumpster diving]]></category>
		<category><![CDATA[hidden treasures]]></category>
		<category><![CDATA[one man's trash]]></category>
		<category><![CDATA[reclaim]]></category>
		<category><![CDATA[recycle]]></category>
		<category><![CDATA[reuse]]></category>
		<category><![CDATA[throw away]]></category>
		<category><![CDATA[trash bins]]></category>
		<category><![CDATA[trash trawling]]></category>

		<guid isPermaLink="false">http://www.savingadvice.com/articles/?p=11657</guid>
		<description><![CDATA[I should probably point out right away that the subject of this article isn&#8217;t for the faint of heart. I&#8217;m sure that the idea of sorting through garbage probably conjures up some awfully nasty visions for some readers. Dumpster diving, sometimes referred to as trash trawling, is becoming more commonplace and even something of a [...]]]></description>
		<wfw:commentRss>http://www.pfadvice.com/2012/08/28/10-financial-reasons-to-trash-trawl/feed/</wfw:commentRss>
		<slash:comments>9</slash:comments>
		</item>
		<item>
		<title>Things Worth Paying Someone Else To Do</title>
		<link>http://www.pfadvice.com/2012/08/23/things-worth-paying-someone-else-to-do/</link>
		<comments>http://www.pfadvice.com/2012/08/23/things-worth-paying-someone-else-to-do/#comments</comments>
		<pubDate>Thu, 23 Aug 2012 17:42:26 +0000</pubDate>
		<dc:creator>Dana O. Crandell</dc:creator>
				<category><![CDATA[Budgeting]]></category>
		<category><![CDATA[Frugal]]></category>
		<category><![CDATA[Personal Finance]]></category>
		<category><![CDATA[Saving Money]]></category>
		<category><![CDATA[change oil]]></category>
		<category><![CDATA[diy]]></category>
		<category><![CDATA[Do-It-Yourself]]></category>
		<category><![CDATA[pay or do]]></category>
		<category><![CDATA[pay others]]></category>
		<category><![CDATA[saving time]]></category>
		<category><![CDATA[services worth paying]]></category>
		<category><![CDATA[time is money]]></category>

		<guid isPermaLink="false">http://www.savingadvice.com/articles/?p=11122</guid>
		<description><![CDATA[I&#8217;m a cheapskate at heart. I do my own mechanic work, maintain my own computer, do my own home repairs and will do just about anything I can manage on my own, to save money. So, it might seem strange that I&#8217;m writing this article about paying for services. Well, I&#8217;m a cheapskate who&#8217;s learned [...]]]></description>
		<wfw:commentRss>http://www.pfadvice.com/2012/08/23/things-worth-paying-someone-else-to-do/feed/</wfw:commentRss>
		<slash:comments>0</slash:comments>
		</item>
		<item>
		<title>10 Holiday Celebration Spending Mistakes</title>
		<link>http://www.pfadvice.com/2012/07/05/10-holiday-celebration-spending-mistakes/</link>
		<comments>http://www.pfadvice.com/2012/07/05/10-holiday-celebration-spending-mistakes/#comments</comments>
		<pubDate>Thu, 05 Jul 2012 15:41:16 +0000</pubDate>
		<dc:creator>Dana O. Crandell</dc:creator>
				<category><![CDATA[Budgeting]]></category>
		<category><![CDATA[Credit Cards]]></category>
		<category><![CDATA[Debt]]></category>
		<category><![CDATA[Frugal]]></category>
		<category><![CDATA[Holidays]]></category>
		<category><![CDATA[Personal Finance]]></category>
		<category><![CDATA[Saving Money]]></category>
		<category><![CDATA[Shopping]]></category>
		<category><![CDATA[celebration spending]]></category>
		<category><![CDATA[holiday celebrations]]></category>
		<category><![CDATA[holiday gifts]]></category>
		<category><![CDATA[holiday savings]]></category>
		<category><![CDATA[holiday spending]]></category>
		<category><![CDATA[money mistakes]]></category>

		<guid isPermaLink="false">http://www.savingadvice.com/articles/?p=9461</guid>
		<description><![CDATA[No matter how well we budget for the coming year, holidays always seem to sneak up on us. Think about how many special occasions require extra spending in just one year: birthdays, Valentine&#8217;s Day, Thanksgiving, the winter holidays including New Years, religious celebrations, or any weekend where you get together with family and friends. All [...]]]></description>
		<wfw:commentRss>http://www.pfadvice.com/2012/07/05/10-holiday-celebration-spending-mistakes/feed/</wfw:commentRss>
		<slash:comments>3</slash:comments>
		</item>
		<item>
		<title>Things You Own that You May Not Really Need</title>
		<link>http://www.pfadvice.com/2012/06/21/things-you-own-that-you-may-not-really-need/</link>
		<comments>http://www.pfadvice.com/2012/06/21/things-you-own-that-you-may-not-really-need/#comments</comments>
		<pubDate>Thu, 21 Jun 2012 19:02:31 +0000</pubDate>
		<dc:creator>Dana O. Crandell</dc:creator>
				<category><![CDATA[Frugal]]></category>
		<category><![CDATA[Personal Finance]]></category>
		<category><![CDATA[Saving Money]]></category>
		<category><![CDATA[do without]]></category>
		<category><![CDATA[live without]]></category>
		<category><![CDATA[no need]]></category>
		<category><![CDATA[not needed]]></category>
		<category><![CDATA[unneeded stuff]]></category>
		<category><![CDATA[unneeded things]]></category>

		<guid isPermaLink="false">http://www.savingadvice.com/articles/?p=10844</guid>
		<description><![CDATA[Technological progress has a tendency to make things obsolete over time. People, on the other hand, tend to resist when it comes to giving up their things. I&#8217;m as guilty as the next guy; I like my stuff and I still have a lot of things I no longer use. I have my reasons, but [...]]]></description>
		<wfw:commentRss>http://www.pfadvice.com/2012/06/21/things-you-own-that-you-may-not-really-need/feed/</wfw:commentRss>
		<slash:comments>11</slash:comments>
		</item>
		<item>
		<title>Amish Money: 10 Frugal Lessons from the Amish</title>
		<link>http://www.pfadvice.com/2012/06/12/amish-money-10-frugal-lessons-from-the-amish/</link>
		<comments>http://www.pfadvice.com/2012/06/12/amish-money-10-frugal-lessons-from-the-amish/#comments</comments>
		<pubDate>Tue, 12 Jun 2012 12:44:08 +0000</pubDate>
		<dc:creator>Dana O. Crandell</dc:creator>
				<category><![CDATA[Frugal]]></category>
		<category><![CDATA[Personal Finance]]></category>
		<category><![CDATA[Saving Money]]></category>
		<category><![CDATA[Amish]]></category>
		<category><![CDATA[craftsmanship]]></category>
		<category><![CDATA[gifts]]></category>
		<category><![CDATA[grow your own]]></category>
		<category><![CDATA[needs]]></category>
		<category><![CDATA[quality]]></category>
		<category><![CDATA[simplicity]]></category>
		<category><![CDATA[wants]]></category>
		<category><![CDATA[working together]]></category>

		<guid isPermaLink="false">http://www.savingadvice.com/articles/?p=10910</guid>
		<description><![CDATA[Amish people and communities are unique in many ways. To most outsiders, they&#8217;re known mostly as soft-spoken people who live a simple life, don&#8217;t use electricity and don&#8217;t drive cars. They&#8217;ve also had just enough bad press to make some people wary. No matter what your opinion of their beliefs, the traditional Amish lifestyle offers [...]]]></description>
		<wfw:commentRss>http://www.pfadvice.com/2012/06/12/amish-money-10-frugal-lessons-from-the-amish/feed/</wfw:commentRss>
		<slash:comments>11</slash:comments>
		</item>
		<item>
		<title>10 Phone Apps That Can Help You Make Money</title>
		<link>http://www.pfadvice.com/2012/06/07/10-phone-apps-that-can-help-you-make-money/</link>
		<comments>http://www.pfadvice.com/2012/06/07/10-phone-apps-that-can-help-you-make-money/#comments</comments>
		<pubDate>Thu, 07 Jun 2012 17:50:14 +0000</pubDate>
		<dc:creator>Dana O. Crandell</dc:creator>
				<category><![CDATA[Making Money]]></category>
		<category><![CDATA[Personal Finance]]></category>
		<category><![CDATA[Shopping]]></category>
		<category><![CDATA[Android apps]]></category>
		<category><![CDATA[apps]]></category>
		<category><![CDATA[cell phone apps]]></category>
		<category><![CDATA[iPhone apps]]></category>
		<category><![CDATA[make money apps]]></category>
		<category><![CDATA[money apps]]></category>
		<category><![CDATA[money making apps]]></category>
		<category><![CDATA[phone apps]]></category>
		<category><![CDATA[popular apps]]></category>
		<category><![CDATA[smart phone]]></category>
		<category><![CDATA[smart phone apps]]></category>

		<guid isPermaLink="false">http://www.savingadvice.com/articles/?p=10664</guid>
		<description><![CDATA[Remember when phones were a convenient way to talk with friends and family from your home? If you&#8217;re not that old, maybe you can recall when you used your cell phone just to talk to people from any place you happened to have service. No? Well, it really doesn&#8217;t matter; if you&#8217;re like most people [...]]]></description>
		<wfw:commentRss>http://www.pfadvice.com/2012/06/07/10-phone-apps-that-can-help-you-make-money/feed/</wfw:commentRss>
		<slash:comments>12</slash:comments>
		</item>
		<item>
		<title>10 Ways To Save Money Camping</title>
		<link>http://www.pfadvice.com/2012/05/29/10-ways-to-save-money-camping/</link>
		<comments>http://www.pfadvice.com/2012/05/29/10-ways-to-save-money-camping/#comments</comments>
		<pubDate>Tue, 29 May 2012 13:20:56 +0000</pubDate>
		<dc:creator>Dana O. Crandell</dc:creator>
				<category><![CDATA[Frugal]]></category>
		<category><![CDATA[Personal Finance]]></category>
		<category><![CDATA[Saving Money]]></category>
		<category><![CDATA[Travel]]></category>
		<category><![CDATA[camping]]></category>
		<category><![CDATA[camping equipment]]></category>
		<category><![CDATA[camping supplies]]></category>
		<category><![CDATA[firewood]]></category>
		<category><![CDATA[national parks]]></category>
		<category><![CDATA[private camping]]></category>
		<category><![CDATA[RVs]]></category>
		<category><![CDATA[tent camping]]></category>
		<category><![CDATA[used equipment]]></category>

		<guid isPermaLink="false">http://www.savingadvice.com/articles/?p=9658</guid>
		<description><![CDATA[There&#8217;s nothing quite like spending time in the great outdoors and sleeping under the stars. Camping is an enjoyable, healthy activity that the entire family can participate in with a wide variety of choices from private camp sites to National Parks. For those that enjoy getting out and communing with nature, the only drawback is [...]]]></description>
		<wfw:commentRss>http://www.pfadvice.com/2012/05/29/10-ways-to-save-money-camping/feed/</wfw:commentRss>
		<slash:comments>9</slash:comments>
		</item>
		<item>
		<title>Things To Do Now To Save Money This Christmas</title>
		<link>http://www.pfadvice.com/2012/05/22/things-to-do-to-save-money-this-christmas/</link>
		<comments>http://www.pfadvice.com/2012/05/22/things-to-do-to-save-money-this-christmas/#comments</comments>
		<pubDate>Tue, 22 May 2012 15:40:29 +0000</pubDate>
		<dc:creator>Dana O. Crandell</dc:creator>
				<category><![CDATA[Budgeting]]></category>
		<category><![CDATA[Frugal]]></category>
		<category><![CDATA[Holidays]]></category>
		<category><![CDATA[Personal Finance]]></category>
		<category><![CDATA[Saving Money]]></category>
		<category><![CDATA[Shopping]]></category>
		<category><![CDATA[Christmas]]></category>
		<category><![CDATA[Christmas gifts]]></category>
		<category><![CDATA[Christmas in summer]]></category>
		<category><![CDATA[Christmas list]]></category>
		<category><![CDATA[Christmas presents]]></category>
		<category><![CDATA[early Christmas shopping]]></category>
		<category><![CDATA[homemade Christmas gifts]]></category>
		<category><![CDATA[save money on Christmas]]></category>

		<guid isPermaLink="false">http://www.savingadvice.com/articles/?p=10444</guid>
		<description><![CDATA[Christmas is a time for giving, and it&#8217;s easy to get caught up in the spirit. Giving feels so good that it can easily result in overspending and sometimes stretching your credit to the limit. That means you might spend several months after the Holidays just taking care of debts you built up while the [...]]]></description>
		<wfw:commentRss>http://www.pfadvice.com/2012/05/22/things-to-do-to-save-money-this-christmas/feed/</wfw:commentRss>
		<slash:comments>5</slash:comments>
		</item>
		<item>
		<title>10 Clues You Are Trying To Keep Up With The Joneses</title>
		<link>http://www.pfadvice.com/2012/05/15/10-clues-you-are-trying-to-keep-up-with-the-joneses/</link>
		<comments>http://www.pfadvice.com/2012/05/15/10-clues-you-are-trying-to-keep-up-with-the-joneses/#comments</comments>
		<pubDate>Tue, 15 May 2012 15:13:20 +0000</pubDate>
		<dc:creator>Dana O. Crandell</dc:creator>
				<category><![CDATA[Cars]]></category>
		<category><![CDATA[Credit Cards]]></category>
		<category><![CDATA[Debt]]></category>
		<category><![CDATA[Personal Finance]]></category>
		<category><![CDATA[Saving Money]]></category>
		<category><![CDATA[Shopping]]></category>
		<category><![CDATA[brand names]]></category>
		<category><![CDATA[Joneses]]></category>
		<category><![CDATA[keeping up with the Joneses]]></category>
		<category><![CDATA[latest gadgets]]></category>
		<category><![CDATA[monthly bills]]></category>
		<category><![CDATA[rent-to-own]]></category>
		<category><![CDATA[status symbols]]></category>

		<guid isPermaLink="false">http://www.savingadvice.com/articles/?p=9921</guid>
		<description><![CDATA[It&#8217;s an easy trap to fall into. Your friends have cool stuff. You buy cool stuff. Before you realize it, you&#8217;re surrounded by the latest and greatest model of everything and working 3 jobs to pay for it all. The easiest way to stop the madness is to recognize the signs and break the cycle [...]]]></description>
		<wfw:commentRss>http://www.pfadvice.com/2012/05/15/10-clues-you-are-trying-to-keep-up-with-the-joneses/feed/</wfw:commentRss>
		<slash:comments>7</slash:comments>
		</item>
		<item>
		<title>Terrible Investment Advice</title>
		<link>http://www.pfadvice.com/2012/05/08/terrible-investment-advice/</link>
		<comments>http://www.pfadvice.com/2012/05/08/terrible-investment-advice/#comments</comments>
		<pubDate>Tue, 08 May 2012 16:30:53 +0000</pubDate>
		<dc:creator>Dana O. Crandell</dc:creator>
				<category><![CDATA[Investing]]></category>
		<category><![CDATA[Making Money]]></category>
		<category><![CDATA[Personal Finance]]></category>
		<category><![CDATA[bad advice]]></category>
		<category><![CDATA[bad investments]]></category>
		<category><![CDATA[how not to invest]]></category>
		<category><![CDATA[investment advice]]></category>
		<category><![CDATA[investment risks]]></category>
		<category><![CDATA[poor investments]]></category>
		<category><![CDATA[terrible investments]]></category>

		<guid isPermaLink="false">http://www.savingadvice.com/articles/?p=10397</guid>
		<description><![CDATA[Ask around and you&#8217;ll find plenty of people willing to give you &#8220;sound&#8221; investment advice. I&#8217;ve never been much of a conformist, so I&#8217;m going to offer you, instead, ten pieces of really terrible advice on investing. Why? So you&#8217;ll recognize them when you hear them from the &#8220;experts&#8221; or your friends. Some readers will [...]]]></description>
		<wfw:commentRss>http://www.pfadvice.com/2012/05/08/terrible-investment-advice/feed/</wfw:commentRss>
		<slash:comments>4</slash:comments>
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