Author Archives: Cortni Marrazzo

Fast Savings on Fast Food

Going out to eat can be an expensive endeavor and even though it’s generally cheaper to eat fast food, even that can get expensive if you are feeding more than one person. While it seems that the days of getting … Continue reading

Posted in Budgeting, Food / Groceries, Personal Finance, Saving Money | Tagged , , , , , , , , , | 2 Comments

The Price of a Pleasant Shopping Experience

I generally try to save money on everything I buy, especially groceries since they take up a large chunk of our budget each month. We usually try to shop at our military commissary or at a certain national chain that … Continue reading

Posted in Food / Groceries, Personal Finance, Saving Money, Shopping | Tagged , , , , | 4 Comments

Summer Fun on a Budget

Summer is already half way over, but you still have at least one more month of fun in the sun to enjoy (depending on where you live). So whether you’ve already maxed out your summer budget, or are simply looking … Continue reading

Posted in Frugal, Holidays, Personal Finance, Saving Money | Tagged , , , , | 3 Comments

The Latte Effect: When Financial Changes May Be a Little Late

It was recently announced in the news that Starbucks (SBUX) will be closing over 600 stores due to a phenomenon nicknamed “The Latte Effect.” This basically describes the actions people often take when economic times are tough and money is … Continue reading

Posted in Budgeting, Personal Finance, Saving Money | Tagged , , , , , , | 10 Comments

Price Matching: How to Save Even More

It seems that many businesses and stores these days are willing to fight hard for your patronage. I’ve noticed a lot more stores lately that now offer price matching on equal items from a different store. You simply show the … Continue reading

Posted in Personal Finance, Saving Money, Shopping | Tagged , , , , | 2 Comments

15 Everyday Habits that Save Money

I recently visited the dentist and learned that I had a cavity that needed a filling. My insurance would only pay a portion of what the filling would cost, so I would need to fork out $70 out of my … Continue reading

Posted in Personal Finance, Saving Money | Tagged , , , | 17 Comments

The Surprising Costs of DIY

My husband and I are do-it-yourselfers when it comes to home improvement. This is mostly because my husband’s dad is a contractor and he often guides and helps us when we need it. That being said, we’re barely a year … Continue reading

Posted in Housing, Personal Finance, Saving Money | Tagged , , , , , | 15 Comments

How to Cut Your Restaurant Bill in Half

I’ve recently discovered the joy of belonging to a special club that gives you discounts at restaurants of half off (and sometimes more). I want to share this saving opportunity with those who are not yet aware so they can … Continue reading

Posted in Food / Groceries, Frugal, Personal Finance, Saving Money | Tagged , , , , , , , , | 14 Comments

Why Are Student Loans Acceptable?

I’m sure you have heard that there is a difference between “good debt” and “bad debt.” Bad debt is usually associated with credit cards, car loans, and other debts that aren’t secured by something that is growing in value. However, … Continue reading

Posted in Debt, Education, Personal Finance | Tagged , , , , , | 23 Comments

The High Cost of Multilevel Marketing Plans

I am simply amazed at how much money certain “business opportunities” can end up costing. I put the term “business opportunities” in quotes because what I’m really talking about are multilevel marketing plans that disguise themselves as “business opportunities.” I … Continue reading

Posted in Making Money, Personal Finance | Tagged , , , , , , | 6 Comments

Successful Finances Require More than Just Learning

I once heard Dave Ramsey say that when it comes to getting out of debt and staying out of debt, it is 20% knowledge and 80% behavior. Just look at anyone who’s ever said “I know I shouldn’t (insert bad … Continue reading

Posted in Personal Finance | Tagged , , | 4 Comments

The Hazards of Personal Loans

When most people think of the word debt, they immediately think of credit cards, auto loans, student loans and mortgages. Those seem to be the most common debts in our society today. But there is another kind of debt that … Continue reading

Posted in Personal Finance | Tagged , , , | 2 Comments

Change the Way You Think about Money

A few weeks ago I heard someone say this when teaching about finances: “When we change the way we think about money, it will change the way we handle money.” This statement made me stop and think because I realized … Continue reading

Posted in Personal Finance, Saving Money | Tagged , , , | 6 Comments

When Trying to Save Money Can Cost You

The other day my husband and I went to a specific grocery store that we don’t normally shop at to pick up some ice-cream that was on sale. Normally this particular kind of ice-cream (my husband’s absolute favorite) is at … Continue reading

Posted in Food / Groceries, Personal Finance, Shopping | Tagged , , , , , | 9 Comments

5 Rules for Taking Advantage of a 0% Interest Rate Offer

“No interest and no payments for an entire year!” This statement can stop people in their tracks when shopping and often times is the deciding factor on a particular purchase. But this statement can be a dangerous one if you … Continue reading

Posted in Credit Cards, Personal Finance, Saving Money, Shopping | Tagged , , , , , , , , , | 8 Comments

How to Opportunity Budget

When setting up and running a household budget, the most important thing is that it works for you and your household. There are many good systems and practices that people may recommend, but the ultimate test of such a system … Continue reading

Posted in Budgeting, Personal Finance, Saving Money, Shopping | Tagged , , , , , , , | 7 Comments

Don’t Monthly Payment Yourself to Death

Most people are probably painfully aware that gas prices have been rapidly increasing over the last couple of years (and especially months), thus also increasing the costs of any items needing to be delivered from anywhere, the most common being … Continue reading

Posted in Budgeting, Personal Finance | Tagged , , , , , , | 6 Comments

Save Money on Fuel Resource

I recently discovered a new website that has a wealth of information about saving money on fuel. I’m pretty sure the website itself isn’t new, but it’s new to me and it might be new to you too. The website … Continue reading

Posted in Cars, Personal Finance, Saving Money | Tagged , , , , , | 2 Comments

Can a Brand New Car Be a Better Deal than a Used Car?

Since I first became interested in personal finance a few years ago, I have been dead set against buying a new car. As a person who likes to save money, the thought of buying something that would depreciate tremendously as … Continue reading

Posted in Cars, Personal Finance, Saving Money | Tagged , , , , , , , | 21 Comments

It’s Impossible to “Get Rich Quick”

You’ve seen them advertised, you had friends participate in them and maybe even you’ve been sucked in yourself: Get Rich Quick Schemes. If you buy this book about how to invest in real estate, you’ll be rich! If you join … Continue reading

Posted in Personal Finance, Saving Money | Tagged , , | 13 Comments