Personal Finance Advice

The company I worked for up until last Friday had been facing financial challenges for over a year. All of the employees knew that it was only a matter of time before the company resorted to drastic measures. We joked that one day we would arrive to work and find that our keys no longer [...]

It’s that time of year again. My kids had only been back to school for less than a week when they brought home the fundraiser brochure. This year my daughter was selling jewelry, boxed candy and “Michigan” themed products. My son’s school was pushing cookie dough and coffee. My 9 year old daughter immediately showed [...]

The library is an awesome, low cost place to hang out. But once you’ve read all the books, taken all the classes and surfed everything on the web, what else is there? Try these suggestions to make the most of your tax dollars. Find a date – Forget online dating websites. Choose your next date [...]

You Clap On! the television and there it is. Yet another ad for a product that you never knew you wanted. You turn up the volume on your Personal Sound Amplifier. Did you hear the announcer correctly? Could it really be? All that and a free gift for only $19.99 plus shipping and handling? You [...]

I received a letter from my electric power company recently encouraging me to sign up for the company’s “Green Generation” program. If I joined the “Green Team”, I could purchase energy generated from wind power and landfill gas for a mere .01667 cents per kilowatt hour. I could also purchase Green Blocks instead at $2.50 [...]

The Wizard of Oz was a big deal when I was a kid. It only played on television once a year, and I made sure I didn’t miss it. Of course I didn’t realize it at the time, but this movie provides young viewers with solid examples of adult finances in terms a kid can [...]

Dear Mr. CEO of a fiction company that bears no resemblance whatsoever to the author’s current real-life employer: We, your loyal employees, understand money is tight. We know you’re doing everything you can to keep the company running. But morale is down. Your employees think all you care about is meeting a sales number. Do [...]

After years of struggling to justify the cost of dog ownership, I have compiled a list of chores for my dogs to do that save me money and time. Training was simple, since most duties are derived from their natural instincts. I find myself with more time, more money and less stress. Most dogs would [...]