Credit Karma vs Annual Credit Report: Which Is Better?
With the announcement that Credit Karma now offers free credit reports
in addition to free credit scores, there are a number of people wondering how it compares to the government mandated free credit report site, AnnualCreditReport
. For those looking to get a free credit report, here are a few things you need to consider when choosing one or the other.
Number of Reports
The first thing to note is Credit Karma only gives users access to their TransUnion credit report. This is important because there are actually three main credit reporting agencies: TransUnion, Experian and Equifax. Each credit reporting agency is different than the others, and what is contained in each of their reports can
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