Are Credit Cards Beating Credit Karma at Its Own Game?

Credit Karma versus credit cards for free scores
Credit Karma is currently the king of free credit scores, but that crown may be in jeopardy. Major credit card companies, such as Discover, Barclaycard and First Bankcard are now offering free credit scores to their customers as part of their monthly billing statements. Due to credit card companies entering into the free credit score business, this service area is undergoing another big change. The question is whether or not this change will leave Credit Karma as a second-rate player rather than a leader. Unfortunately, the future looks questionable for the company.

This trend isn’t likely to change, and it will likely only increase with more and more credit cards offering free credit


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About Emie Fortney

Emie Fortney is a self-proclaimed ‘info-maniac’, a lifetime academic learner and a lover of the English language. With a pension for the technical, scientific and methodical aspects of life and technology she prides herself on providing readers with the most enlightening and accurate information available. She hopes to make a difference in the world today by continually providing accurate information in areas of her expertise to those seeking knowledge.
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10 Responses to Are Credit Cards Beating Credit Karma at Its Own Game?

  1. dan says:

    I used to use Credit Karma quite a bit, but then Discover started to give me my score with my statement. I don’t think I’ve been to their site since then. There really isn’t a reason for me to do so now that it’s delivered to me.

  2. Jamie says:

    Although credit card companies are offering the credit score consumers should not forget the importance of a credit report. for instance, offers consumer their actual free Equifax credit score along with their free credit score. Consumers should check their credit report because it shows consumers what shapes their credit score. Without the report the score is just a number.

  3. benjamin says:

    You can get your free credit report directly from all three agencies at for free each year. There is no need to go through a secondary company to get it.

  4. dean says:

    My opinion is that credit scores are highly overrated. Dave Ramsey says that your credit score should be zero. Everyone should follow his advice.

  5. turbolag says:

    Dean, don’t be a sheep… Educate yourself, it will change your life.

  6. bill says:

    Seriously Dean, take advice, but also think for yourself. This is one area where Dave has is head up is ass and doesn’t know what he’s talking about. Not to mention there is no such thing as a “zero credit score”

  7. dean says:

    I am educated. That’s why I know Dave Ramsey is right and credit scores are useless. Maybe you should educate yourself?

  8. dean says:

    No such thing as a zero credit score? What if you don’t have a credit score at all? That means it’s zero. You shouldn’t talk about things you don’t know about.

  9. Jamie says:

    Annual Credit Report is a great resource, but to get your credit score you have to pay. is a great place where you can get your full credit report AND score for free twice a year.

  10. bob johnson says:

    Credit Karma just started offering weekly full Transunion credit reports for free. Really worth a look if you have not been there lately.

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