Is Your Partner a Financial Bully? Take the Credit Karma Test to Find Out

Credit Karma has put together a financial bully test
You hear a lot about bullying in the news these days. Whether it’s kids at school, college students entering a fraternity or sorority, players in professional sport, or people on the Internet cyber-bullying, it’s an issue which has gained wider attention as a problem in society. The good news is that it’s an issue people are more willing to talk about today than in the past. The bad news is that it still exists, and it exists in many different forms. Now the website Credit Karma has developed a short test so you can see if you’re being financial bullied by your partner.

Credit Karma teamed up with Harris Interactive to find one out of every ten people living in the US feels their partner is a financial bully. What exactly is a financial bully? It’s someone who uses the family’s finances to control the other partner in the relationship in some way, making it difficult for the other partner to leave. According to the test, it can take on a number of forms, including the following:

  • A financial bully will make you feel guilty about your shopping habits
  • A financial bully will limit their partner’s spending
  • A financial bully will make their partner show them receipts for all purchases made
  • A financial bully will impose an allowance on their partner

The percentage of those who feel they have been financially bullied differs quite a bit depending on their age. Those who are younger feel they have been bullied at a much higher rate than those who are older. A full 25% of younger respondents feel they have been financially bullied by their partner.

Credit Karma teamed up with Rachel Sussman, LCSW to develop a few questions which when answered, can give you an indication whether or not your partner exhibits financial bully qualities. The test gives you seven questions which you answer in one of four ways: strongly agree, somewhat agree, somewhat disagree and strongly disagree :

  • “My partner doesn’t allow me to shop on my own”
  • “My partner doesn’t allow me to have credit cards”
  • “My partner gives me a monthly or weekly allowance”
  • “My partner makes me feel guilty about my shopping habits”
  • “My partner makes me show receipts for all my purchases”
  • “My partner forces me to turn over my paycheck”
  • “I suspect my partner has lied to me about money”

Depending on your answers, you’ll be told after the survey whether or not your partner exhibits the tendencies of a financial bully. If your partner does, you will get the following message:

“Your score indicates that you could be in a relationship with a financial bully. The type of financial bullying you’re experiencing can sometimes be coupled with emotional or physical abuse; it’s important to address these issues as soon as possible. If your partner is unwilling to change his or her ways, it’s a good idea to take steps to protect yourself and your finances.”

You’re also given a link to the American Association for Marriage and Family Therapy

Is your partner a financial bully? Take the survey to find out.

(Photo courtesy of Maryland GovPics)

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2 Responses to Is Your Partner a Financial Bully? Take the Credit Karma Test to Find Out

  1. Richard says:

    I understand that financial bullying is a real thing, but this test seems a bit superficial. a lot of those questions can be answered in a way that may imply a person is a bully when in fact they are simply trying to save their family’s finances because one partner has a spending problem. This could give some people the notion they are being bullied when in fact, their spending is the problem.

  2. dave says:

    I think that it might wake some people up who are in financially abusive relationships. Yes, it can be used to see something that really isn’t there by those who spend too much, but it can also maybe open the eyes of someone who is being money manipulated in a relationship. I think that’s the purpose of it here.

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