3 Responses to How Long Does it Take for a Check to Clear?

  1. Gailete says:

    I generally don’t worry about how long it takes checks to clear and honestly when I saw this title I was thinking about checks I wrote to others where it can go from a week to several weeks. Partly because the few checks I write go to individual who aren’t running off to the bank the second they get the check. My cleaning lady at one point I think took close to a month before she cashed her check.

    I do at times transfer money from my banks to my on line account Capital 360 (used to be ING) and it takes about a week. They will tell you when the money should clear.

  2. dave says:

    I don’t understand why they don’t clear immediately. As soon as they are input into the system, the information should be there to know whether or not the are sufficient funds. Checks clearing should take a few hours, not a few days.

  3. Denise says:

    The banks totally rip people off with holding their checks to clear. With computers, they should know instantly whether the account the check came from has funds and transfer them. It makes no sense to me.

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