Saving money (and spending it wisely) can get boring. It’s hard to deny yourself all of your wants and to consistently focus on “good” financial behavior. You can spice things up, though, by challenging yourself to improve in any area of your financial life. If you’re competitive, you can even enter into challenges with others. (There are no real winners or losers, here. It’s not a death match, just friendly competition that benefits everyone). The Internet is full of challenges that you can take part in, or you can create your own.
I think there are four basic categories of challenges:
These are the challenges where you try to save $X by a...