Is This Going to Keep Me Alive?

keep alive

Sometimes people over-complicate personal finance when they are in a crisis. They start trying to figure out what they can cut, yet still maintain a certain level of creature comforts. They start doing all kinds of mathematical gymnastics trying to work out whether they can afford this or that, or if they can cut this but keep that. They start flinging justifications around like Mardi Gras beads. But it really isn’t this difficult. When you are in a financial crisis and the poop has truly hit the fan, there’s only one question you need to answer about any potential purchase, any service you’re debating keeping, or any activity you’re trying to stay involved in. That


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4 Responses to Is This Going to Keep Me Alive?

  1. greenday says:

    I have a hard understanding how people are able to delude themselves into thinking that everything is a necessity. I have a number of acquaintances that do this. car with all the extras? Necessity. Yearly vacation? Necessity. I just don’t understand this way of thinking.

  2. Miz Pat says:

    This is an excellent reminder of the basics in a frugal lifestyle.

    Your first goal is always survival. It takes a lot of the stress off knowing that.

  3. Minny says:

    My grandmother brought me up and she had been widowed in 1926 as a young woman with four children from ten years to eighteen months old. Small widows pension was all she had and that did not cover the rent. She did lots of things to earn money and the children had to help with the two youngest 18 months and 3 years having to help push the cart used to take washing to and from customers. She knew what kept them alive and what didn’t was a luxury.

    They family lived on starch, vegetables and tiny amounts of meat. No phone, no wireless, only heating a coal fire in one room when it was really cold. When my aunts talked about this time they were not miserable children, two lived to mid 80s and one is still alive in her 90s. The son died at 19 after a motorbike accident.

    Not an uncommon story for anyone living in the 1920s, 30s, 40s and here in the UK the 50s as well. What is a necessity and what a want has become blurred by the feelings of entitlement people have.

    Ramble, ramble – sorry!

  4. Gailete says:

    Cable TV is the thing that people seem to cling to the most and I don’t know why. When I hear women talking that they can’t cut the cable as that is the only relaxation hubby gets, it makes you wonder if getting rid of it won’t help him relax a little more knowing that more is going towards the bills. There are so many ways to keep active and have things to do, and if you are that poor, it means you need to do your own gardening and house cleaning. I’ve never been quite sure what got the notion in many guys heads that as long as they work 8 hours a day, they can sit on their butts while wife who also worked 8 hours, does the cooking, cleaning and childcare.

    When a family is facing financial ruin, the whole family needs to pitch in and help, but lately it seems that families try to protect their children from knowing just how bad it is. Well kids are usually smart enough to figure out that something bad is going on, give them a chance to understand and contribute ideas and help. My son taped that show Downsized from a couple of years ago. The family was flat broke and yet the wife didn’t want her girl to have to give up cheerleading. Then they try to figure out how to be able to afford it and instead of putting that money into the general fund it goes into a want category. Kids don’t die if they don’t get to go to cheer practice – I know I didn’t and I’m still alive and kicking! In that show the woman was the absolute worse money manager I had ever seen. It was like she just didn’t get it and lived like some how things would always work out.

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