Recently, an acquaintance asked me for some financial advice.
“Give me your easiest financial tips. You know, stuff that I don’t have to work too hard at. I’ve got to pay off some debt and save up some cash for a vacation.”
Privately I was thinking, “Way to set the bar low. Wouldn’t want to work at anything, would you?” (You must understand that this acquaintance almost always looks for the easiest, laziest way to do the minimum on any task. She’s frustrating to be around, which is why I don’t refer to her as a friend.) At any rate, I started offering up suggestions.
“Open a savings account and have money direct-deposited every pay...