A friend of mine has been freaking out the last couple of weeks because her oldest child is graduating from high school this year. While she’s thrilled about this, she’s worried about the money.
“I’ve got to get him a gift and throw him a party. I don’t have the money right now, so I’ve got to raid our savings account,” she said. She failed to plan for this expense that she’s known about for years.
I’ve got another acquaintance who worries every time the oil has to be changed in her car.
“I just don’t have the money to cover it right now,” she wails and then breaks out the credit card. It’s not that she doesn̵...