10 Daily Actions Keeping You in Debt

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It’s hard to get out of debt. Sometimes it’s easy to feel that no matter how hard you try, you’ll never be able to pay off all your debt and expenses. While you might have reassessed your finances and figured out how to begin paying down your debt, it’s important to understand how to minimize debt in all areas of your life. For instance, you might not even realize that you have a variety of daily habits that are keeping you buried in debt despite your best intentions. The following are a few of the more common ones.

Spending More Than You Have

It’s easy to spend more money than you have whether it’s by writing a check, swiping a card, or willfully ignori


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5 Responses to 10 Daily Actions Keeping You in Debt

  1. gina says:

    When I was struggling with debt, I did a lot of these things. I still need to stop myself from doing them from time to time. it’s easy to spend money without even realizing it.

  2. Jim Robinson says:


    I could not agree more with all of the above. Without hassle I am able to keep my finances under constant review.
    I would be happy to share what I do if interested absolutely free.



  3. teresa says:

    A great list! I try to have as many no spend days as possible, it’s a competition between my husband and I.

  4. diana says:

    I think that consistency is one of the issues that doesn’t get a lot of air time when finances are the subject, but has a huge impact on them.

  5. wanda says:

    I would add daily bad habits whether it’s junk food, smoking, drinking, daily ice-cream disguised as some type of coffee, etc. Day in and day out, they cost you thousands of dollars a year.

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